Earnings summaries and quarterly performance for CF BANKSHARES.
Executive leadership at CF BANKSHARES.
Timothy O'Dell
Detailed
President and Chief Executive Officer
CEO
BR
Bradley Ringwald
Detailed
President, CFBank
KB
Kevin Beerman
Detailed
Executive Vice President and Chief Financial Officer
MM
Marianne McKinney
Detailed
Executive Vice President and Chief Operating Officer, CFBank
TM
Timothy Meder
Detailed
Executive Vice President and Chief Commercial Credit Officer, CFBank
Board of directors at CF BANKSHARES.
Research analysts covering CF BANKSHARES.
Recent press releases and 8-K filings for CFBK.
CF Bankshares Inc. Reports Q4 and Full Year 2025 Financial Results
CFBK
Earnings
Dividends
Revenue Acceleration/Inflection
- CF Bankshares Inc. reported net income of $5.7 million ($0.88 per diluted common share) for Q4 2025 and $17.5 million ($2.69 per diluted common share) for the full year 2025, marking a 31% increase over 2024.
- The company achieved Pre-provision, pre-tax net revenue (PPNR) of $8.0 million for Q4 2025 and $29.8 million for the full year 2025, reflecting a 30% increase over 2024.
- Key performance metrics for Q4 2025 included a Return on Average Equity (ROE) of 12.59%, a Return on Average Assets (ROA) of 1.09%, and an improved Efficiency Ratio of 49.2%. The Net Interest Margin (NIM) increased 28bps compared to Q4 2024.
- As of December 31, 2025, book value per share reached $27.87, and the company maintained a strong capital position with a Tier 1 Leverage ratio of 11.40% and a Total Capital ratio of 15.02%.
- On January 5, 2026, the Board of Directors declared a cash dividend of $0.09 per share on its Common Stock.
1 day ago
CF Bankshares Inc. Announces Quarterly Cash Dividend Increase
CFBK
Dividends
- CF Bankshares Inc. declared a $0.09 per share quarterly cash dividend on its common stock and a corresponding $9.00 per share on its Series D preferred stock.
- This dividend represents a 13% increase over its previous quarterly dividend.
- The dividend is payable on January 26, 2026, to shareholders of record as of January 15, 2026.
Jan 5, 2026, 1:45 PM
CF Bankshares Inc. Extends Stock Repurchase Program
CFBK
Share Buyback
- CF Bankshares Inc. announced the extension of its stock repurchase program to August 15, 2026, following approval by its Board of Directors on December 17, 2025.
- The program authorizes the company to repurchase up to 325,000 shares, which is approximately 5% of its outstanding common stock.
- To date, 54,644 shares of the company's common stock have been repurchased under the program.
Dec 18, 2025, 2:04 PM
CF Bankshares Extends Stock Repurchase Program
CFBK
Share Buyback
- CF Bankshares Inc. (CFBK) announced on December 18, 2025, the extension of its stock repurchase program to August 15, 2026.
- The program authorizes the repurchase of up to 325,000 shares, which represents approximately 5% of the Company's outstanding common stock.
- To date, 54,644 shares have been repurchased under the program.
Dec 18, 2025, 2:00 PM
CF Bankshares Inc. Reports Q3 2025 Financial Results
CFBK
Earnings
Dividends
- CF Bankshares Inc. reported net income of $2.3 million ($0.36 per diluted common share) for Q3 2025, which was significantly impacted by a $5.1 million provision for credit losses, including a $3.7 million increase due to the full charge-off of a non-customer loan.
- Despite the credit event, Pre-provision, pre-tax net revenue (PPNR) for Q3 2025 was $7.8 million, representing a 33% increase over Q3 2024.
- The company maintained a strong capital position with a Tier 1 Leverage ratio of 11.19% and a Total Capital ratio of 14.88% as of September 30, 2025.
- Book value per share increased to $26.99 as of September 30, 2025, and the company declared a cash dividend of $0.08 per share on its Common Stock on October 1, 2025.
Nov 3, 2025, 2:07 PM
CF Bankshares Inc. reports Q3 2025 results
CFBK
Earnings
Dividends
- CF Bankshares Inc. reported net income of $2.3 million ($0.36 per diluted common share) for the third quarter ended September 30, 2025, which included $5.1 million of provision expense that negatively impacted earnings by $0.61 per share.
- Pre-provision, pre-tax net revenue (PPNR) for Q3 2025 was $7.8 million, representing a 33% increase over Q3 2024.
- The company's Net Interest Margin (NIM) increased 35bps compared to Q3 2024, and the Efficiency Ratio improved to 49.8% from 55.3% for Q3 2024.
- Credit quality metrics showed improvement, with nonaccrual loans declining 40% and total delinquencies decreasing 63% when compared to June 30, 2025, despite a $7 million non-customer loan charge-off.
- The Board of Directors declared a cash dividend of $0.08 per share on its Common Stock on October 1, 2025, which was paid on October 21, 2025.
Nov 3, 2025, 2:00 PM
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