- Burke & Herbert Financial Services Corp. reported **net income of $30.0 million** and **diluted earnings per share of $1.97** for Q3 2025.  **[0001964333_2202008:8]** **[0001964333_2202008:12]**  The company achieved a **Return on Average Assets of 1.50%** and a **Return on Average Equity of 14.88%** for the quarter ended September 30, 2025.  **[0001964333_2202008:5]** 
- As of September 30, 2025, BHRB reported **total assets of $7.9 billion**, **total gross loans of $5.6 billion**, and **total deposits of $6.4 billion**.  **[0001964333_2202008:5]** **[0001964333_2202008:13]** 
- The company demonstrated strong capital with a **Total Capital Ratio of 15.4%** and a **Common Equity Tier 1 Ratio of 12.7%** as of Q3 2025.  **[0001964333_2202008:10]**  Additionally, Burke & Herbert redeemed **$30 million of subordinated debt** on September 30, 2025.  **[0001964333_2202008:10]** **[0001964333_2202008:13]** 
- Asset quality metrics for Q3 2025 included an **NPLs / Total Loans ratio of 1.60%** and an **Allowance Coverage Ratio of 1.22%**.  **[0001964333_2202008:11]**  The **Loan to Deposit Ratio was 86.7%**, and **uninsured deposits represented 31.5%** of total deposits.  **[0001964333_2202008:8]** **[0001964333_2202008:10]**

Burke & Herbert Financial Services (BHRB)