Research analysts who have asked questions during FinVolution earnings calls.
Cindy Wang
China Renaissance
3 questions for FINV
Also covers: FUTU, QFIN, TIGR
XY
Xiaoxiong Ye
UBS Group AG
3 questions for FINV
Also covers: QFIN, XYF
YL
Yada Li
CICC
3 questions for FINV
Also covers: LU, LX, QFIN
YW
Yun-Yin Wang
Not specified in transcript
3 questions for FINV
Also covers: FUTU, QFIN, TIGR
AY
Alex Yee
UBS
2 questions for FINV
Also covers: QFIN
JZ
Jianqing Zhu
CICC
2 questions for FINV
AY
Alex Ye
UBS Group AG
1 question for FINV
Also covers: LX, QFIN
DZ
Dongping Zhou
China International Capital Corporation
1 question for FINV
Also covers: LX
Recent press releases and 8-K filings for FINV.
FinVolution Group Reports Q3 2025 Unaudited Financial Results
FINV
Earnings
Revenue Acceleration/Inflection
Share Buyback
- FinVolution Group reported net revenue of RMB3,486.6 million for the third quarter of 2025, marking a 6.4% increase year-over-year, with net profit growing 2.7% to RMB640.7 million.
- International revenues reached RMB873.3 million, an increase of 37.4% year-over-year, representing 25.0% of total net revenues for the quarter.
- Diluted net profit per American depositary share (ADS) was RMB2.34 (US$0.33) for the third quarter of 2025.
- The company maintained a robust balance sheet with RMB7.0 billion in cash and short-term investments and repurchased US$66.5 million in shares since the beginning of the year.
Nov 20, 2025, 2:00 PM
FinVolution Group Reports Q3 2025 Results with International Growth and Updated Full-Year Guidance
FINV
Earnings
Guidance Update
Share Buyback
- FinVolution Group reported Q3 2025 total revenue of RMB 3.5 billion, an increase of 6.4% year-over-year, and net profit of RMB 641 million, up 2.7% year-over-year.
- The international business demonstrated robust growth, with transaction volume up 33% year-over-year and revenue up 37% year-over-year, contributing a record 25% of total revenue in Q3 2025.
- A new consumer finance regulation framework in China, effective October 1, 2025, led to transitional effects in Q3, with the day-one delinquency rate increasing by 30 basis points quarter over quarter to 5% and the 30-day collection rate softening to 18.8%. The company anticipates short-term uncertainties in Q4 and has proactively tightened credit standards.
- FinVolution updated its full year 2025 total revenue guidance to a range of RMB 13.1 billion to RMB 13.7 billion, representing 0%-5% year-over-year growth, due to recent regulatory changes.
- The company actively repurchased shares, buying back $12 million in Q4 so far (as of November 14, 2025), which is nearly 5x the Q3 pace, and paid out RMB 0.277 per share in dividends in 2024.
Nov 20, 2025, 12:30 AM
FinVolution Group Reports Q3 2025 Results with Strong International Performance and Updated Full-Year Guidance
FINV
Earnings
Guidance Update
Share Buyback
- FinVolution Group reported Q3 2025 total revenue of RMB 3.5 billion, a 6.4% year-over-year increase, and a net profit of RMB 641 million, up 2.7% year-over-year.
- The international business demonstrated robust growth, with revenue increasing 37% year-over-year and now contributing a record 25% of total revenue. International transaction volume was up 33% year-over-year.
- A new consumer finance regulation framework in China, effective October 1, 2025, introduced transitional effects, leading to a 30 basis point quarter-over-quarter increase in the day-one delinquency rate to 5% in Q3 2025, though early signs of stabilization were observed in November.
- The company repurchased approximately $2.6 million in shares during Q3 2025 and accelerated buyback efforts in Q4 2025, with $12 million repurchased so far in the quarter as of November 14.
- FinVolution updated its full-year 2025 total revenue guidance to a range representing 0%-5% year-over-year growth, citing near-term uncertainties from regulatory changes in China.
Nov 20, 2025, 12:30 AM
FinVolution Group Reports Q3 2025 Results with Strong International Growth and Revised Full-Year Guidance
FINV
Earnings
Guidance Update
Share Buyback
- FinVolution Group reported Q3 2025 total revenue of RMB 3.5 billion, a 6.4% year-over-year increase, and net profit of RMB 641 million, up 2.7% year-over-year. Net income was down 14.7% sequentially, partially due to one-off government subsidies in Q2.
- The company's international business demonstrated robust growth, with transaction volume increasing 33% year-over-year and revenue rising 37% year-over-year, representing a record 25% of total revenue for the quarter.
- A new consumer finance regulation framework in China, effective October 1, 2025, is anticipated to create short-term uncertainties in Q4, leading the company to tighten credit standards and prudently manage loan growth. The day-one delinquency rate increased by 30 basis points quarter over quarter to 5% in Q3, though early signs of stabilization were observed in November.
- The company revised its full-year 2025 total revenue guidance to approximately RMB 30.1 billion-RMB 13.7 billion, representing year-over-year growth of approximately 0%-5%.
- FinVolution remains committed to shareholder returns, repurchasing approximately $2.6 million in Q3 2025 and accelerating buyback efforts in Q4, with $12 million repurchased as of November 14.
Nov 20, 2025, 12:30 AM
FinVolution Group Announces Third Quarter 2025 Unaudited Financial Results
FINV
Earnings
Guidance Update
Share Buyback
- FinVolution Group reported net revenue of RMB3,486.6 million for the third quarter ended September 30, 2025, an increase of 6.4% year-over-year, with net profit reaching RMB640.7 million, up 2.7% from the same period in 2024.
- The international business demonstrated strong performance, with revenues growing 37.4% year-over-year to RMB873.3 million and contributing 25.0% of total net revenues.
- Total transaction volume for the quarter was RMB51.2 billion, a 1.9% decrease year-over-year, while the total outstanding loan balance increased 13.2% to RMB77.1 billion as of September 30, 2025. The 90-day+ delinquency ratio was 1.96% as of the same date.
- The company updated its full-year 2025 total revenue guidance to a range of approximately RMB13.1 billion to RMB13.7 billion, representing year-over-year growth of approximately 0% to 5%. Additionally, FinVolution deployed approximately US$66.5 million for share repurchases in the first nine months of 2025.
Nov 19, 2025, 10:00 PM
Quarterly earnings call transcripts for FinVolution.
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