Kentucky First Federal Bancorp (KFFB) Company Report

Kentucky First Federal Bancorp reported net income of $344,000 and diluted earnings per share of $0.04 for the three months ended September 30, 2025, a significant increase compared to a net loss of $15,000 and $(0.00) diluted earnings per share in the prior year period.
The improved net income was primarily driven by a 33.9% increase in net interest income to $2.5 million, resulting from higher interest income and lower interest expense, and the absence of a provision for loan loss.
At September 30, 2025, total assets decreased by $4.7 million to $366.5 million, mainly due to a $4.9 million decrease in cash and cash equivalents.
Total liabilities decreased by $5.1 million to $317.7 million at September 30, 2025, with total deposits decreasing by $6.1 million to $271.4 million.
The company's book value per share was $6.03 at September 30, 2025, and shareholders' equity increased by $410,000 to $48.8 million compared to June 30, 2025.

Nov 6, 2025, 8:09 PM

Kentucky First Federal Bancorp Reports Q3 2025 Earnings

KFFB

Earnings

Revenue Acceleration/Inflection

Kentucky First Federal Bancorp announced net income of $344,000 or $0.04 diluted earnings per share for the three months ended September 30, 2025, a significant increase compared to a net loss of $15,000 or $(0.00) diluted earnings per share for the same period in 2024.
The improvement in net income was primarily driven by a 33.9% increase in net interest income to $2.5 million and no provision for credit loss, compared to $15,000 in the prior year period.
As of September 30, 2025, total assets decreased by $4.7 million or 1.3% to $366.5 million from June 30, 2025, mainly due to a decrease in cash and cash equivalents.
Shareholders' equity increased by $410,000 or 0.8% to $48.8 million, with book value per share rising to $6.03 at September 30, 2025.

Nov 6, 2025, 7:57 PM

Kentucky First Federal Bancorp Announces CEO Appointment

KFFB

CEO Change

Management Change

Kentucky First Federal Bancorp (KFFB) announced on October 8, 2025, the appointment of R. Clay Hulette as Chief Executive Officer of the Company and President and Chief Executive Officer of First Federal Savings Bank of Kentucky, subject to regulatory approval.
Mr. Hulette previously served as the Company's Chief Financial Officer from March 2005 until January 2024 and held various leadership positions at First Federal Savings Bank of Kentucky for 27 years.
Don D. Jennings will assume the role of Director of Operations for First Federal Savings Bank of Kentucky, while retaining his positions as President of the Company and Chairman of the Board of First Federal Savings Bank of Kentucky.
The Board's intent for these leadership changes is to improve profitability, execute strategic initiatives, and enhance shareholder value.

Oct 8, 2025, 9:04 PM

Kentucky First Federal Bancorp Reports Q4 2025 Earnings

KFFB

Earnings

Revenue Acceleration/Inflection

Kentucky First Federal Bancorp (KFFB) reported a net income of $176,000 or $0.02 diluted earnings per share for the three months ended June 30, 2025, a significant improvement from a net loss of $1.1 million or $(0.13) diluted EPS in the prior year quarter.
For the twelve months ended June 30, 2025, the company achieved net earnings of $181,000 or $0.02 diluted earnings per share, reversing a net loss of $1.7 million or $(0.21) diluted EPS in the previous year.
This positive shift was primarily driven by the absence of a $947,000 goodwill impairment charge recorded in the prior year and a 21.1% increase in net interest income to $2.3 million for the quarter ended June 30, 2025.
As of June 30, 2025, KFFB's financial position showed total assets of $371.2 million and an increase in shareholders' equity by 0.8% to $48.4 million, resulting in a book value per share of $5.98.
The company also improved its funding structure, with deposits increasing $21.4 million or 8.4% and FHLB advances decreasing $26.2 million or 38.0% at June 30, 2025, compared to June 30, 2024.

Sep 24, 2025, 9:57 PM

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Kentucky First Federal Bancorp (KFFB)