Earnings summaries and quarterly performance for BayCom.
Executive leadership at BayCom.
George J. Guarini
Detailed
President and Chief Executive Officer
CEO
FM
Felix Miranda
Detailed
Chief Lending Officer
IZ
Izabella Zhu Mitchell
Detailed
Chief Risk Officer
JL
Janet L. King
Detailed
Senior Executive Vice President and Chief Operating Officer
KL
Keary L. Colwell
Detailed
Senior Executive Vice President, Chief Financial Officer and Corporate Secretary
MT
Mary Therese (Terry) Curley
Detailed
Chief Credit Officer
Board of directors at BayCom.
Research analysts covering BayCom.
Recent press releases and 8-K filings for BCML.
BayCom Corp Announces Q4 and Full Year 2025 Financial Results
BCML
Earnings
Dividends
Share Buyback
- BayCom Corp reported net income of $6.9 million, or $0.63 per diluted common share, for the fourth quarter of 2025, an increase from $5.0 million ($0.46 per diluted common share) in the prior quarter and $6.1 million ($0.55 per diluted common share) in the fourth quarter of 2024.
- For the full year 2025, net income increased 1.3% to $23.9 million compared to $23.6 million in 2024.
- Key financial highlights for Q4 2025 include an annualized net interest margin of 4.03% and loans, net of deferred fees, totaling $2.1 billion.
- The company repurchased 29,111 shares of common stock at an average cost of $27.75 per share during Q4 2025 and declared a cash dividend of $0.30 per share.
- CEO George Guarini highlighted growth in core lending activity and improvement in net interest income for Q4 and full year 2025, noting actions taken to strengthen the balance sheet such as repaying subordinated debt and increasing loan loss reserves.
Jan 22, 2026, 9:30 PM
BayCom Reports Q3 2025 Net Income Decline Amid Credit Losses
BCML
Earnings
Share Buyback
Dividends
- BayCom (BCML) reported net income of $5.0 million in Q3 2025, a decline primarily due to increased provisions for credit losses and higher noninterest expenses, despite net interest income rising to $23.40 million.
- Earnings per share (EPS) for Q3 2025 were $0.46, missing analyst expectations of $0.51, and the net profit margin compressed from 24.9% to 24.4%.
- The company repurchased 33,300 shares during the quarter and maintained its dividend, demonstrating a commitment to shareholder returns.
- Analysts hold a cautiously optimistic outlook, noting the stock trades below its discounted cash flow fair value, and its price-to-earnings ratio decreased from 12 to 11 in the last three months.
Oct 24, 2025, 1:38 AM
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