- The **election deadline** for HarborOne common stock holders to choose their preferred merger consideration is **October 28, 2025, at 5:00 p.m. (Eastern Time)**, with the merger with Eastern Bankshares, Inc. expected to become effective shortly after midnight (Eastern Time) on **November 1, 2025**.  **[1769617_4b1c8839f0ae4781bf9ace0b9bcef403_0]** 
- HarborOne common stock will be **delisted** from the NASDAQ Global Select Market following the close of trading on **October 31, 2025**.  **[1769617_4b1c8839f0ae4781bf9ace0b9bcef403_0]** 
- Shareholders can elect to receive either **0.765 shares of Eastern common stock** or **$12.00 in cash** per share, or a combination, subject to allocation and proration procedures designed to ensure that the total number of shares receiving stock consideration will be between **75% and 85%** of the aggregate outstanding shares.  **[1769617_4b1c8839f0ae4781bf9ace0b9bcef403_0]** **[1769617_4b1c8839f0ae4781bf9ace0b9bcef403_1]** 
- Shareholders who do not make a proper election by the deadline will have their shares exchanged for a combination of stock and cash consideration, subject to the allocation and proration procedures in the Merger Agreement.  **[1769617_4b1c8839f0ae4781bf9ace0b9bcef403_2]**

HarborOne Bancorp (HONE)