Earnings summaries and quarterly performance for HUNTINGTON BANCSHARES INC /MD/.
Executive leadership at HUNTINGTON BANCSHARES INC /MD/.
Stephen Steinour
Detailed
Chairman, President, and Chief Executive Officer
CEO
AD
Amit Dhingra
Detailed
Chief Enterprise Payments Officer
BS
Brant Standridge
Detailed
President, Consumer and Regional Banking
BL
Brendan Lawlor
Detailed
Chief Credit Officer
DW
Donnell White
Detailed
Chief Diversity, Equity and Inclusion Officer
HH
Helga Houston
Detailed
Chief Risk Officer
KK
Kendall Kowalski
Detailed
Chief Information Officer
MH
Marcy Hingst
Detailed
General Counsel
PN
Prashant Nateri
Detailed
Chief Corporate Operations Officer
SP
Sarah Pohmer
Detailed
Chief Human Resources Officer
SK
Scott Kleinman
Detailed
President, Commercial Banking
TM
Timothy Miller
Detailed
Chief Communications Officer
ZW
Zachary Wasserman
Detailed
Chief Financial Officer
Board of directors at HUNTINGTON BANCSHARES INC /MD/.
AK
Allie Kline
Detailed
Director
CI
Chris Inglis
Detailed
Director
DP
David Porteous
Detailed
Lead Independent Director
GT
Gary Torgow
Detailed
Director
JT
Jeffrey Tate
Detailed
Director
KP
Ken Phelan
Detailed
Director
RD
Rafael Diaz-Granados
Detailed
Director
RN
Richard Neu
Detailed
Director
RS
Roger Sit
Detailed
Director
TC
Tanny Crane
Detailed
Director
TS
Teresa Shea
Detailed
Director
Research analysts who have asked questions during HUNTINGTON BANCSHARES INC /MD/ earnings calls.
Ebrahim Poonawala
Bank of America Securities
5 questions for HBAN
Also covers: , BK, BMO +30 more
Jon Arfstrom
RBC Capital Markets
5 questions for HBAN
Also covers: ALLY, ASB, BFH +24 more
MG
Manan Gosalia
Morgan Stanley
5 questions for HBAN
Also covers: CADE, CFG, CFR +16 more
MO
Matthew O'Connor
Deutsche Bank
3 questions for HBAN
Also covers: BAC, C, CFG +11 more
SA
Steven Alexopoulos
JPMorgan Chase & Co.
3 questions for HBAN
Also covers: BAC, C, CFG +10 more
JP
John Pancari
Evercore ISI
2 questions for HBAN
Also covers: ALLY, BFH, CFG +16 more
LE
L. Erika Penala
UBS
2 questions for HBAN
Also covers: AXP, BAC, CFG +9 more
Nathan Stein
Deutsche Bank
2 questions for HBAN
Also covers: CFG, HLI, KEY +1 more
PW
Peter Winter
D.A. Davidson
2 questions for HBAN
Also covers: BFIN, BOKF, CFG +11 more
SS
Scott Siefers
Piper Sandler
2 questions for HBAN
Also covers: ASB, CFG, FITBI +6 more
Ben...
Stephens Inc.
1 question for HBAN
Also covers: ABBNY, MYGN
BF
Brian Foran
Truist Financial
1 question for HBAN
Also covers: AXP, CMA, COF +6 more
CM
Chris McGratty
KBW
1 question for HBAN
Also covers: BAC, C, CFG +13 more
Erika Najarian
UBS
1 question for HBAN
Also covers: AXP, BAC, C +14 more
KU
Kenneth Usdin
Jefferies
1 question for HBAN
Also covers: BK, C, FITB +7 more
SS
Sean Serhan
Evercore ISI
1 question for HBAN
Recent press releases and 8-K filings for HBAN.
Huntington and Cadence receive OCC approval for merger
HBAN
M&A
- The Office of the Comptroller of the Currency approved the merger of Cadence Bank into The Huntington National Bank, and all required regulatory approvals are now in place.
- The transaction is expected to close on February 1, 2026, pending shareholder approvals and the satisfaction or waiver of customary closing conditions.
- Upon closing, Huntington will have $223 billion in assets and Cadence will contribute $53 billion, creating a significantly larger regional banking franchise.
7 days ago
Huntington Bancshares receives regulatory approval for Cadence Bank merger
HBAN
M&A
- The Office of the Comptroller of the Currency approved the proposed merger of Cadence Bank into The Huntington National Bank, with Huntington as the surviving bank.
- The transaction is expected to close on February 1, 2026, pending shareholder approvals and customary closing conditions.
- Huntington is a regional bank with $223 billion in assets and over 1,000 branches, while Cadence Bank holds $53 billion in assets across 390 locations.
7 days ago
Huntington Bancshares lowers prime rate to 6.75%
HBAN
- Huntington Bancshares reduces its prime rate from 7.00% to 6.75%, effective December 11, 2025.
- This follows the previous rate change on October 30, 2025, when the prime rate was cut from 7.25% to 7.00%.
- Huntington, a regional bank holding company with $223 billion in assets, operates over 1,000 branches across 14 states.
Dec 10, 2025, 10:00 PM
Huntington Bancshares and Cadence outline merger value drivers at Goldman Sachs conference
HBAN
M&A
Guidance Update
- The proposed Huntington–Cadence partnership will create a combined bank with $276 B assets, $184 B loans & leases, and $220 B deposits across ~1,450 branches in 21 states.
- Management highlighted four key value-creation pillars: organic growth, a proven integration track record, M&A as a springboard for expansion, and a unique valuation flywheel.
- Medium-term financial targets include 6–9% PPNR CAGR, 18–19% ROTCE by 2027, and sustained positive operating leverage.
- FY25 guidance anticipates standalone loan growth of ~8% (rising to 9–9.5% with Veritex), ~6.5–7% deposit growth, and ~12% net interest income growth.
Dec 10, 2025, 3:00 PM
Huntington outlines growth and M&A strategy at Goldman Sachs conference
HBAN
M&A
Guidance Update
- Organic growth remains the foundation, with best-in-class loan and deposit expansion driven by a differentiated regional model and specialty banking verticals; Q4 loan and deposit growth tracked at the high end of full-year targets, underpinning momentum into 2026.
- M&A as a springboard for growth: Huntington highlights its playbook for sequenced integrations—Veritex conversion on January 17 and Cadence closing February 1 (conversion June 19)—building on its rapid TCF earn-back experience.
- Pro forma scale gains: Post-acquisitions, Huntington will rank as the 10th largest U.S. bank, with an 8th deposit share in the Texasplex and presence in 12 of the top 25 fastest-growing large MSAs.
- Financial discipline and outlook: Fee income growth guidance of ≈7%, sustained positive operating leverage through $1.2 billion of annual cost re-engineering since 2019, and continued deposit mix optimization drive long-term profitability.
Dec 10, 2025, 3:00 PM
Huntington Financial outlines growth and M&A strategy at Goldman Sachs U.S. Financial Services Conference
HBAN
M&A
Revenue Acceleration/Inflection
- Organic growth remains the foundation, with best-in-class loan and deposit growth outpacing peers and strong momentum expected to continue into 2026 as Huntington expands de novo in the Carolinas and Texas.
- Two partnered acquisitions—Veritex (conversion mid-January) and Cadence (close Feb 1, conversion Juneteenth)—leveraging Huntington’s integration playbook to drive above-peer growth within a moderate-risk appetite.
- Financial discipline delivered 250 bps of positive operating leverage year-to-date, re-engineering ~$1.2 billion of annual costs and reinvesting at a 20% CAGR in technology, specialty banking, and marketing.
- Early revenue synergies already emerging—capital markets activity picked up the day after the Veritex closing—and Cadence will allow cross-sell of payments, wealth management, and capital markets services to 1.3 million additional customers.
Dec 10, 2025, 3:00 PM
Huntington Bancshares reports Q3 2025 financial results
HBAN
Earnings
- Total assets reached $53.28 B at September 30, 2025, driven by net loans of $36.31 B and deposits of $43.92 B.
- Net income for Q3 2025 was $129.8 M, translating to diluted EPS of $0.67.
- Nine-month net income stood at $397.7 M, compared with $390.9 M in the same period of 2024.
- Total shareholders’ equity grew to $6.08 B as of September 30, 2025, up from $5.57 B a year earlier.
Dec 1, 2025, 1:27 PM
The Partner Companies secures $100+M strategic investment from Tensile Capital
HBAN
New Projects/Investments
Debt Issuance
- The Partner Companies completed a $300+ million total capital raise, including a $100+ million equity investment from Tensile Capital Management and a $200+ million syndicated credit facility led by Huntington Bank to finance growth across its operations.
- The financing will fuel expansion of TPC’s 11 specialized manufacturing brands serving aerospace, defense, medical, energy and technology customers.
- Tensile’s evergreen fund structure provides long-duration capital aligned with TPC’s strategy to invest in technology, capacity expansion and future acquisitions.
- Since 2020, TPC has grown through five strategic acquisitions: L&T Precision (Dec 2020), Photofabrication Engineering (Apr 2021), Pinnacle Precision (May 2022), UPG (Apr 2023) and Precision Eforming (Jul 2025).
Nov 18, 2025, 3:00 PM
Huntington Bancshares enters merger agreement with Cadence Bank
HBAN
M&A
Convertible Preferred Issuance
- On October 26, 2025, Huntington Bancshares Incorporated and its subsidiary The Huntington National Bank signed a definitive Merger Agreement to combine Cadence Bank with Huntington National Bank, subject to customary closing conditions and regulatory approvals.
- At closing, each share of Cadence common stock will convert into 2.475 shares of Huntington common stock (with cash in lieu of fractional shares), and each share of Cadence’s 5.50% Series A preferred stock will convert into 1/1,000 of a newly created Huntington preferred share series.
- The merger was unanimously approved by the boards of Huntington, Huntington National Bank and Cadence and is intended to qualify as a tax-free reorganization under Section 368(a) of the Internal Revenue Code.
- Huntington has authorized a new 5.50% Series L Non-Cumulative Perpetual Preferred Stock with a $25,000 liquidation preference per share, detailing dividend, redemption and ranking terms in its Articles Supplementary.
Oct 30, 2025, 8:37 PM
Huntington Bancshares to acquire Cadence Bancorp in all-stock transaction
HBAN
M&A
- Huntington and Cadence to combine via an all-stock transaction, with Cadence shareholders receiving 2.475 Huntington shares per Cadence share, equating to 77% / 23% pro forma ownership and a total consideration of $7.4 billion (1.7× TBV).
- The deal establishes Huntington as the 10th largest U.S. bank, expanding its footprint to 21 states, serving half of the U.S. population, and delivering top-five deposit share in Houston and Dallas.
- Identified $365 million in pre-tax cost synergies (30% of Cadence’s 2027 non-interest expense), with 75% realized in 2026 and full run-rate in 2027, supporting an upgrade of pro forma 2027 ROTCE to 18–19% and 10% EPS accretion.
- Transaction expected to close in Q1 2026, subject to shareholder and regulatory approvals, with minimal impact on CET1 capital (est. 9.2% at close).
Oct 27, 2025, 12:30 PM
Quarterly earnings call transcripts for HUNTINGTON BANCSHARES INC /MD/.
Ask Fintool AI Agent
Get instant answers from SEC filings, earnings calls & more