Cash and due from banks (USD, thousands)

Interest-bearing deposits in banks (USD, thousands)

Cash and cash equivalents (USD, thousands)

Debt securities available-for-sale, at fair value, net of allowance for credit losses (USD, thousands)

Debt securities held-to-maturity, at amortized cost, net of allowance for credit losses (USD, thousands)

Other investments (USD, thousands)

Loans held for sale, at fair value (USD, thousands)

Loans, net of unearned income (USD, thousands)

Allowance for credit losses (USD, thousands)

Loans, net (USD, thousands)

Other real estate owned, net (USD, thousands)

Premises and equipment, net (USD, thousands)

Goodwill (USD, thousands)

Other intangible assets, net (USD, thousands)

Cash value of bank owned life insurance (USD, thousands)

Other assets (USD, thousands)

Total assets (USD, thousands)

Noninterest-bearing deposits (USD, thousands)

Interest-bearing deposits (USD, thousands)

Total deposits (USD, thousands)

Other borrowings (USD, thousands)

Subordinated deferrable interest debentures, net (USD, thousands)

Other liabilities (USD, thousands)

Total liabilities (USD, thousands)

Common stock (USD, thousands)

Capital surplus (USD, thousands)

Retained earnings (USD, thousands)

Accumulated other comprehensive income (loss), net of tax (USD, thousands)

Treasury stock, at cost (USD, thousands)

Total shareholders’ equity (USD, thousands)

Total liabilities and shareholders’ equity (USD, thousands)

30b83078ba4c97f6715f7d8d31e8fee469059120ad2893e336660f9d430a440a

Weighted average payment deferral for commercial and industrial (months)

Weighted average payment deferral for real estate – commercial and farmland (months)

Weighted average payment deferral for real estate – residential (months)

Weighted average term extension for commercial and industrial (months)

Weighted average term extension for real estate – commercial and farmland (months)

Weighted average term extension for real estate – residential (months)

Interest rate reduction for real estate – commercial and farmland (percentage)

Weighted average term extension for real estate – residential (combination) (months)

Weighted average interest rate reduction for real estate – residential (combination) (percentage)

Interest rate reduction for real estate – residential (percentage)

Weighted average life of SBA servicing rights (years)

Modeled prepayment speed of SBA servicing rights (percentage)

Weighted average discount rate for SBA servicing rights (percentage)

Fair value sensitivity (SBA servicing rights) – 10% adverse change in prepayment (thousands of dollars)

Fair value sensitivity (SBA servicing rights) – 20% adverse change in prepayment (thousands of dollars)

Fair value sensitivity (SBA servicing rights) – 100 basis point adverse change in discount rate (thousands of dollars)

Fair value sensitivity (SBA servicing rights) – 200 basis point adverse change in discount rate (thousands of dollars)

Weighted average term of residential mortgage servicing rights (months)

Modeled prepayment speed of residential mortgage servicing rights (percentage)

Weighted average discount rate for residential mortgage servicing rights (percentage)

Fair value sensitivity (residential mortgage servicing) – 10% adverse change in prepayment (thousands of dollars)

Fair value sensitivity (residential mortgage servicing) – 20% adverse change in prepayment (thousands of dollars)

Fair value sensitivity (residential mortgage servicing) – 100 basis point adverse change in discount rate (thousands of dollars)

Fair value sensitivity (residential mortgage servicing) – 200 basis point adverse change in discount rate (thousands of dollars)

035ee64d30358d804d7d5350f7366c458c9d4ba8c882c391faadc993e3d7da13

Net Income [USD, thousands]

Share-based Compensation Expense [USD, thousands]

Decrease in Interest Payable [USD, thousands]

Increase in Tax Payable [USD, thousands]

Provision for Deferred Taxes [USD, thousands]

Gain on Sale of Other Investments [USD, thousands]

Change Attributable to Other Operating Activities [USD, thousands]

Net Cash Provided by Operating Activities [USD, thousands]

Net (Increase) Decrease in Other Investments [USD, thousands]

Net Cash Used in Investing Activities [USD, thousands]

Purchase of Treasury Shares [USD, thousands]

Dividends Paid - Common Stock [USD, thousands]

Repayment of Other Borrowings [USD, thousands]

Net Cash Used in by Financing Activities [USD, thousands]

Net Change in Cash and Cash Equivalents [USD, thousands]

Cash Paid during the Year for Interest [USD, thousands]

Cash Received during the Year for Income Taxes [USD, thousands]

Depreciation [USD, thousands]

Provision for Credit Losses [USD, thousands]

Amortization of Intangible Assets [USD, thousands]

Amortization of Operating Lease Right of Use Assets [USD, thousands]

Purchases of Debt Securities Available-for-Sale [USD, thousands]

Purchases of Debt Securities Held-to-Maturity [USD, thousands]

Proceeds from Maturities and Paydowns of Debt Securities Available-for-Sale [USD, thousands]

Proceeds from Maturities and Paydowns of Debt Securities Held-to-Maturity [USD, thousands]

Net Increase in Loans [USD, thousands]

Purchases of Premises and Equipment [USD, thousands]

Proceeds from Sale of Premises and Equipment [USD, thousands]

Proceeds from Sales of Other Real Estate Owned [USD, thousands]

Proceeds from Sale of Mortgage Servicing Rights [USD, thousands]

Proceeds from Bank Owned Life Insurance [USD, thousands]

Net Increase in Deposits [USD, thousands]

Proceeds from Other Borrowings [USD, thousands]

Net Cash Provided by Financing Activities [USD, thousands]

Undistributed Earnings of Subsidiaries [USD, thousands]

Cash and Cash Equivalents at Beginning of Year [USD, thousands]

Cash and Cash Equivalents at End of Year [USD, thousands]

548022b2d1f4adebfe9aa0b08b6de01c3485f4e5564f2653d4bfb08686e83762

Banking Division

- Interest Income

- Noninterest Income

Retail Mortgage Division

Warehouse Lending Division

SBA Division

Premium Finance Division

Total Revenue

4d9e747bae1ed0a5094f66c7c8b82567c662c06d451817c9d0d8baf66be060be

Interest income (USD, thousands)

Interest expense (USD, thousands)

Net interest income (USD, thousands)

Provision for credit losses (USD, thousands)

Net interest income after provision for credit losses (USD, thousands)

Noninterest income (USD, thousands)

Noninterest expense (USD, thousands)

Income before income tax expense (USD, thousands)

Income tax expense (USD, thousands)

Net income (USD, thousands)

Basic earnings per common share

Diluted earnings per common share

f26e7fe55a8a8c77f7c52f930b0fd6cedbd486fe6e90ccbfe697debf3b6240e8

Ameris Bancorp (ABCB)

Financials