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Bank First (BFC)

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Earnings summaries and quarterly performance for Bank First.

Research analysts covering Bank First.

Recent press releases and 8-K filings for BFC.

Bank First Corp Announces Q4 and Full Year 2025 Results
BFC
Earnings
Dividends
M&A
  • Bank First Corporation reported net income of $18.4 million and earnings per common share of $1.87 for the fourth quarter of 2025, with full-year 2025 figures at $71.5 million and $7.23 respectively.
  • The company's net interest margin (NIM) improved to 4.01% for Q4 2025, up from 3.61% in the prior-year fourth quarter.
  • A quarterly cash dividend of $0.50 per share was declared, marking an 11.1% increase over the prior quarter and prior-year fourth quarter.
  • Total assets reached $4.51 billion and total deposits were $3.70 billion as of December 31, 2025.
  • The acquisition of Centre, parent company of First National Bank and Trust Company (FNBT), successfully closed on January 1, 2026, significantly expanding the Bank's operations.
Jan 22, 2026, 9:02 PM
Bank First Reports Strong Q4 and Full-Year 2025 Earnings, Increases Dividend, and Completes Major Acquisition
BFC
Earnings
Dividends
M&A
  • Bank First Corporation reported net income of $18.4 million and earnings per common share of $1.87 for the fourth quarter of 2025, with full-year 2025 net income at $71.5 million and EPS at $7.23.
  • The company declared a quarterly cash dividend of $0.50 per share, representing an 11.1% increase over the prior quarter and prior-year fourth quarter.
  • Total assets reached $4.51 billion and total deposits were $3.70 billion at December 31, 2025, while nonperforming assets remained negligible at $9.0 million.
  • Net interest margin (NIM) improved to 4.01% for the fourth quarter of 2025, up from 3.88% in the previous quarter.
  • Bank First successfully closed its merger with Centre 1 Bancorp, Inc. on January 1, 2026, an acquisition described as the most transformational event in the bank's history, expanding its geographic reach and services.
Jan 22, 2026, 9:00 PM
Bank First Corporation Completes Centre 1 Bancorp, Inc. Acquisition
BFC
M&A
Board Change
  • Bank First Corporation completed its acquisition of Centre 1 Bancorp, Inc., parent company of The First National Bank and Trust Company, on January 2, 2026.
  • The combined organization will operate 38 branch locations across Wisconsin and the Stateline area of Illinois, with approximately $6 billion in assets.
  • Bank First is expanding its services to include trust and wealth management, integrating a skilled team from First National Bank and Trust.
  • Steve Eldred, former Chairman and Chief Executive Officer of Centre, will join the Board of Directors of Bank First.
Jan 2, 2026, 2:40 PM
Bank First Corporation Completes Centre 1 Bancorp, Inc. Acquisition
BFC
M&A
New Projects/Investments
Board Change
  • Bank First Corporation (BFC) completed its acquisition of Centre 1 Bancorp, Inc. on January 2, 2026, with the merger effective January 1, 2026.
  • The combined organization will operate 38 branch locations across Wisconsin and Illinois, with approximately $6 billion in assets.
  • Bank First is expanding its services to include trust and wealth management, integrating a skilled team from First National Bank and Trust.
  • Former Centre shareholders are entitled to receive 0.9200 of a share of BFC's common stock for each share of Centre common stock, with BFC issuing approximately 1,382,978 shares as a result.
  • Steve Eldred, former Chairman and Chief Executive Officer of Centre, will join the Board of Directors of Bank First and its banking subsidiary.
Jan 2, 2026, 2:30 PM
Bank First Reports Strong Q3 2025 Earnings and Dividend Declaration
BFC
Earnings
Dividends
M&A
  • Bank First Corporation reported net income of $18.0 million and earnings per common share of $1.83 for the third quarter of 2025, an increase from $16.6 million and $1.65 per share in the prior-year third quarter. For the first nine months of 2025, net income reached $53.1 million and EPS was $5.36.
  • The company's earnings growth was primarily driven by mid-single-digit loan expansion and improved loan yields, despite incurring $891,000 in merger expenses related to the acquisition of First National Bank & Trust.
  • Net interest margin (NIM) increased to 3.88% for the third quarter of 2025, up from 3.72% in the prior quarter. Total loans grew at an annualized rate of 5.5% during the third quarter of 2025, reaching $3.63 billion at September 30, 2025.
  • As of September 30, 2025, total assets were $4.42 billion and total deposits were $3.54 billion. Nonperforming assets remained low at $13.9 million, representing 0.31% of total assets.
  • The Board of Directors approved a quarterly cash dividend of $0.45 per common share, payable on January 7, 2026.
Oct 21, 2025, 8:10 PM
Bank First Corporation Announces Q3 2025 Net Income and EPS
BFC
Earnings
M&A
Dividends
  • Bank First Corporation reported net income of $18.0 million and earnings per common share of $1.83 for the third quarter of 2025. For the nine months ended September 30, 2025, net income was $53.1 million and earnings per share were $5.36.
  • Net interest income for the third quarter of 2025 was $38.3 million, and the net interest margin was 3.88%.
  • Total assets were $4.42 billion and total loans were $3.63 billion at September 30, 2025. Total deposits were $3.54 billion at the same date.
  • The company incurred over $891,000 in merger expenses related to its acquisition of First National Bank & Trust, which is scheduled to close on January 1, 2026.
  • The Board of Directors approved a quarterly cash dividend of $0.45 per common share, payable on January 7, 2026.
Oct 21, 2025, 8:01 PM