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NORTHRIM BANCORP (NRIM)

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Earnings summaries and quarterly performance for NORTHRIM BANCORP.

Research analysts covering NORTHRIM BANCORP.

Recent press releases and 8-K filings for NRIM.

Northrim BanCorp Reports Record Earnings for Full Year 2025
NRIM
Earnings
Dividends
Debt Issuance
  • Northrim BanCorp reported net income of $12.4 million, or $0.55 per diluted share, in Q4 2025, and $64.6 million, or $2.87 per diluted share, for the full year 2025.
  • Full-year 2025 net income increased 75% compared to 2024, primarily due to increased net interest income from loan and deposit growth, and a gain from asset sales, partially offset by higher operating expenses.
  • Net interest income reached a record $35.4 million in Q4 2025, with a Net Interest Margin on a tax equivalent basis (NIMTE) of 4.75%. The CFO anticipates NIMTE to be relatively flat throughout 2026.
  • Portfolio loans grew 8% year-over-year to $2.30 billion, and total deposits increased 5% year-over-year to $2.81 billion at December 31, 2025.
  • The company maintained a quarterly dividend of $0.16 per share in Q4 2025 and issued $60 million of subordinated debt to support regulatory capital ratios for growth initiatives.
Jan 23, 2026, 3:27 PM
Northrim BanCorp, Inc. Completes $60 Million Subordinated Notes Offering and Reports Q3 2025 Financial Highlights
NRIM
Debt Issuance
Earnings
New Projects/Investments
  • Northrim BanCorp, Inc. completed a private placement of $60.0 million in aggregate principal amount of 6.875% Fixed-to-Floating Rate Subordinated Notes due 2035 on November 26, 2025.
  • The Notes are intended to qualify as Tier 2 capital for regulatory capital purposes, and the net proceeds will be used for general corporate purposes and to support regulatory capital ratios for growth initiatives.
  • For Q3 2025, the company reported Earnings per Share of $1.20, Net Income of $27,065 thousand, and a Net Interest Margin of 4.83%.
  • As of Q3 2025, Total Loans were $2,219 million and Total Deposits were $2,906 million. The Common Equity Tier 1 / Risk Adjusted Assets ratio was 10.26%.
  • Kroll Ratings, as of November 13, 2025, assigned a BBB- Stable rating to Northrim BanCorp, Inc.'s Subordinated Debt and a BBB Stable rating to Northrim Bank's Subordinated Debt.
Nov 26, 2025, 9:59 PM
Northrim BanCorp Announces 4-for-1 Forward Stock Split
NRIM
  • Northrim BanCorp, Inc. announced a 4-for-1 forward stock split of its common stock, which became effective on September 18, 2025, at 2:01 p.m. Alaska Standard Time.
  • As a result, shareholders of record as of September 18, 2025, will receive three additional shares for every share held, with distribution expected after the close of trading on September 22, 2025.
  • Trading of the company's common stock on a split-adjusted basis is anticipated to begin on September 23, 2025.
  • The company's Articles of Incorporation were amended to proportionally increase the authorized common stock from 10,000,000 to 40,000,000 shares and decrease the par value from $1.00 to $0.25.
Sep 19, 2025, 7:42 PM