- Kentucky First Federal Bancorp (KFFB) reported a **net income of $176,000** or **$0.02 diluted earnings per share** for the three months ended June 30, 2025, a significant improvement from a net loss of $1.1 million or $(0.13) diluted EPS in the prior year quarter.  **[1297341_0001213900-25-091264_ea025870301ex99-1_kentucky.htm:1]** **[1297341_0001213900-25-091264_ea025870301ex99-1_kentucky.htm:5]** 
- For the twelve months ended June 30, 2025, the company achieved **net earnings of $181,000** or **$0.02 diluted earnings per share**, reversing a net loss of $1.7 million or $(0.21) diluted EPS in the previous year.  **[1297341_0001213900-25-091264_ea025870301ex99-1_kentucky.htm:1]** **[1297341_0001213900-25-091264_ea025870301ex99-1_kentucky.htm:5]** 
- This positive shift was primarily driven by the **absence of a $947,000 goodwill impairment charge** recorded in the prior year and a **21.1% increase in net interest income** to **$2.3 million** for the quarter ended June 30, 2025.  **[1297341_0001213900-25-091264_ea025870301ex99-1_kentucky.htm:1]** 
- As of June 30, 2025, KFFB's financial position showed **total assets of $371.2 million** and an increase in shareholders' equity by **0.8% to $48.4 million**, resulting in a **book value per share of $5.98**.  **[1297341_0001213900-25-091264_ea025870301ex99-1_kentucky.htm:2]** **[1297341_0001213900-25-091264_ea025870301ex99-1_kentucky.htm:5]** 
- The company also improved its funding structure, with **deposits increasing $21.4 million** or **8.4%** and **FHLB advances decreasing $26.2 million** or **38.0%** at June 30, 2025, compared to June 30, 2024.  **[1297341_0001213900-25-091264_ea025870301ex99-1_kentucky.htm:2]** **[1297341_0001213900-25-091264_ea025870301ex99-1_kentucky.htm:5]**