- Ames National Corporation reported **net income of $4.6 million, or $0.51 per share**, for the third quarter of 2025, a significant increase from $2.2 million, or $0.25 per share, in Q3 2024.  **[1132651_0001437749-25-031265_ex_855640.htm:1]** 
- The increase in earnings was primarily driven by a **26.8% increase in net interest income to $14.0 million** in Q3 2025, resulting from higher yields on loans and investments and a lower cost of funds.  **[1132651_0001437749-25-031265_ex_855640.htm:1]** 
- The company's **net interest margin improved to 2.83%** in Q3 2025 from 2.21% in Q3 2024, and the **efficiency ratio improved to 61.76%** from 77.87% over the same period.  **[1132651_0001437749-25-031265_ex_855640.htm:1]** 
- As of September 30, 2025, **total assets were $2.1 billion**, with **deposits increasing to $1.83 billion** and **stockholders' equity rising to $200.6 million**.  **[1132651_0001437749-25-031265_ex_855640.htm:1]** **[1132651_0001437749-25-031265_ex_855640.htm:3]** **[1132651_0001437749-25-031265_ex_855640.htm:6]** 
- A **cash dividend of $0.20 per share** was declared for the quarter.  **[1132651_0001437749-25-031265_ex_855640.htm:1]**

AMES NATIONAL (ATLO)