- **Graphjet Technology** (GTI) entered into a **Master Loan Agreement** with International Liquidity, LLC on **October 16, 2025**, for a **secured, non-recourse term loan**.  **[1879373_0001213900-25-099720_ea0261595-8k_graphjet.htm:1]** **[1879373_0001213900-25-099720_ea026159501ex10-1_graphjet.htm:0]** 
- The principal amount of the loan is estimated at approximately **$7 million**, representing **65.00% of the fair market value of the pledged collateral**.  **[1879373_0001213900-25-099720_ea0261595-8k_graphjet.htm:1]** **[1879373_0001213900-25-099720_ea026159501ex10-1_graphjet.htm:3]** 
- The loan carries a **fixed interest rate of 5.0% per annum**, payable quarterly, and has a **five-year maturity** from the initial closing.  **[1879373_0001213900-25-099720_ea0261595-8k_graphjet.htm:1]** **[1879373_0001213900-25-099720_ea026159501ex10-1_graphjet.htm:4]** 
- It is secured by a pledge of **3,157,000 shares of Graphjet Technology** (GTI:US), which will be returned to the company upon full repayment.  **[1879373_0001213900-25-099720_ea0261595-8k_graphjet.htm:1]** **[1879373_0001213900-25-099720_ea026159501ex10-2_graphjet.htm:1]** **[1879373_0001213900-25-099720_ea026159501ex10-1_graphjet.htm:2]** 
- Associated fees include a **3.00% Origination Fee** and a **1.75% Admin Fee** of the principal amount.  **[1879373_0001213900-25-099720_ea026159501ex10-1_graphjet.htm:4]** **[1879373_0001213900-25-099720_ea026159501ex10-1_graphjet.htm:0]**

GRAPHJET TECHNOLOGY (GTI)