Earnings summaries and quarterly performance for Metropolitan Bank Holding.
Executive leadership at Metropolitan Bank Holding.
Mark DeFazio
Detailed
President and Chief Executive Officer
CEO
DD
Daniel Dougherty
Detailed
Executive Vice President and Chief Financial Officer
DB
Dixiana Berrios
Detailed
Executive Vice President and Chief Operating Officer
FE
Frederik Erikson
Detailed
Executive Vice President and General Counsel
GG
Gregory Gaare
Detailed
Senior Vice President and Chief Risk Officer
LC
Laura Capra
Detailed
Executive Vice President and Head of Retail Banking
NR
Nick Rosenberg
Detailed
Executive Vice President and Chief Business Development Officer
NS
Norman Scott
Detailed
Senior Vice President and Chief Credit Officer
SL
Scott Lublin
Detailed
Executive Vice President and Chief Lending Officer
Board of directors at Metropolitan Bank Holding.
AF
Anthony Fabiano
Detailed
Chairman of the Board
CP
Chaya Pamula
Detailed
Director
DF
Dale Fredston
Detailed
Director
DG
David Gold
Detailed
Director
GW
George Wolf, Jr.
Detailed
Director
HG
Harvey Gutman
Detailed
Director
KR
Katrina Robinson
Detailed
Director
MF
Maria Fiorini Ramirez
Detailed
Director
RP
Robert Patent
Detailed
Director
TM
Terence Mitchell
Detailed
Director
WR
William Reinhardt
Detailed
Director
Research analysts who have asked questions during Metropolitan Bank Holding earnings calls.
Feddie Strickland
Hovde Group
6 questions for MCB
Also covers: BFST, BWFG, CNOB +6 more
MF
Mark Fitzgibbon
Piper Sandler & Co.
6 questions for MCB
Also covers: AMAL, BHLB, BRKL +12 more
Christopher O'Connell
Keefe, Bruyette, & Woods, Inc.
3 questions for MCB
Also covers: AMAL, ASB, BHLB +10 more
DK
David Konrad
Keefe, Bruyette & Woods (KBW)
3 questions for MCB
Also covers: AMAL, BLFY, BRKL +9 more
DC
David Conrad
KVW
1 question for MCB
Also covers: DCOM, FULT, INDB +1 more
Gregory Zingone
Piper Sandler
1 question for MCB
Also covers: BHLB, EBC, ORRF
NB
Naira Behan
Hovde Group
1 question for MCB
Recent press releases and 8-K filings for MCB.
Metropolitan Bank Holding Corp. prices public offering of common stock
MCB
- Metropolitan Bank Holding Corp. (MCB) priced an underwritten public offering of 2,100,000 shares of common stock at $85.00 per share on February 25, 2026.
- The offering is expected to generate approximately $178.5 million in gross proceeds, or $205.3 million if the underwriters fully exercise their option to purchase an additional 15% of shares.
- The net proceeds to the company are estimated to be approximately $169.3 million.
- The company plans to use the net proceeds to support organic growth initiatives, investments in the Bank, working capital for ongoing operations, and general corporate purposes.
- The offering is anticipated to close on February 27, 2026.
1 day ago
Metropolitan Bank Holding Corp. Prices Public Stock Offering
MCB
- Metropolitan Bank Holding Corp. (MCB) priced an underwritten public offering of 2,100,000 shares of its common stock at $85.00 per share.
- The offering is expected to generate approximately $178.5 million in aggregate gross proceeds before discounts and expenses, with the potential to reach $205.3 million if underwriters fully exercise their option to purchase an additional 15% of shares.
- The net proceeds from the offering will be used to support organic growth initiatives, investments in the Bank, working capital for ongoing operations, and general corporate purposes.
- The offering is expected to close on February 27, 2026.
2 days ago
Metropolitan Bank Holding Corp. Launches Public Offering of Common Stock
MCB
New Projects/Investments
- Metropolitan Bank Holding Corp. (MCB) launched an underwritten public offering of $175.0 million of common stock on February 25, 2026.
- The company also expects to grant the underwriters a 30-day option to purchase up to an additional 15% of the shares sold.
- The net proceeds from the offering are planned to support organic growth initiatives, investments in the Bank, working capital, and general corporate purposes.
- UBS Investment Bank and Hovde Group, LLC are serving as joint book-running managers for the offering.
2 days ago
Metropolitan Bank Holding Corp. Launches Public Offering of Common Stock
MCB
New Projects/Investments
- Metropolitan Bank Holding Corp. (MCB) launched an underwritten public offering of $175.0 million of common stock on February 25, 2026.
- The company expects to grant the underwriters a 30-day option to purchase up to an additional 15% of the shares sold in connection with the proposed offering.
- The net proceeds from the offering are planned to support organic growth initiatives, investments in the Bank, working capital for ongoing operations, and general corporate purposes.
2 days ago
Metropolitan Bank Holding Corp. Reports Strong Q4 2025 Performance and Plans Equity Raise
MCB
Earnings
New Projects/Investments
- Metropolitan Bank Holding Corp. (MCB) reported strong financial metrics for Q4 2025, including $8.3 billion in Total Assets, a 1.38% Return on Average Assets (ROAA), a 4.10% Net Interest Margin, and a 50% Efficiency Ratio.
- The company plans a common equity raise to enhance its capital position, increase lending limits, and support continued balance sheet growth.
- MCB has demonstrated exceptional financial performance since its 2017 IPO, with strong compound annual growth rates (CAGRs) in key areas such as Deposits, Loans, and Earnings per share through December 31, 2025.
- As of December 31, 2025, MCB's franchise is well-diversified with $7.4 billion in Total Deposits and $6.8 billion in Total Loans, supported by a 75% insured deposit base and a 176% uninsured deposit coverage ratio.
2 days ago
Metropolitan Commercial Bank Reports Q4 2025 Results
MCB
Earnings
Revenue Acceleration/Inflection
- Metropolitan Commercial Bank reported a Net Interest Margin of 4.10% and an Efficiency Ratio of 50.2% for Q4 2025, with non-performing assets at 0.0% of total assets.
- As of December 31, 2025, the bank's total assets reached $8.3 billion, with total loans at $6.8 billion and total deposits at $7.4 billion.
- The loan portfolio, totaling $6.8 billion as of December 31, 2025, is significantly diversified, with 40% in Skilled Nursing CRE and C&I, and 46% in Non Owner Occupied CRE. Total Healthcare loans amounted to $2.8 billion.
- Since its 2017 IPO, MCB has demonstrated strong growth, with a Loans CAGR of 22.4% and a Deposits CAGR of 23.2% through Q3 2025, and its share price performance was 132.5 as of January 8, 2026, outperforming peers.
Jan 21, 2026, 2:00 PM
MCB Reports Strong Q4 and Full Year 2025 Results, Provides 2026 Guidance
MCB
Earnings
Guidance Update
New Projects/Investments
- Metropolitan Commercial Bank reported strong Q4 and full year 2025 performance, with full year loan growth of approximately $775 million (nearly 13%) and deposit growth of roughly $1.4 billion (about 23%).
- For Q4 2025, net interest income was $85.3 million, up over 10% on a linked-quarter basis, and the net interest margin was 4.1%, an increase of 22 basis points from the prior quarter.
- The company provided 2026 guidance, expecting to grow loans by about $800 million (approximately 12%) and project an annual net interest margin of about 4.10%, with forecasted return on tangible common equity (ROTCE) approaching 16% by Q4 2026.
- Non-core credits in Q4 2025, including elevated loan prepayments and a bond sale gain, contributed approximately $4.6 million, or about $0.30 per share, to diluted EPS of $2.77.
- Management emphasized a focus on organic growth and new initiatives, with plans to open two new branches in Florida in the first half of 2026, and is not actively pursuing M&A or team lift-outs.
Jan 21, 2026, 2:00 PM
MCB Reports Strong Q4 and Full-Year 2025 Performance, Provides 2026 Guidance
MCB
Earnings
Guidance Update
New Projects/Investments
- Metropolitan Commercial Bank reported a strong fourth quarter and full year 2025 performance, with Q4 net interest margin at 4.1% and net interest income up over 10% linked quarter. For the full year, the loan portfolio grew by nearly 13% (approximately $775 million) and deposits increased by about 23% (roughly $1.4 billion).
- For 2026, MCB expects loan growth of approximately $800 million (about 12%), an annual net interest margin of around 4.10%, and annual operating expenses totaling between $189 million-$191 million.
- The company forecasts its Return on Tangible Common Equity (ROTCE) to approach 16% by the fourth quarter of 2026.
- Strategic initiatives include opening two new branches in Florida in the first half of 2026 and continued investment in digital transformation, with asset quality remaining solid.
Jan 21, 2026, 2:00 PM
Metropolitan Commercial Bank Reports Strong Q4 and Full-Year 2025 Results, Provides 2026 Guidance
MCB
Earnings
Guidance Update
New Projects/Investments
- Metropolitan Commercial Bank reported strong Q4 and full-year 2025 results, with full-year loan growth of nearly 13% (approximately $775 million) and deposit growth of about 23% (approximately $1.4 billion).
- For Q4 2025, net interest income reached $85.3 million, a more than 10% increase linked quarter, and diluted EPS was $2.77. The net interest margin (NIM) for the quarter was 4.1%, up 22 basis points from the prior quarter.
- The company provided 2026 guidance, projecting loan growth of approximately 12% (about $800 million), an annual NIM of about 4.10%, and annual operating expenses between $189 million and $191 million. Forecasted Return on Tangible Common Equity (ROTCE) is expected to approach 16% by Q4 2026.
- Strategic initiatives include opening two new branches in Florida in the first half of 2026 and a $3 million first-quarter spend for the Modern Banking in Motion project. The bank also paid off $450 million in wholesale funding during 2025.
Jan 21, 2026, 2:00 PM
Metropolitan Bank Holding Corp. Reports Fourth Quarter and Full Year 2025 Results
MCB
Earnings
Dividends
Share Buyback
- Metropolitan Bank Holding Corp. reported net income of $28.9 million and diluted earnings per common share of $2.77 for the fourth quarter of 2025.
- The company achieved a net interest margin of 4.10% and an annualized return on average equity of 15.6% for the fourth quarter of 2025.
- Total loans reached $6.8 billion and total deposits grew to $7.4 billion as of December 31, 2025.
- A quarterly cash dividend of $0.20 per share was declared on January 16, 2026, representing an increase of $0.05 from the prior quarterly dividend.
- Approximately 293,000 shares of MCB common stock were repurchased during the fourth quarter of 2025 at a weighted average price of $68.09.
Jan 20, 2026, 9:20 PM
Quarterly earnings call transcripts for Metropolitan Bank Holding.
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