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| Name | Position | External Roles | Short Bio | Start Date |
|---|---|---|---|---|
Daniel P. Amos ExecutiveBoard | Chairman and CEO | N/A | Daniel P. Amos has been with Aflac since 1983 and is currently the Chairman and CEO. He has provided strategic leadership and contributed to the company's growth and success. | 1983 |
Albert A. Riggieri Executive | Senior Vice President, Global Chief Risk Officer | N/A | Albert A. Riggieri has been with Aflac since 2018, overseeing risk management and compliance. | 2018 |
Audrey B. Tillman Executive | Executive Vice President and General Counsel | N/A | Audrey Boone Tillman joined Aflac in 1996 and oversees compliance, government relations, and sustainability efforts. | 1996 |
Bradley E. Dyslin Executive | Executive Vice President, Global CIO | N/A | Bradley E. Dyslin is the Global CIO and President of Aflac Asset Management LLC, with a focus on delivering strong investment results. | 2023 |
Charles D. Lake II Executive | President of Aflac International, Chairman of Aflac Japan | N/A | Charles D. Lake II has been with Aflac since 2008, leading operations in Japan and serving as President of Aflac International. | 2014 |
Frederic J. Simard Executive | Senior Vice President and CFO of Aflac U.S. | N/A | Frederic J. Simard became CFO of Aflac U.S. in 2023, with previous roles at General Electric and The Guardian Life Insurance Company. | 2023 |
Masatoshi Koide Executive | President and Representative Director of Aflac Japan | N/A | Masatoshi Koide has been leading Aflac Japan since 2018, focusing on organizational changes and product development. | 2018 |
Max K. Brodén Executive | Executive Vice President and CFO | N/A | Max K. Brodén joined Aflac in 2017 and became CFO in 2020. He oversees corporate finance, capital management, and financial planning. | 2017 |
Robin L. Blackmon Executive | Senior Vice President, Financial Services, and CAO | N/A | Robin L. Blackmon joined Aflac in 2011 and became Senior Vice President and Chief Accounting Officer in 2024, overseeing financial reporting and investment accounting. | 2011 |
Steven K. Beaver Executive | Executive Vice President and CFO of Aflac Japan | N/A | Steven K. Beaver has been with Aflac since before 2018, serving in various financial roles, and is currently the CFO of Aflac Japan. | 2024 |
Virgil R. Miller Executive | President of Aflac Incorporated and Aflac U.S. | Board Member at America's Health Insurance Plans, LL Global, American Council of Life Insurers | Virgil R. Miller joined Aflac in 2004 and became President of Aflac Incorporated in 2025, focusing on growth and digital capabilities. | 2004 |
Georgette D. Kiser Board | Director | Operating Executive at The Carlyle Group, Board Member at Jacobs Engineering, Adtalem Global Education, NCR Voyix Corporation, Brown Advisory Board mutual fund | Georgette D. Kiser has been a director at Aflac since 2019, with experience in delivering technical solutions and cybersecurity for financial services firms. | 2019 |
Thomas J. Kenny Board | Director | Co-Chair of Nuveen Funds, ParentSquare Board Member | Thomas J. Kenny is a Director at Aflac since 2015 and Chair of the Finance and Investment Committee. He has extensive experience in asset and investment management. | 2015 |
W. Paul Bowers Board | Lead Non-Management Director | Director at Exelon Corporation, Brand Industrial Holding, Inc., Nuclear Electric Insurance Ltd. | W. Paul Bowers has been a director at Aflac since 2013 and serves as the Lead Non-Management Director. He brings expertise in financial knowledge and cybersecurity risk management. | 2013 |
- With competitors aggressively entering the third sector market in Japan and offering lower-priced products, how does Aflac plan to maintain its market share and profitability without engaging in a price war?
- The TSUMITAS product targets younger customers with less disposable income; how are you addressing the potential challenges of lower profitability and higher lapse rates associated with this demographic?
- Given that your expense ratios in both Japan and the U.S. reached record lows this quarter, but with anticipated increases in promotional spending and unscaled businesses, how sustainable are these expense levels moving forward?
- Considering the increase in your commercial real estate loan watch list to approximately $1 billion and ongoing foreclosures, what is your strategy to mitigate potential risks, and how might further real estate market deterioration impact your financial position?
- The significant boost in net investment income appears driven by tactical asset reallocations and favorable short-term rates; with potential rate cuts on the horizon, how do you plan to sustain this elevated income level in your U.S. dollar portfolio?
Recent developments and announcements about AFL.
Earnings
New Earnings (Q4 2024)
·Feb 6, 2025, 4:18 PMView full earnings summary →Aflac’s Q4 results underscore strength: U.S. pretax earnings rose 9.3%, persistency improved 70 bps to 79.3%, and share buybacks reached $750M—the highest in a single quarter. Japan’s scheduled cancer product launch in 2025 is poised to further boost sales.