Kingstone Companies, Inc. (KINS) operates primarily in the property and casualty insurance sector through its wholly-owned subsidiary, Kingstone Insurance Company (KICO). The company offers a range of insurance products, focusing on personal lines, livery physical damage, and other specialized policies. Kingstone's operations are predominantly based in New York, where it provides insurance coverage for homeowners, vehicles, and other specific needs.
- Personal Lines - Offers homeowners, dwelling fire, cooperative/condominium, renters, and personal umbrella policies, making it the largest line of business for Kingstone.
- Livery Physical Damage - Provides physical damage-only policies for for-hire vehicles such as livery and car service vehicles and taxicabs, without liability coverage.
- Other - Includes canine legal liability policies and participation in mandatory state joint underwriting associations.
You might also like
| Name | Position | External Roles | Short Bio | |
|---|---|---|---|---|
Floyd R. Tupper ExecutiveBoard | Secretary | Floyd R. Tupper is a certified public accountant with over 40 years of experience in accounting and finance. He has served as Secretary of Kingstone Companies, Inc. since June 2015, as a Director since June 2014, and as Chair of the Audit Committee since 2006. | ||
Meryl S. Golden ExecutiveBoard | Chief Executive Officer | CEO of Kingstone Companies, Inc. since October 2023 and Director since March 2020, with extensive insurance industry experience including roles at Progressive Insurance and Liberty Mutual. | View Report → | |
Sarah (Minlei) Chen Executive | Senior Vice President, Chief Actuary and Head of Product Management | Since November 2020, Sarah (Minlei) Chen has served as KINS’s Chief Actuary and later added the responsibilities of Senior Vice President and Head of Product Management in August 2022. Previously, she held actuarial roles at Homesite Insurance from January 2018 to October 2020 and at Plymouth Rock Assurance from November 2013 to January 2018. | ||
Manmohan Singh Board | Director | Manmohan Singh has served as a Director at KINS since April 2024 and as Chair of the Investment and Capital Committee since June 2025. Previously, he held executive roles at Angel Oak Companies and served as a Director at Sandler O'Neill & Partners. | ||
Pranav Pasricha Board | director | CEO of BluePond.Ai; Managing Partner of BluePond Capital | Pranav Pasricha serves as a director at KINS, having been elected to the Board of Directors on August 6, 2025. He is an entrepreneurial leader who is also the CEO of BluePond.Ai since October 2023 and Managing Partner at BluePond Capital since August 2022. | |
Thomas Newgarden Board | Non-Executive Chairman of the Board | Thomas Newgarden is an analytics-driven insurance executive with over 30 years of experience, and he has served as the Non-Executive Chairman of the Board at KINS since September 2024. Previously, he held several senior roles at companies including National General Insurance. | ||
William L. Yankus Board | Director | Board of Directors of Jet.AI, Inc. | William L. Yankus has over 30 years of experience in the insurance industry and has been serving as a Director at KINS since March 2016, previously holding roles as Chair of the Compensation Committee (April 2017 to March 2023) and Chair of the Investment Committee (February 2020 to August 2021). |
- With your revised guidance on the Amgard transaction—where the premium benefit is now expected to be spread over three years rather than being front loaded—can you explain what specific rate level differences and market behavior adjustments led to this outlook change?
- Given the reinsurance structure that provides a first event retention of $5,000,000 and a second event retention of $9,000,000 (roughly $7,000,000 after tax), what additional risk mitigation strategies are in place if multiple catastrophic events occur in quick succession?
- You mentioned that expenses related to geographic expansion will be immaterial relative to premium growth; could you provide more detailed estimates on the incremental costs and how they are expected to affect short-term margins?
- With the reinstatement of dividends and no current plans for share buybacks, how are you prioritizing capital allocation between organic growth investments, potential inorganic opportunities, and shareholder returns in light of your strong cash generation?
- Considering the challenging climate conditions and the anticipated worst combined ratio in 15 years for the homeowners line due to events like the California wildfires, what specific underwriting changes or pricing adjustments are you implementing to mitigate this risk going forward?
Research analysts who have asked questions during KINGSTONE COMPANIES earnings calls.
No recent press releases or 8-K filings found for KINS.