Earnings summaries and quarterly performance for ACI WORLDWIDE.
Executive leadership at ACI WORLDWIDE.
Board of directors at ACI WORLDWIDE.
AT
Adalio T. Sanchez
Detailed
Chairman of the Board
CE
Charles E. Peters, Jr
Detailed
Director
DL
Didier Lamouche
Detailed
Director
JO
Janet O. Estep
Detailed
Director
JA
Juan A. Benitez
Detailed
Director
KB
Katrinka B. McCallum
Detailed
Director
MP
Mary P. Harman
Detailed
Director
SM
Samir M. Zabaneh
Detailed
Director
TF
Todd Ford
Detailed
Director
Research analysts who have asked questions during ACI WORLDWIDE earnings calls.
JC
Jeff Cantwell
Seaport Research Partners
6 questions for ACIW
Also covers: AFRM, CHYM, CRCL +6 more
George Sutton
Craig-Hallum
5 questions for ACIW
Also covers: AEYE, AGYS, APLD +26 more
Trevor Williams
Jefferies LLC
4 questions for ACIW
Also covers: CPAY, FIS, GPN +8 more
CN
Charles Nabhan
Stephens Inc.
3 questions for ACIW
Also covers: ALKT, ASUR, EEFT +9 more
PH
Peter Heckmann
D.A. Davidson
3 questions for ACIW
Also covers: ALIT, BR, CPIG +12 more
AN
Alex Newman
Stephens Inc.
1 question for ACIW
Also covers: RPAY
LH
Logan H.
Craig-Hallum Capital Group LLC
1 question for ACIW
PH
Pete Heckmann
D.A. Davidson & Co.
1 question for ACIW
Also covers: CWAN, DFIN, TYL
Recent press releases and 8-K filings for ACIW.
ACI Worldwide Launches ACI Connetic for Cards
ACIW
Product Launch
New Projects/Investments
- ACI Worldwide announced the launch of ACI Connetic for Cards, a new cloud-native card payments suite integrated into its unified payments hub, ACI Connetic.
- This suite unifies ACI's existing capabilities in acquiring, issuing, and ATM and Self-Service Banking, which currently process over 300 billion card transactions annually, onto a single next-generation platform.
- The launch addresses the growing global card market, with transactions projected to reach 1.1 trillion annually in 2029, a 43 percent increase from 776 billion in 2024.
- ACI Connetic, first introduced in 2025, combines account-to-account payments, card payments, and AI-driven fraud prevention.
Mar 4, 2026, 7:00 AM
ACI Worldwide Reports Strong 2025 Results and Provides 2026 Outlook
ACIW
Earnings
Guidance Update
Share Buyback
- ACI Worldwide delivered strong financial results for full year 2025, with total revenue of $1.76 billion, up 10% from 2024, and Adjusted EBITDA increasing 9% to $507 million, achieving an adjusted net EBITDA margin of 42%.
- The company provided a positive financial outlook for 2026, projecting revenue between $1.88 billion and $1.91 billion (7%-9% constant currency growth) and Adjusted EBITDA of $530 million to $550 million.
- In 2025, ACI repurchased 4.2 million shares for $203 million and plans to allocate 50%-60% of its 2026 cash flow from operating activities to share repurchases.
- Strategic highlights include 9% revenue growth in the Payment Software segment and 13% revenue growth in the Biller segment for 2025, alongside continued progress with its cloud-native Kinetic platform and the deployment of AI across the enterprise.
- The company announced the appointment of Kim deBeers to its board of directors as part of an ongoing refreshment process.
Feb 26, 2026, 1:30 PM
ACI Worldwide Reports Strong Full Year 2025 Results, Provides 2026 Outlook, and Details Strategic Focus
ACIW
Earnings
Guidance Update
Share Buyback
- ACI Worldwide reported full year 2025 total revenue of $1.76 billion, a 10% increase from 2024, and adjusted EBITDA of $507 million, up 9%, with an adjusted net EBITDA margin of 42%. The company ended 2025 with $196 million in cash and a net debt leverage ratio of 1.2 times adjusted EBITDA, repurchasing 4.2 million shares for $203 million.
- For full year 2026, ACI Worldwide expects revenue between $1.88 billion and $1.91 billion (7%-9% growth) and adjusted EBITDA between $530 million and $550 million. The company plans to allocate 50%-60% of its 2026 cash flow from operating activities to share repurchases.
- ACI is adopting an AI-first approach to improve productivity, enhance customer outcomes, and reduce costs. The Kinetic platform is noted as the fastest-growing portion of its overall pipeline, with significant traction in the mid-tier financial institution segment.
- Kim deBeers was appointed to the board of directors, following additions of Didier Lamouche and Todd Ford in October 2025, and the transition of Jan Estep and Charlie Peters off the board.
Feb 26, 2026, 1:30 PM
ACI Worldwide Reports Strong Full-Year 2025 Results and Issues 2026 Guidance
ACIW
Earnings
Guidance Update
Share Buyback
- ACI Worldwide reported full-year 2025 revenue of $1,760 million, an increase of 10% from 2024, with Q4 2025 revenue at $482 million, up 6% year-over-year.
- Adjusted EBITDA for full-year 2025 was $506 million, a 9% increase from 2024, achieving a 42% Net Adjusted EBITDA Margin.
- The company generated $323 million in operating cash flow in 2025 and returned $203 million to shareholders by repurchasing approximately 4.2 million shares.
- For full-year 2026, ACI Worldwide expects revenue between $1,880 million and $1,910 million and Adjusted EBITDA between $530 million and $550 million.
Feb 26, 2026, 1:30 PM
ACI Worldwide Reports Strong FY 2025 Results and Provides 2026 Guidance
ACIW
Earnings
Guidance Update
Share Buyback
- ACI Worldwide reported strong full-year 2025 financial results, with total revenue of $1.76 billion, marking a 10% increase from 2024, and adjusted EBITDA of $507 million, up 9%, achieving an adjusted net EBITDA margin of 42%.
- For 2026, the company projects revenue between $1.88 billion and $1.91 billion, representing 7-9% growth on a constant currency basis, and adjusted EBITDA of $530 million to $550 million.
- Strategic initiatives in 2025 included the unification of bank and merchant businesses into the Payment Software segment, which grew 9% in revenue and 10% in adjusted EBITDA, and continued investment in the cloud-native Connetic platform and an AI-first approach across the enterprise.
- The company maintained a strong balance sheet with $196 million in cash and a net debt leverage ratio of 1.2x at year-end 2025, and repurchased 4.2 million shares for $203 million. ACI Worldwide plans to allocate 50-60% of 2026 operating cash flow to share repurchases.
Feb 26, 2026, 1:30 PM
ACI Worldwide Reports Strong Full-Year 2025 Results and Provides 2026 Guidance
ACIW
Earnings
Guidance Update
Share Buyback
- ACI Worldwide reported full-year 2025 total revenue of $1.76 billion, an increase of 10% from 2024, and net income of $227 million, up 12%.
- Adjusted EBITDA for full-year 2025 was $506 million, growing 9% from 2024, with cash flow from operating activities at $323 million.
- For full-year 2026, ACI Worldwide expects revenue to be between $1.88 billion and $1.91 billion (7% to 9% growth) and Adjusted EBITDA in the range of $530 million to $550 million.
- The company ended 2025 with $196 million in cash and a net debt leverage ratio of 1.2x adjusted EBITDA, having repurchased 4.2 million shares for $203 million during the year.
- ACI Worldwide plans to allocate 50% to 60% of 2026 operating cash flow towards share repurchases.
Feb 26, 2026, 12:53 PM
ACI Worldwide Provides 2026 Financial Guidance and Outlines Capital Allocation Strategy
ACIW
Guidance Update
Share Buyback
New Projects/Investments
- ACI Worldwide provided FY 2026 guidance, projecting revenue between $1,880 million and $1,910 million and Adjusted EBITDA between $530 million and $550 million.
- The company reported revenue of $1,760 million and Adjusted EBITDA of $506 million for 2025, continuing a growth trend since 2020.
- In 2025, ACI Worldwide allocated 63% of its cash flow to share repurchases and 34% to debt repayments, with 2% for M&A. For 2026, the company expects to allocate 50% to 60% of cash flow from operating activities towards share repurchases.
- ACI Worldwide operates a high-quality software model in the global payments ecosystem, characterized by significant recurring revenue, high retention rates, and a strong cash flow and balance sheet.
- The company's longer-term outlook includes high single-digit organic revenue growth and a target leverage of 2.0x net debt/EBITDA.
Feb 26, 2026, 12:00 PM
ACI Worldwide's ACI Connetic Platform Adopted by UK Bank
ACIW
Product Launch
New Projects/Investments
- ACI Worldwide announced that a leading UK retail bank has chosen its ACI Connetic platform for deployment, marking the first UK implementation of the unified, cloud-native solution.
- The ACI Connetic platform allows UK banks to consolidate SWIFT, CHAPS, and Faster Payments onto a single cloud-native SaaS platform, aiming to reduce operational cost, risk, and complexity.
- This platform is the industry's first to integrate account-to-account payments, card payments, and AI-driven fraud prevention within one cloud-native SaaS environment.
- Powered by Microsoft's cloud capabilities, ACI Connetic is also being adopted by banks across Europe and the U.S., indicating global demand.
Feb 17, 2026, 7:00 AM
ACI Worldwide Discusses Growth Strategy, Product Innovation, and Capital Allocation
ACIW
Product Launch
Share Buyback
Revenue Acceleration/Inflection
- ACI Worldwide, a $1.7 billion software and SaaS company, reported 7% overall revenue growth and 10% recurring revenue growth, with 12% year-to-date growth in its payments software business, which accounts for more than half of its revenue and three-quarters of its EBITDA. The company has 85% visibility into next year's revenue and has raised its full-year guidance, aiming for high single-digit growth.
- Key growth drivers include the Connetic cloud-native payments hub, co-developed with top banking customers to expand market reach and orchestrate various payment types, and the Speedpay One platform, a new cloud-native bill pay solution designed to consolidate legacy systems and enhance customer experience.
- ACI is a significant player in the fastest-growing real-time payments (RTP) market, with 75% of its payments software business outside the U.S., and is actively involved in monetizing stablecoin adoption.
- From a capital allocation perspective, the company has reduced its leverage to 1.3x and has been active in returning capital to shareholders, buying back 3 million shares for approximately $150 million through the first nine months and increasing its share repurchase authorization to $500 million. ACI also acquired Payment Components to accelerate its Connetic roadmap.
Nov 20, 2025, 2:00 PM
ACI Worldwide CFO Outlines Growth Strategy and Capital Allocation Priorities
ACIW
CFO Change
Revenue Acceleration/Inflection
Share Buyback
- Bobby Leibrock, CFO of ACI Worldwide, who joined about six months ago, highlighted the company's $1.7 billion software and SaaS business with approximately $500 million in EBITDA, two-thirds of which is realized in cash. He is focused on achieving high single-digit growth and investing in innovation for 2026.
- ACI Worldwide is driving innovation through its Connetic platform, a cloud-native payments hub for intelligent orchestration in banking, and Speedpay One, a cloud-native bill pay platform, both designed to address complexity and expand market reach.
- The company reported strong revenue performance with 12% year-to-date growth across its segments, including 25% growth in Q1. Real-time payments are identified as the fastest-growing new payment type, contributing significantly to growth through transaction-based contracts.
- ACI Worldwide maintains a flexible capital allocation strategy, having reduced its leverage to 1.3x (from a target of 2.5x) and recently upped its share repurchase authorization to $500 million. The company also acquired Payment Components to accelerate its Connetic roadmap.
Nov 20, 2025, 2:00 PM
Quarterly earnings call transcripts for ACI WORLDWIDE.
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