- BV Financial, Inc. reported **net income of $3.7 million**, or **$0.41 per diluted share**, for the quarter ended September 30, 2025, compared to $3.8 million, or $0.35 per diluted share, for the same period in 2024.  **[1302387_0001193125-25-243407_bvfl-ex99_1.htm:0]** **[1302387_0001193125-25-243407_bvfl-ex99_1.htm:2]** **[1302387_0001193125-25-243407_bvfl-ex99_1.htm:6]**  For the nine months ended September 30, 2025, net income was **$8.7 million**, or **$0.88 per diluted share**, down from $9.8 million, or $0.91 per diluted share, for the prior year's nine-month period.  **[1302387_0001193125-25-243407_bvfl-ex99_1.htm:0]** **[1302387_0001193125-25-243407_bvfl-ex99_1.htm:2]** **[1302387_0001193125-25-243407_bvfl-ex99_1.htm:6]** 
- The company's adjusted net income, a non-GAAP measure, was **$4.4 million** for the quarter ended September 30, 2025, and **$11.1 million** for the nine months ended September 30, 2025.  **[1302387_0001193125-25-243407_bvfl-ex99_1.htm:0]** **[1302387_0001193125-25-243407_bvfl-ex99_1.htm:9]** 
- Key financial highlights include a **1.2% increase in net loans to $737.9 million** and a **1.9% increase in deposits to $663.8 million** at September 30, 2025, compared to December 31, 2024.  **[1302387_0001193125-25-243407_bvfl-ex99_1.htm:0]** **[1302387_0001193125-25-243407_bvfl-ex99_1.htm:1]**  Non-accrual loans also decreased by **$500,000** to **$3.5 million** at September 30, 2025.  **[1302387_0001193125-25-243407_bvfl-ex99_1.htm:0]** **[1302387_0001193125-25-243407_bvfl-ex99_1.htm:2]** 
- BV Financial, Inc. announced a new stock repurchase program for up to **10%** of its outstanding common stock, approximately **9,536,094 shares**, which will expire on **June 30, 2026**.  **[1302387_0001193125-25-243407_bvfl-ex99_1.htm:3]**  During the quarter ended September 30, 2025, the company repurchased **782,324 shares** at an average price of **$16.14**.  **[1302387_0001193125-25-243407_bvfl-ex99_1.htm:0]**

BV Financial (BVFL)