Earnings summaries and quarterly performance for Ponce Financial Group.
Executive leadership at Ponce Financial Group.
Carlos Naudon
Detailed
President and Chief Executive Officer
CEO
Ioannis Kouzilos
Detailed
Executive Vice President and Chief Lending Officer
Luis Gonzalez Jr.
Detailed
Executive Vice President and Chief Operating Officer
Madeline Marquez
Detailed
Chief External Affairs Officer
Sergio Vaccaro
Detailed
Executive Vice President and Chief Financial Officer
Steven Tsavaris
Detailed
Executive Chairman
Board of directors at Ponce Financial Group.
Research analysts covering Ponce Financial Group.
Recent press releases and 8-K filings for PDLB.
Ponce Financial Group, Inc. Announces Q3 2025 Earnings and Strategic Updates
PDLB
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- Ponce Financial Group, Inc. reported net income available to common stockholders of $6.2 million, or $0.27 per diluted share, for the third quarter of 2025, an increase from $5.8 million, or $0.25 per diluted share, in the prior quarter and $2.2 million, or $0.10 per diluted share, in the third quarter of 2024.
- For the nine months ended September 30, 2025, net income available to common stockholders was $17.7 million, or $0.77 per diluted share, more than doubling the $7.7 million, or $0.34 per diluted share, reported for the same period in 2024.
- The company's net interest income for Q3 2025 was $25.2 million, a 3.37% increase from the prior quarter, with a net interest margin of 3.30%. This margin increased by 3 basis points from the prior quarter and 65 basis points from the same quarter last year.
- Total assets grew to $3.16 billion as of September 30, 2025, an increase of 3.85% from December 31, 2024, driven by increases in net loans receivable to $2.49 billion and deposits to $2.06 billion.
- Ponce Bank completed its conversion to a national bank and the Company commenced operations as a bank holding company and a financial holding company on October 10, 2025. Additionally, the company has achieved an 81% rate of deep impact lending for 13 consecutive quarters, progressing towards the 60% requirement for 16 quarters to qualify for preferred stock repurchase.
Oct 24, 2025, 12:04 PM
Ponce Financial Group Reports Strong Third Quarter and Nine-Month 2025 Results
PDLB
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- Net income available to common stockholders for Q3 2025 was $6.2 million, or $0.27 per diluted share, a substantial increase from $2.2 million, or $0.10 per diluted share, in Q3 2024.
- For the nine months ended September 30, 2025, net income available to common stockholders more than doubled to $17.7 million, or $0.77 per diluted share, compared to $7.7 million, or $0.34 per diluted share, in the prior year period.
- Net interest income for Q3 2025 rose 32.72% to $25.2 million compared to Q3 2024, and the net interest margin improved to 3.30% from 2.65% in Q3 2024.
- The company's total assets increased 3.85% to $3.16 billion as of September 30, 2025, with net loans receivable growing by $203.4 million and deposits by $164.0 million since December 31, 2024.
- Ponce Bank completed a strategic charter modernization, becoming a financial holding company and a national bank, aimed at enhancing funding sources.
Oct 24, 2025, 12:00 PM
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