Earnings summaries and quarterly performance for CB Financial Services.
Executive leadership at CB Financial Services.
John Montgomery
Detailed
President and Chief Executive Officer
CEO
AE
Amanda Engles
Detailed
Senior Vice President and Chief Financial Officer
BS
Bruce Sharp
Detailed
Senior Executive Vice President and Chief Commercial Banking Officer
JG
Jennifer George
Detailed
Senior Executive Vice President and Chief Operating Officer
SC
Stephen Cobain
Detailed
Executive Vice President and Chief Credit Officer
Board of directors at CB Financial Services.
Research analysts who have asked questions during CB Financial Services earnings calls.
Recent press releases and 8-K filings for CBFV.
CB Financial Services, Inc. Announces Strong Q4 2025 Results and Dividend Increase
CBFV
Earnings
Dividends
Share Buyback
- CB Financial Services, Inc. reported Net Income of $4.742 million and Diluted EPS of $0.89 for Q4 2025, alongside a significant improvement in its Net Interest Margin (NIM) to 3.76%.
- Total assets increased by 4.5% to $1.55 billion at December 31, 2025, with total loans growing 6.4% to $1.162 billion, while maintaining strong asset quality with nonperforming loans at 0.46% of total loans.
- The company's strategic balance sheet repositioning, which included selling lower-yielding securities and purchasing higher-yielding ones, is projected to add 19 basis points to NIM and $0.40 to annual EPS.
- Shareholder value initiatives included an 8% increase in the quarterly cash dividend to $0.26 per common share and the announcement of a $5.0 million Stock Repurchase Plan in Q3 2025.
Jan 27, 2026, 9:05 PM
CB Financial Services Announces Q4 and Full Year 2025 Results and Dividend Increase
CBFV
Earnings
Dividends
New Projects/Investments
- CB Financial Services reported net income of $4,742 thousand and diluted earnings per share of $0.89 for the fourth quarter of 2025, with full-year 2025 net income of $4,903 thousand and diluted EPS of $0.92.
- The company's Board of Directors approved a 7.7% increase in the regular quarterly cash dividend, declaring $0.28 per share payable on or about February 27, 2026.
- Net interest margin (NIM) improved to 3.76% for the fourth quarter of 2025, up from 3.64% in the prior quarter, primarily due to a balance sheet repositioning strategy and a reduction in the cost of funds.
- Total assets increased to $1.55 billion at December 31, 2025, and total loans grew by 6.4% since year-end 2024. Asset quality remains strong with nonperforming loans to total loans at 0.46%.
Jan 27, 2026, 9:05 PM
Quarterly earnings call transcripts for CB Financial Services.
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