Sign in

Omar Zoubi

Research Analyst at Bank of America

Omar Zoubi is Vice President and Wealth Management Lending Officer at Bank of America, specializing in residential mortgage banking and lending with deep expertise in credit analysis and client financial solutions. His coverage spans tailored lending services for high-net-worth individuals and families, leveraging his strong background in credit underwriting and risk management. Since joining Bank of America, Omar has developed a successful track record in mortgage structuring, consistently delivering high client satisfaction and strong portfolio performance metrics. He holds distinguished professional credentials including NMLS #620973 registration and is recognized for his commitment to personalized service and financial strategy development.

Omar Zoubi's questions to Roblox (RBLX) leadership

Question · Q3 2025

Omar Zoubi questioned why Roblox doesn't use advertising (ad networks) to attract users, especially given a potentially tough comparable year in 2026, relying instead on viral growth.

Answer

David Baszucki (CEO, Roblox) reiterated bullishness on market expansion and clarified that Roblox does thoughtfully complement viral growth with modest paid user acquisition. He highlighted a future opportunity to partner with creators on paid acquisition, sharing benefits to expand this initiative. Naveen Chopra (CFO, Roblox) added that organic growth remains the primary driver, but developer partnerships for content promotion are being explored.

Ask follow-up questions

Get Instant Answers from SEC Filings & Earnings Calls

Ask complex financial questions and get precise answers in seconds. Fintool scans millions of documents to surface insights beyond timely human analysis.

Search across 8,000+ companies
Access millions of SEC filings & transcripts
Get answers cited to the source
Try Fintool for Free

Trusted by leading investment firms and analysts