Earnings summaries and quarterly performance for Ameris Bancorp.
Executive leadership at Ameris Bancorp.
H. Palmer Proctor, Jr.
Detailed
Chief Executive Officer
CEO
Douglas D. Strange
Detailed
Corporate Executive Vice President and Chief Credit Officer
James A. LaHaise
Detailed
Corporate Executive Vice President and Chief Strategy Officer
Jody L. Spencer
Detailed
Corporate Executive Vice President and Chief Legal Officer
Lawton E. Bassett, III
Detailed
Corporate Executive Vice President, Chief Banking Officer and Bank President
Michael T. Pierson
Detailed
Corporate Executive Vice President, Chief Governance Officer and Corporate Secretary
Nicole S. Stokes
Detailed
Corporate Executive Vice President and Chief Financial Officer
Ross L. Creasy
Detailed
Corporate Executive Vice President and Chief Information Officer
William D. McKendry
Detailed
Corporate Executive Vice President and Chief Risk Officer
Board of directors at Ameris Bancorp.
Claire E. McLean
Detailed
Director
Daniel B. Jeter
Detailed
Director
James B. Miller, Jr.
Detailed
Chairman of the Board
Leo J. Hill
Detailed
Lead Independent Director
Robert P. Lynch
Detailed
Director
Rodney D. Bullard
Detailed
Director
William H. Stern
Detailed
Director
William I. Bowen, Jr.
Detailed
Director
Wm. Millard Choate
Detailed
Director
Research analysts who have asked questions during Ameris Bancorp earnings calls.
Russell Gunther
Stephens Inc.
6 questions for ABCB
Also covers: AMTB, AUB, FBK +10 more
Catherine Mealor
Keefe, Bruyette & Woods
4 questions for ABCB
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Manuel Navas
D.A. Davidson & Co.
4 questions for ABCB
Also covers: BFST, CBU, CIVB +16 more
Stephen Scouten
Piper Sandler & Co.
4 questions for ABCB
Also covers: AMTB, AUB, BKU +24 more
Christopher Marinac
Janney Montgomery Scott LLC
3 questions for ABCB
Also covers: BFST, BKU, CBAN +24 more
David Feaster
Raymond James
2 questions for ABCB
Also covers: ALRS, AX, BANC +20 more
David Pfister
Raymond James & Associates Inc.
2 questions for ABCB
Also covers: GBCI
Brandon King
Truist Securities
1 question for ABCB
Also covers: BANC, COLB, IBTX +2 more
William Jones
Truist Securities
1 question for ABCB
Also covers: AMTB, CRH, FERG +6 more
Recent press releases and 8-K filings for ABCB.
Ameris Bancorp Reports Strong Q3 2025 Results with Robust Growth and New Share Repurchase Plan
ABCB
Earnings
Share Buyback
Guidance Update
- Ameris Bancorp reported net income of $106 million and $1.54 diluted earnings per share for Q3 2025, achieving a return on assets of 1.56% and a return on tangible common equity of 14.6%. The efficiency ratio improved to 49.19%, driven by 18% annualized revenue growth.
- The company experienced 5% annualized deposit growth and 4% annualized loan growth, primarily in C&I and CRE. The net interest margin expanded to 3.80% , and tangible book value per share grew by 15.2% annualized to $42.90.
- Ameris Bancorp repurchased $8.5 million of common stock during the quarter and announced a new $200 million share repurchase plan approved by its board. Management anticipates slight margin compression over the next few quarters and expects the efficiency ratio to return above 50% in Q4. The company expresses strong optimism for organic loan growth in the mid-single-digit range, with potential for acceleration to upper single or double digits in 2026.
Oct 28, 2025, 1:00 PM
Ameris Bancorp Reports Strong Q3 2025 Results with Increased Profitability and Capital
ABCB
Earnings
Share Buyback
Guidance Update
- Ameris Bancorp reported net income of $106 million, or $1.54 per diluted share, for Q3 2025, achieving a return on assets of 1.56% and a return on tangible common equity of 14.6%.
- The company saw 18% annualized revenue growth and an improved efficiency ratio of 49.19%, with its net interest margin expanding to 3.80%.
- Loan growth was 4% annualized, in line with mid-single-digit guidance, and deposits grew 5% annualized, maintaining non-interest-bearing deposits at over 30%.
- Capital levels strengthened, with common equity tier one at 13.2% and tangible common equity at 11.31%. The company repurchased $8.5 million in common stock and approved a new $200 million share repurchase plan.
- Management expressed optimism for future organic loan growth, potentially accelerating beyond mid-single digits, and prioritizes these opportunities over M&A.
Oct 28, 2025, 1:00 PM
Ameris Bancorp Reports Strong Q3 2025 Results and Optimistic Outlook
ABCB
Earnings
Share Buyback
Guidance Update
- Ameris Bancorp reported net income of $106 million, or $1.54 per diluted share, for Q3 2025, with a 1.56% return on assets and 14.6% return on tangible common equity.
- The company achieved 18% annualized revenue growth and an improved efficiency ratio of 49.19%, alongside a 3.80% net interest margin.
- Tangible book value per share grew to $42.90, representing 15.2% annualized growth, and the company repurchased $8.5 million of common stock while authorizing a new $200 million share repurchase plan.
- Management anticipates slight margin compression and the efficiency ratio to return above 50% in Q4, but remains optimistic about accelerating loan growth to potentially upper single-digits or double-digits in 2026, driven by market disruption and improving economic conditions.
Oct 28, 2025, 1:00 PM
Ameris Bancorp Reports Strong Q3 2025 Financial Results
ABCB
Earnings
Share Buyback
- Ameris Bancorp reported net income of $106.0 million, or $1.54 per diluted share, for the third quarter of 2025. This represents an increase from $99.2 million, or $1.44 per diluted share, in the third quarter of 2024.
- The company achieved a return on average assets of 1.56% and a return on average tangible common equity of 14.57%. The net interest margin (TE) expanded by 3 basis points to 3.80%, and the efficiency ratio improved to 49.19% in Q3 2025.
- Tangible book value grew by $1.58 per share, or 15.2% annualized, reaching $42.90 at September 30, 2025. The tangible common equity (TCE) ratio increased to 11.31%.
- Loan growth was $216.9 million, or 4.1% annualized, and deposits grew 5% annualized during the third quarter of 2025, with noninterest-bearing deposits remaining strong at 30.4% of total deposits. Annualized net charge-offs were stable at 0.14% of average total loans.
- The Board authorized a new $200 million share repurchase program in October 2025, following the repurchase of 125,900 shares for $8.5 million during the quarter.
Oct 27, 2025, 8:16 PM
Ameris Bancorp Announces Third Quarter 2025 Financial Results
ABCB
Earnings
Share Buyback
- Ameris Bancorp reported net income of $106.0 million, or $1.54 per diluted share, for the third quarter of 2025.
- The company achieved a return on average assets of 1.56% and a return on average tangible common equity of 14.57% for the third quarter of 2025.
- Tangible book value per share grew by $1.58, or 15.2% annualized, to $42.90 at September 30, 2025.
- The board of directors authorized a new share repurchase program of up to $200 million of outstanding common stock, effective through October 31, 2026.
Oct 27, 2025, 8:15 PM
Ameris Bancorp Announces Increased Stock Repurchase Program
ABCB
Share Buyback
- On October 20, 2025, Ameris Bancorp's board of directors authorized an increase in its stock repurchase program, allowing the company to repurchase up to $200 million of its outstanding common stock.
- This authorization is valid through October 31, 2026.
- Under the previously announced share repurchase program, which was set to expire on October 31, the company had repurchased $36.3 million of its common stock in the past 12 months.
- The company's CEO, H. Palmer Proctor, Jr., indicated that the repurchase plan reflects a disciplined focus on long-term shareholder value and confidence in the company's balance sheet strength and financial results.
Oct 20, 2025, 8:26 PM
Ameris Bancorp Announces Increased Stock Repurchase Program
ABCB
Share Buyback
- Ameris Bancorp's board of directors authorized an increase in its stock repurchase program to $200 million.
- This new authorization is a continuation of a previous program, under which the company repurchased $36.3 million of its common stock in the past 12 months.
- The repurchases are authorized to occur through October 31, 2026.
- CEO H. Palmer Proctor, Jr. stated that the plan reflects confidence in the company's balance sheet and financial results, and a focus on long-term shareholder value.
Oct 20, 2025, 8:15 PM
Ameris Bancorp Reports Strong Q2 2025 Results
ABCB
Earnings
Guidance Update
Share Buyback
- Ameris Bancorp reported strong Q2 2025 financial results, with net income of $109.8 million and $1.6 per diluted share.
- Profitability metrics improved, including a return on assets of 1.65% and return on tangible common equity of 15.8%, alongside an improved efficiency ratio of 51.63%.
- The company experienced 6.5% annualized loan growth and an expanded net interest margin of 3.77% , while non-interest bearing deposits remained a significant portion at 31% of total deposits.
- Capital levels strengthened, with tangible book value per share increasing to $41.32 , and the company repurchased $12.8 million of common stock during the quarter. Management expects loan and deposit growth in the mid-single digit range and projects the net interest margin to normalize above 3.60% to 3.65% over the longer term.
Jul 29, 2025, 10:30 PM
Ameris Bancorp 8-K Annual Meeting Proposals Update
ABCB
Proxy Vote Outcomes
Auditor Change
Executive Compensation
- Shareholders held an Annual Meeting on June 5, 2025, where proposals included electing 10 board members through a majority vote, with detailed vote counts provided for each nominee.
- Key proposals were approved, including the ratification of KPMG LLP as the independent auditor for 2025 and an advisory vote on executive compensation.
Jun 6, 2025, 12:00 AM
Ameris Bancorp Reports Q1 2025 Results
ABCB
Earnings
Share Buyback
- Ameris Bancorp reported Q1 2025 net income of $87.9 million, EPS of $1.27, and a 17% increase over Q1 2024, with a ROA of 1.36%, reflecting solid earnings performance .
- Recorded a net interest margin of 3.73% and maintained an efficiency ratio of 52.83%, underscoring robust profitability and effective cost management .
- Maintained a stable balance sheet with total assets of $26.5 billion and achieved 4% annualized deposit growth, bolstered by a strong deposit base including 30.8% noninterest-bearing deposits .
- Focused on capital management with a $15 million share buyback (253,400 shares repurchased) and upheld strong capital ratios with a CET1 ratio of 12.9% .
- Tangible book value per share increased by $1.19 to $39.78, indicating improved shareholder value .
Apr 29, 2025, 1:01 PM
Quarterly earnings call transcripts for Ameris Bancorp.
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