Ella Smith's questions to Q2 Holdings Inc (QTWO) leadership • Q2 2025
Question
Ella Smith of JPMorgan Chase & Co. asked which core offerings help Q2 win large Tier 1 and enterprise deals, and what the company views as the most attractive uses of capital beyond retiring its convertible debt.
Answer
CEO Matt Flake highlighted the PrecisionLender pricing tool and the single platform for retail, small business, and corporate banking as key differentiators for upmarket wins. CFO Jonathan Price outlined capital allocation priorities as disciplined M&A, reinvestment in the business for growth, and potential future return of capital.