Earnings summaries and quarterly performance for HUNTINGTON BANCSHARES INC /MD/.
Executive leadership at HUNTINGTON BANCSHARES INC /MD/.
Stephen Steinour
Detailed
Chairman, President, and Chief Executive Officer
CEO
AD
Amit Dhingra
Detailed
Chief Enterprise Payments Officer
BS
Brant Standridge
Detailed
President, Consumer and Regional Banking
BL
Brendan Lawlor
Detailed
Chief Credit Officer
DW
Donnell White
Detailed
Chief Diversity, Equity and Inclusion Officer
HH
Helga Houston
Detailed
Chief Risk Officer
KK
Kendall Kowalski
Detailed
Chief Information Officer
MH
Marcy Hingst
Detailed
General Counsel
PN
Prashant Nateri
Detailed
Chief Corporate Operations Officer
SP
Sarah Pohmer
Detailed
Chief Human Resources Officer
SK
Scott Kleinman
Detailed
President, Commercial Banking
TM
Timothy Miller
Detailed
Chief Communications Officer
ZW
Zachary Wasserman
Detailed
Chief Financial Officer
Board of directors at HUNTINGTON BANCSHARES INC /MD/.
AK
Allie Kline
Detailed
Director
CI
Chris Inglis
Detailed
Director
DP
David Porteous
Detailed
Lead Independent Director
GT
Gary Torgow
Detailed
Director
JT
Jeffrey Tate
Detailed
Director
KP
Ken Phelan
Detailed
Director
RD
Rafael Diaz-Granados
Detailed
Director
RN
Richard Neu
Detailed
Director
RS
Roger Sit
Detailed
Director
TC
Tanny Crane
Detailed
Director
TS
Teresa Shea
Detailed
Director
Research analysts who have asked questions during HUNTINGTON BANCSHARES INC /MD/ earnings calls.
Ebrahim Poonawala
Bank of America Securities
7 questions for HBAN
Also covers: , BK, BMO +31 more
MG
Manan Gosalia
Morgan Stanley
7 questions for HBAN
Also covers: CADE, CBC, CFG +17 more
Jon Arfstrom
RBC Capital Markets
5 questions for HBAN
Also covers: ALLY, ASB, BFH +24 more
MO
Matthew O'Connor
Deutsche Bank
4 questions for HBAN
Also covers: BAC, C, CFG +11 more
SA
Steven Alexopoulos
JPMorgan Chase & Co.
3 questions for HBAN
Also covers: BAC, C, CFG +10 more
BF
Brian Foran
Truist Financial
2 questions for HBAN
Also covers: AXP, CMA, COF +8 more
Christopher McGratty
Keefe, Bruyette & Woods
2 questions for HBAN
Also covers: ASB, BAC, BANC +35 more
JP
John Pancari
Evercore ISI
2 questions for HBAN
Also covers: ALLY, AXP, BFH +19 more
JA
Jon Armstrong
RBC Capital Markets
2 questions for HBAN
KU
Ken Usdin
Autonomous Research
2 questions for HBAN
Also covers: BAC, BK, C +12 more
LE
L. Erika Penala
UBS
2 questions for HBAN
Also covers: AXP, BAC, CFG +9 more
Nathan Stein
Deutsche Bank
2 questions for HBAN
Also covers: CFG, EVR, HLI +3 more
PW
Peter Winter
D.A. Davidson
2 questions for HBAN
Also covers: BFIN, BOKF, CFG +12 more
SS
Scott Siefers
Piper Sandler
2 questions for HBAN
Also covers: ASB, CFG, FITBI +7 more
Ben...
Stephens Inc.
1 question for HBAN
Also covers: ABBNY, MYGN
CM
Chris McGratty
KBW
1 question for HBAN
Also covers: BAC, C, CBC +18 more
DG
Derek Gonda
Wolfe Research
1 question for HBAN
Erika Najarian
UBS
1 question for HBAN
Also covers: AXP, BAC, C +14 more
JA
John Armstrong
RBC
1 question for HBAN
Also covers: HOMB, UMBF
KU
Kenneth Usdin
Jefferies
1 question for HBAN
Also covers: BK, C, FITB +7 more
MO
Matt O'Connor
Deutsche Bank
1 question for HBAN
Also covers: BAC, CFG, JPM +7 more
SS
Sean Serhan
Evercore ISI
1 question for HBAN
SC
Steven Chubak
Wolfe Research
1 question for HBAN
Also covers: AMP, AMTD, APO +20 more
Recent press releases and 8-K filings for HBAN.
Huntington completes merger with Cadence Bank
HBAN
M&A
Board Change
- Merger completion: Huntington Bancshares closed its acquisition of Cadence Bank on February 1, 2026, creating a combined institution with $279 billion in assets, $221 billion in deposits, and $187 billion in loans based on December 31, 2025 balances.
- Geographic expansion: Cadence’s 390 branches across Texas and the South boost Huntington’s network to nearly 1,400 branches in 21 states, making it the eighth-largest bank in Texas and the largest in Mississippi by deposit market share.
- Board appointments: Three former Cadence directors—James D. Rollins III, Virginia A. Hepner and Alice Rodriguez—were added to Huntington’s board, increasing its size to 15 members.
4 days ago
Huntington Bancshares completes merger with Cadence Bank
HBAN
M&A
Board Change
- Huntington closed its merger with Cadence Bank, creating a top-ten U.S. regional bank with $279 billion in assets, $221 billion in deposits, and $187 billion in loans as of Dec 31, 2025.
- The deal adds Cadence’s 390 branches in Texas and the South, bringing Huntington’s network to nearly 1,400 branches across 21 states and making it the eighth-largest bank in Texas and the largest in Mississippi by deposits.
- Three former Cadence directors—James D. “Dan” Rollins III (now non-executive Vice Chairman), Virginia Hepner, and Alice Rodriguez—joined Huntington’s Board of Directors.
- Cadence customer accounts will transition to Huntington’s systems in mid-2026, with no branch closures planned and existing operations to continue uninterrupted.
4 days ago
Huntington Bancshares launches $1.75B debt offering
HBAN
Debt Issuance
- On January 28, 2026, Huntington Bancshares issued and sold $1.00 billion of 4.623% Fixed-to-Floating Rate Senior Notes due 2032 and $750 million of 5.605% Fixed-to-Fixed Rate Subordinated Notes due 2041.
- The Senior Notes were issued under the Senior Debt Securities Indenture dated December 29, 2005, as amended by the Fifth Supplemental Indenture (August 21, 2023) and the Ninth Supplemental Indenture (January 28, 2026); the Subordinated Notes were issued under the Subordinated Debt Securities Indenture (December 29, 2005) as supplemented by the Fourth Supplemental Indenture (January 28, 2026).
- The offering was underwritten by Citigroup Global Markets Inc., Goldman Sachs & Co. LLC, J.P. Morgan Securities LLC and Huntington Securities, Inc. pursuant to an underwriting agreement dated January 23, 2026.
Jan 28, 2026, 10:20 PM
Huntington Bancshares reports Q4 2025 results
HBAN
Earnings
Guidance Update
- Earnings: GAAP EPS $0.30, adjusted EPS $0.37; GAAP ROTCE 12.7%, adjusted ROTCE 15.3%; revenue +11% and pre-provision net revenue +12% YoY (+15% adj).
- Balance sheet growth: Average loans $149.6 B (+7.8% QoQ, +14.4% YoY) and average deposits $176.6 B (+5.1% QoQ, +8.6% YoY).
- Net interest results: FTE net interest income $1.609 B (+14.2% YoY) and NIM 3.15% (↑2 bps QoQ).
- Capital and returns: CET1 ratio 9.2%; tangible book value per share $9.89 (+19% YoY); share repurchases to commence post-Cadence close.
- 2026 guidance: NII +10–13% (+$1.85–1.90 B), average loans +11–12% (+$34 B), deposits +8–9% (+$43 B), noninterest income +13–16% (+$300 M), core expenses +10–11% (+$1.1 B).
Jan 22, 2026, 2:00 PM
Huntington announces Q4 2025 results
HBAN
Earnings
Guidance Update
M&A
- Delivered 11% revenue growth, 16% adjusted EPS growth, 290 bps of positive operating leverage, and strong credit performance for full-year 2025.
- Generated robust organic loan growth of $10.1 billion, outpacing the $9.5 billion added via the Veritex partnership; average loans rose 14.4% YoY, and average deposits increased 8.6% YoY (core deposits +3.4% excluding Veritex).
- Net interest income grew 5.6% sequentially in Q4, with net interest margin at 3.15%, up 2 bps quarter-over-quarter.
- Completed integration of Veritex in 187 days with cost synergies fully in the run rate by Q2 2026; Cadence closing expected February 1, with full cost-synergy run rate by Q4 2026.
- Provided 2026 guidance: standalone NII growth 10–13%, loans 11–12%, deposits 8–9%, fee revenue 13–16%, core expenses 10–11% (150–200 bps operating leverage); Cadence to contribute $1.85–1.9 billion of NII and $300 million of fees.
Jan 22, 2026, 2:00 PM
Huntington Financial outlines Q4 2025 performance and 2026 guidance
HBAN
Earnings
Guidance Update
Share Buyback
- Capital management remains focused on funding high-return loan growth, supporting a strong dividend yield and returning capital; targeting adjusted CET1 toward the midpoint of 9%–10%, and planning ~$50 million per quarter in share repurchases in 2026 post-Cadence close.
- In 2025, adjusted ROTCE expanded by 40 basis points, tangible book value grew 19% YoY, and the bank returned 40% of earnings through dividends.
- 2026 standalone outlook includes net interest income growth of 10%–13%, loan growth of 11%–12%, deposit growth of 8%–9%, with Cadence contributing $1.85–$1.9 billion of NII; cash + securities expected to remain at ~25% of total assets.
- Non-interest income is guided to grow 13%–16%, including $300 million from Cadence; core expenses are expected to rise 10%–11%, with a $1.1 billion expense addition from Cadence, delivering 150–200 basis points of operating leverage and net charge-offs of 25–35 basis points.
- Cost synergies from Veritex are planned to be fully in run-rate by Q2 2026 and from Cadence by Q4 2026 (with ~75% realized in 2026); the bank expects a full-year efficiency ratio of ~55% in 2026.
Jan 22, 2026, 2:00 PM
Huntington Bancshares reports Q4 2025 results
HBAN
Earnings
Guidance Update
M&A
- Delivered 11% revenue growth, 16% adjusted EPS growth, and 290 bps of positive operating leverage in 2025 under its differentiated model.
- Achieved robust organic loan growth: average loans up 14.4% YoY, with $10.9 billion (8.6%) excluding the Veritex portfolio and total organic loan additions of $10.1 billion vs. $9.5 billion from Veritex.
- Grew average deposits 8.6% YoY, with core deposits excluding Veritex up 3.4%, driven by relationship-focused gathering and optimized funding actions.
- Expanded fee income across key segments: payments +5%, commercial payments +8%, wealth management +10% (16% adj.), and capital markets delivering its second-best quarter ever; loan and deposit fees rose >20%.
- 2026 outlook targets standalone NII growth of 10–13%, fee revenue growth of 13–16%, core expense growth of 10–11% (150–200 bps operating leverage), and net charge-offs of 25–35 bps, with capacity for ~$50 million quarterly buybacks post-Cadence close.
Jan 22, 2026, 2:00 PM
Huntington Bancshares reports Q4 2025 earnings
HBAN
Earnings
M&A
- Huntington reported Q4 EPS of $0.30 and adjusted EPS of $0.37 (non-GAAP) for the quarter.
- Net interest income rose 6% QoQ to $1,592 million and 14% YoY, driving a 3.15% net interest margin.
- Average total loans grew 8% QoQ to $146.6 billion and average deposits increased 5% QoQ to $173.2 billion, including the Veritex acquisition.
- Credit quality remained strong with net charge-offs at 0.24%, a nonperforming asset ratio of 0.63%, and an allowance for credit losses of $2.7 billion (1.83% of loans).
- Closed the Veritex partnership (integration completed Jan 19, 2026) and announced a Cadence Bank deal expected to close Feb 1, 2026.
Jan 22, 2026, 11:56 AM
Huntington Bancshares and Cadence Bank Shareholders Approve Merger
HBAN
M&A
Proxy Vote Outcomes
- Cadence and Huntington shareholders approved the merger of Cadence into The Huntington National Bank and the related issuance of Huntington common stock at special meetings held January 6, 2026.
- The transaction is expected to close on February 1, 2026, subject to customary closing conditions.
- Post-closing, the combined franchise will encompass $223 billion in assets at Huntington and $53 billion at Cadence, with over 1,000 branches across 14 states and 390 locations in the South and Texas.
- Management expects the combination to broaden the bank’s footprint and drive long-term shareholder value.
Jan 6, 2026, 9:15 PM
Huntington and Cadence receive OCC approval for merger
HBAN
M&A
- The Office of the Comptroller of the Currency approved the merger of Cadence Bank into The Huntington National Bank, and all required regulatory approvals are now in place.
- The transaction is expected to close on February 1, 2026, pending shareholder approvals and the satisfaction or waiver of customary closing conditions.
- Upon closing, Huntington will have $223 billion in assets and Cadence will contribute $53 billion, creating a significantly larger regional banking franchise.
Dec 23, 2025, 1:08 AM
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