Earnings summaries and quarterly performance for Amalgamated Financial.
Executive leadership at Amalgamated Financial.
Priscilla Sims Brown
Detailed
President and Chief Executive Officer
CEO
AG
Adrian Glace
Detailed
Senior Vice President and Chief Technology Officer
ER
Edgar Romney Jr.
Detailed
Executive Vice President and Chief Strategy and Administrative Officer
IN
Ina Narula
Detailed
Executive Vice President and Chief Risk Officer
JD
Jason Darby
Detailed
Senior Executive Vice President and Chief Financial Officer
LV
Leslie Veluswamy
Detailed
Executive Vice President and Chief Accounting Officer
MT
Mandy Tenner
Detailed
Executive Vice President and Chief Legal Officer
ML
Margaret Lanning
Detailed
Executive Vice President and Chief Credit Risk Officer
SB
Sam Brown
Detailed
Senior Executive Vice President and Chief Banking Officer
SS
Sean Searby
Detailed
Executive Vice President, Chief Information and Operations Officer
TG
Tyrone Graham
Detailed
Executive Vice President and Chief Human Resources Officer
Board of directors at Amalgamated Financial.
DJ
Darrell Jackson
Detailed
Director
ER
Edgar Romney Sr.
Detailed
Director
JL
JoAnn Lilek
Detailed
Director
JK
Julie Kelly
Detailed
Director
JR
Julieta Ross
Detailed
Director
LF
Lynne Fox
Detailed
Chair of the Board
MF
Mark Finser
Detailed
Lead Independent Director
MB
Maryann Bruce
Detailed
Director
MM
Meredith Miller
Detailed
Director
SS
Scott Stoll
Detailed
Director
SS
Steven SaLoutos
Detailed
Director
TW
Tony Wells
Detailed
Director
Research analysts who have asked questions during Amalgamated Financial earnings calls.
MF
Mark Fitzgibbon
Piper Sandler & Co.
7 questions for AMAL
Also covers: BHLB, BRKL, CNOB +12 more
Christopher O'Connell
Keefe, Bruyette, & Woods, Inc.
3 questions for AMAL
Also covers: ASB, BHLB, BLFY +10 more
DJ
David Joseph Konrad
KBW
2 questions for AMAL
Also covers: BWFG
DK
David Konrad
Keefe, Bruyette & Woods (KBW)
2 questions for AMAL
Also covers: BLFY, BRKL, BWFG +9 more
MS
Mark Shutley
Keefe, Bruyette & Woods
2 questions for AMAL
Also covers: FFBC, VBTX
MT
Mark Thomas Fitzgibbon
Piper Sandler
2 questions for AMAL
Also covers: NBTB
Recent press releases and 8-K filings for AMAL.
AMAL Reports Strong Q4 and Full-Year 2025 Results, Provides Positive 2026 Guidance
AMAL
Earnings
Guidance Update
Revenue Acceleration/Inflection
- AMAL reported strong financial results for Q4 2025 and the full year 2025, with Core EPS of $0.99 for Q4 2025 and $3.64 for FY25.
- For Q4 2025, the company achieved a Core Return on Average Assets (ROAA) of 1.37% and a Core Return on Average Tangible Common Equity (ROTCE) of 15.41%.
- The balance sheet showed growth, with Total Deposits (excluding Brokered CDs) reaching $7.95 billion and Tangible Book Value per share increasing to $26.18 by the end of Q4 2025.
- AMAL provided a positive outlook for 2026, projecting Net Interest Income between $327 million and $331 million and targeting an annual core ROAA of approximately 1.35%.
Jan 22, 2026, 4:00 PM
Amalgamated Financial Corporation Reports Strong Q4 2025 Results and Provides Optimistic 2026 Guidance
AMAL
Earnings
Guidance Update
Dividends
- Amalgamated Financial Corporation reported Q4 2025 core earnings of $0.99 per diluted share and net income of $26.6 million, or $0.88 per diluted share.
- The company achieved a record-breaking quarter for deposit gathering, generating nearly $1 billion of new deposits, with on-balance sheet deposits growing $179 million to $7.9 billion and off-balance sheet deposits increasing $789 million to $1.1 billion.
- Net interest income for Q4 2025 grew 1.8% to $77.9 million, and the net interest margin expanded six basis points to 3.66%, driven by a decline in the cost of funds.
- For full year 2026, the company projects net interest income of $327-$331 million (10%-11% growth) and core pre-tax, pre-provision earnings of $180-$183 million (9%-10% growth).
- The company also announced a $0.03 dividend increase to $0.17 per share, based on a confident outlook for 2026 earnings.
Jan 22, 2026, 4:00 PM
Amalgamated Financial Corporation Reports Strong Q4 2025 Results and Issues Positive 2026 Guidance
AMAL
Earnings
Guidance Update
Dividends
- Amalgamated Financial Corporation reported Q4 2025 core earnings of $0.99 per diluted share and net income of $26.6 million, or $0.88 per diluted share.
- The company achieved record deposit gathering, with on-balance sheet deposits growing $179 million to $7.9 billion and off-balance sheet deposits increasing $789 million to $1.1 billion.
- Net interest income grew 1.8% to $77.9 million, and the net interest margin expanded six basis points to 3.66%.
- Loans increased $167 million (3.5%) to $4.9 billion, driven by 7% growth in multifamily, CRE, and C&I portfolios.
- For 2026, Amalgamated provided guidance including net interest income of $327-$331 million (10%-11% growth) and core pre-tax, pre-provision earnings of $180-$183 million (9%-10% growth), alongside a dividend increase to $0.17 per quarter.
Jan 22, 2026, 4:00 PM
Amalgamated Financial Corporation Reports Strong Q4 2025 Results and Provides Positive 2026 Guidance
AMAL
Earnings
Guidance Update
Dividends
- Amalgamated Financial Corporation reported Q4 2025 core earnings of $0.99 per diluted share and net income of $26.6 million, or $0.88 per diluted share.
- The company achieved record-breaking deposit gathering, generating nearly $1 billion of new deposits, with on-balance sheet deposits growing $179 million to $7.9 billion and off-balance sheet deposits increasing $789 million to $1.1 billion.
- Net interest margin expanded by six basis points to 3.66% in Q4 2025, and loans increased $167 million, or 3.5%, to $4.9 billion.
- For full year 2026, the company provided guidance including net interest income of $327 million-$331 million (10%-11% growth) and core pre-tax, pre-provision earnings of $180 million-$183 million (9%-10% growth).
- Amalgamated also announced a $0.03 dividend increase to $0.17 per share and returned $8.7 million to shareholders through buybacks.
Jan 22, 2026, 4:00 PM
Amalgamated Financial Corp. Reports Strong Q4 and Full Year 2025 Results
AMAL
Earnings
Share Buyback
Revenue Acceleration/Inflection
- For the fourth quarter ended December 31, 2025, Amalgamated Financial Corp. reported net income of $26.6 million, or $0.88 per diluted share, and core net income of $30.0 million, or $0.99 per diluted share.
- Full year 2025 net income totaled $104.4 million, or $3.41 per diluted share, with core net income of $111.6 million, or $3.64 per diluted share.
- The company achieved record quarterly deposit growth in Q4 2025, with on-balance sheet deposits increasing by $179.2 million to $7.9 billion and off-balance sheet deposits growing by $789.2 million to $1.1 billion.
- Key financial metrics for Q4 2025 include a net interest margin of 3.66% , a Common Equity Tier 1 Capital Ratio of 14.26% , and tangible book value per share of $26.18.
- Approximately 309,000 shares were repurchased during the fourth quarter of 2025.
Jan 22, 2026, 11:26 AM
Amalgamated Financial Corp. Announces Quarterly Dividend Increase
AMAL
Dividends
- Amalgamated Financial Corp. announced a 21% increase in its quarterly dividend.
- The quarterly dividend will be $0.17 per common share, payable on February 19, 2026, to stockholders of record on February 3, 2026.
- As of September 30, 2025, the company reported $8.7 billion in total assets, $4.7 billion in total net loans, and $7.8 billion in total deposits.
- Additionally, as of September 30, 2025, its trust business held $37.9 billion in assets under custody and $16.6 billion in assets under management.
Jan 20, 2026, 9:30 PM
Amalgamated Financial Corp. Details Renewables Lending Portfolio
AMAL
New Projects/Investments
- Amalgamated Financial Corp. (AMAL) disclosed its Renewables Lending Portfolio, which amounted to $829 million as of September 30, 2025.
- The portfolio is primarily comprised of Project Finance - Term Loans (41.6%) and Project Finance - Construction loans (35.1%).
- Key impact sectors within the portfolio include Solar - Distributed (47.1%), Solar - Utility (17.2%), and Solar - Commercial (10.0%).
- The Renewables Lending Portfolio exhibits a strong credit profile, with 96% of loans being Pass-Rated and only $36.1 million (0.8% of total loans) classified as Criticized/Classified.
- Geographically, the largest concentrations of loan projects are in New York (15.7%), California (12.4%), and Texas (10.7%).
Nov 10, 2025, 9:25 PM
Amalgamated Financial Corporation Reports Strong Q3 2025 Earnings and Raises Full-Year Guidance
AMAL
Earnings
Guidance Update
Share Buyback
- Amalgamated Financial Corporation reported Q3 2025 core earnings per share of $0.91 and net income of $26.8 million, or $0.88 per diluted share.
- The company saw significant balance sheet expansion, with total on-balance sheet deposits increasing $149 million, or 1.9%, to $7.6 billion, and loans growing by $99 million, or 3.3%.
- Net interest income rose 4.9% to $76.4 million, contributing to a 5 basis point increase in net interest margin to 3.6%.
- Credit quality improved, with non-performing assets decreasing $12.2 million, or 34.6%, to $23 million. This included absorbing $4.5 million in losses to resolve problem credits, such as a $5.4 million charge-off from a C&I loan.
- For full-year 2025, the company raised its core pre-tax pre-provision earnings guidance to $164 million-$165 million and tightened net interest income guidance to $295 million-$296 million. Additionally, Amalgamated returned capital via $10.4 million in share repurchases and a $0.14 quarterly dividend.
Oct 23, 2025, 3:00 PM
Amalgamated Financial Corp. Reports Strong Q3 2025 Core EPS and Raises Full-Year Guidance
AMAL
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Amalgamated Financial Corp. reported core earnings per share of $0.91 for Q3 2025, contributing to $2.66 year-to-date core EPS.
- The company demonstrated strong balance sheet growth, with loans increasing by $99 million (3.3%) and deposits growing by over $415 million in the third quarter.
- Credit quality improved significantly, with non-performing assets decreasing by $12.2 million (34.6%) to $23 million, following the successful resolution of a previously stressed C&I loan.
- Net interest income rose 4.9% to $76.4 million, and the net interest margin expanded by 5 basis points to 3.6%.
- Amalgamated Financial Corp. raised its full-year 2025 core pre-tax pre-provision earnings guidance to $164 million to $165 million and tightened its net interest income guidance to $295 million to $296 million.
Oct 23, 2025, 3:00 PM
Quarterly earnings call transcripts for Amalgamated Financial.
Ask Fintool AI Agent
Get instant answers from SEC filings, earnings calls & more