Derek Greenberg

Glenn Mattson

- Beeline Holdings, Inc. achieved a **record lock day** on October 29, 2025, securing **21 loans** and just under **$8 million in locked volume** following the Federal Reserve's 25-basis-point rate cut.  **[1534708_0001493152-25-020162_ex99-1.htm:0]** 
- The company announced it became **debt-free in September** and is trending towards being **cash-flow positive by Q1 2026**.  **[1534708_0001493152-25-020162_ex99-1.htm:0]** 
- Beeline also launched its new fractional sale-of-equity product, **BeelineEquity**, designed to provide debt-free liquidity options for homeowners.  **[1534708_0001493152-25-020162_ex99-1.htm:0]**

Beeline Holdings, Inc. Reports Record Lock Day and New Equity Product Launch

- Beeline Holdings, Inc. entered into a settlement agreement on **October 22, 2025**, with District 2 Capital Fund LP and Bigger Capital Fund, LP, to redeem their Series E Preferred Stock.  **[1534708_0001493152-25-019895_form8-k.htm:1]** **[1534708_0001493152-25-019895_ex10-1.htm:1]** 
- The total cash settlement payment for the redemption is **$2,000,000**, with **$1,200,000** allocated to District 2 Capital Fund LP and **$800,000** to Bigger Capital Fund, LP.  **[1534708_0001493152-25-019895_ex10-1.htm:1]** 
- The payment is scheduled to be made by **November 13, 2025**, but this deadline can be extended to **December 1, 2025**, if the SEC staff reviews or delays the effectiveness of the Company's S-1 registration statement.  **[1534708_0001493152-25-019895_form8-k.htm:1]** **[1534708_0001493152-25-019895_ex10-1.htm:1]** 
- If the payment deadline is extended due to SEC review, Beeline Holdings, Inc. will pay an additional **$100,000 premium** to the investors on November 13, 2025 (**$60,000** to District 2 and **$40,000** to Bigger Capital), plus **5% interest** on the settlement payment.  **[1534708_0001493152-25-019895_form8-k.htm:1]** **[1534708_0001493152-25-019895_ex10-1.htm:1]** 
- As part of the agreement, the investors have covenanted not to engage in short selling of Beeline's common stock from **October 22, 2025**, through **December 31, 2025**.  **[1534708_0001493152-25-019895_ex10-1.htm:2]**

Beeline Holdings, Inc. Agrees to Redeem Series E Preferred Stock

- Beeline Holdings, Inc. (BLNE) has launched BeelineEquity, the **first U.S. platform to tokenize residential home equity at scale** using blockchain technology.  **[1534708_0001493152-25-019616_ex99-1.htm:0]** 
- The platform has successfully completed its **first round of blockchain-recorded equity transactions**, with **five closed**, **five more scheduled** this month, and an additional **25 pre-selected to close before year-end**.  **[1534708_0001493152-25-019616_ex99-1.htm:0]** 
- Beeline projects that capturing **10 basis points** of the **$15 trillion** U.S. residential equity market it targets could lead to approximately **$525 million in potential revenue**.  **[1534708_0001493152-25-019616_ex99-1.htm:0]**

Beeline Holdings Launches Nation's First Blockchain-Powered Home Equity Platform

- Beeline Holdings, Inc. has significantly **expanded its warehouse lending capacity from $5 million to $25 million**, which will enable the company to originate **up to $75 million in loans monthly**.  **[1534708_0001493152-25-018264_ex99-1.htm:0]** 
- This expansion includes increasing the existing facility with **First Funding to $15 million** and securing two new **$5 million warehouse lines with Customers Bank and Northpointe Bank**.  **[1534708_0001493152-25-018264_ex99-1.htm:0]** 
- The company reported that loan originations have increased **over 30% per quarter in 2025** and anticipates achieving **cash-flow-positive operations by January 2026**.  **[1534708_0001493152-25-018264_ex99-1.htm:0]** 
- Beeline is also advancing a **fractional equity sale product** that leverages blockchain technology to tokenize residential real estate.  **[1534708_0001493152-25-018264_ex99-1.htm:0]**

Beeline Holdings Expands Warehouse Capacity to $25 Million and Adds New Banking Partners

- On **October 6, 2025**, Beeline Loans, Inc., a subsidiary of Beeline Holdings, Inc., entered into a **$5 million warehouse facility agreement with Customers Bank** to fund mortgage loan originations.  **[1534708_0001493152-25-017039_form8-k.htm:1]** 
- This new facility complements an existing **$5 million warehouse facility with First Funding**, with loans typically remaining on the line for **three to fourteen business days** before being sold.  **[1534708_0001493152-25-017039_form8-k.htm:1]** 
- Beeline Loans experienced significant growth in loan originations, increasing approximately **30% from Q1 to Q2 2025** and **34% from Q2 to Q3 2025**.  **[1534708_0001493152-25-017039_form8-k.htm:1]** 
- The company expects continued growth and plans to **add an additional warehouse banking partner** and **increase its existing warehouse capacity in October 2025** to support future expansion.  **[1534708_0001493152-25-017039_form8-k.htm:1]**

Beeline Holdings Secures New $5 Million Warehouse Facility and Reports Strong Origination Growth

- Beeline Holdings CEO Nick Liuzza was featured in an exclusive Benzinga podcast interview, highlighting the company's **AI-powered, digital mortgage platform**.  **[1534708_cb989ab21bff45a9b6821d56cfea66fe_0]** 
- The platform is designed to simplify and expedite mortgage loan applications and title services for its niche market of **100 million millennials and Gen Zs**.  **[1534708_cb989ab21bff45a9b6821d56cfea66fe_0]** 
- Beeline's AI can make a mortgage qualification decision with **90% certainty within seven to eight minutes** and offers a wider variety of mortgage programs, including those for the gig economy.  **[1534708_cb989ab21bff45a9b6821d56cfea66fe_0]** 
- The company is currently **debt-free** and anticipates becoming **cash-flow positive in January**.  **[1534708_cb989ab21bff45a9b6821d56cfea66fe_0]** 
- CEO Nick Liuzza has personally invested **$16 million** into the company, with other insiders also making significant stock purchases, indicating high management confidence.  **[1534708_cb989ab21bff45a9b6821d56cfea66fe_0]**

Beeline Holdings CEO Featured in Benzinga Podcast Interview

- Beeline Holdings, Inc. announced the expansion of its proprietary AI agent, Bob, from customer support into a limited sales role during **Q2 2025**.  **[1534708_0001641172-25-025640_ex99-1.htm:0]** 
- In this limited pilot during Q2 2025, Bob drove **$7.1 million** in origination volume and **$170,000** in revenue.  **[1534708_0001641172-25-025640_ex99-1.htm:0]** 
- Beeline plans to expand Bob into top-of-funnel sales activities and borrower education campaigns in **Q3 2025**, with further integration into processing and underwriting conversations by **early 2026**.  **[1534708_0001641172-25-025640_ex99-1.htm:0]** 
- Beeline increased its investment in MagicBlocks, the Australia-based AI company that developed much of Bob's underlying technology, with an additional **$225,000** SAFE investment, adding to its existing **47%** equity ownership.  **[1534708_0001641172-25-025640_ex99-1.htm:0]**

Beeline Holdings (BLNE)