Earnings summaries and quarterly performance for Ponce Financial Group.
Executive leadership at Ponce Financial Group.
Carlos Naudon
Detailed
President and Chief Executive Officer
CEO
IK
Ioannis Kouzilos
Detailed
Executive Vice President and Chief Lending Officer
LG
Luis Gonzalez Jr.
Detailed
Executive Vice President and Chief Operating Officer
MM
Madeline Marquez
Detailed
Chief External Affairs Officer
SV
Sergio Vaccaro
Detailed
Executive Vice President and Chief Financial Officer
ST
Steven Tsavaris
Detailed
Executive Chairman
Board of directors at Ponce Financial Group.
Research analysts covering Ponce Financial Group.
Recent press releases and 8-K filings for PDLB.
Ponce Financial Group Reports Strong Fourth Quarter and Full Year 2025 Results
PDLB
Earnings
Revenue Acceleration/Inflection
- Ponce Financial Group reported net income available to common stockholders of $9.9 million, or $0.42 per diluted share, for the fourth quarter of 2025, a significant increase from $2.7 million, or $0.12 per diluted share, in the fourth quarter of 2024. For the full year 2025, net income available to common stockholders was $27.6 million, or $1.20 per diluted share, compared to $10.3 million, or $0.46 per diluted share, in 2024.
- Net interest income increased by 34.75% to $27.9 million in the fourth quarter of 2025 compared to the same period last year, with the net interest margin rising to 3.57% from 2.80%.
- The company's balance sheet showed growth, with net loans receivable increasing by 13.67% to $2.60 billion and deposits growing by 7.99% to $2.05 billion as of December 31, 2025, compared to December 31, 2024.
- Non-interest expense for the full year 2025 decreased by 0.66% to $67.0 million compared to $67.5 million in 2024, reflecting controlled operating expenses.
Jan 27, 2026, 10:21 PM
Ponce Financial Group, Inc. Reports Fourth Quarter and Full Year 2025 Results
PDLB
Earnings
Revenue Acceleration/Inflection
Dividends
- Ponce Financial Group, Inc. reported net income available to common stockholders of $9.9 million, or $0.42 per diluted share, for the fourth quarter of 2025, a significant increase from $2.7 million, or $0.12 per diluted share, in the fourth quarter of 2024. For the full year 2025, net income available to common stockholders was $27.6 million, or $1.20 per diluted share, compared to $10.3 million, or $0.46 per diluted share, for the full year 2024.
- Net interest income for the fourth quarter of 2025 increased 34.75% year-over-year to $27.9 million, with the net interest margin rising to 3.57% from 2.80% in the same quarter last year. For the full year 2025, net interest income was $99.8 million, representing a 30.51% increase compared to 2024, and the net interest margin was 3.28%.
- The company demonstrated strong balance sheet growth, with net loans receivable increasing 13.67% to $2.60 billion and deposits growing 7.99% to $2.05 billion as of December 31, 2025, compared to December 31, 2024.
- Non-interest expense for the full year 2025 decreased 0.66% to $67.0 million compared to 2024, with management noting that non-interest expense has remained flat for the last three consecutive years.
Jan 27, 2026, 10:09 PM
Ponce Financial Group, Inc. Announces Q3 2025 Earnings and Strategic Updates
PDLB
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- Ponce Financial Group, Inc. reported net income available to common stockholders of $6.2 million, or $0.27 per diluted share, for the third quarter of 2025, an increase from $5.8 million, or $0.25 per diluted share, in the prior quarter and $2.2 million, or $0.10 per diluted share, in the third quarter of 2024.
- For the nine months ended September 30, 2025, net income available to common stockholders was $17.7 million, or $0.77 per diluted share, more than doubling the $7.7 million, or $0.34 per diluted share, reported for the same period in 2024.
- The company's net interest income for Q3 2025 was $25.2 million, a 3.37% increase from the prior quarter, with a net interest margin of 3.30%. This margin increased by 3 basis points from the prior quarter and 65 basis points from the same quarter last year.
- Total assets grew to $3.16 billion as of September 30, 2025, an increase of 3.85% from December 31, 2024, driven by increases in net loans receivable to $2.49 billion and deposits to $2.06 billion.
- Ponce Bank completed its conversion to a national bank and the Company commenced operations as a bank holding company and a financial holding company on October 10, 2025. Additionally, the company has achieved an 81% rate of deep impact lending for 13 consecutive quarters, progressing towards the 60% requirement for 16 quarters to qualify for preferred stock repurchase.
Oct 24, 2025, 12:04 PM
Ponce Financial Group Reports Strong Third Quarter and Nine-Month 2025 Results
PDLB
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- Net income available to common stockholders for Q3 2025 was $6.2 million, or $0.27 per diluted share, a substantial increase from $2.2 million, or $0.10 per diluted share, in Q3 2024.
- For the nine months ended September 30, 2025, net income available to common stockholders more than doubled to $17.7 million, or $0.77 per diluted share, compared to $7.7 million, or $0.34 per diluted share, in the prior year period.
- Net interest income for Q3 2025 rose 32.72% to $25.2 million compared to Q3 2024, and the net interest margin improved to 3.30% from 2.65% in Q3 2024.
- The company's total assets increased 3.85% to $3.16 billion as of September 30, 2025, with net loans receivable growing by $203.4 million and deposits by $164.0 million since December 31, 2024.
- Ponce Bank completed a strategic charter modernization, becoming a financial holding company and a national bank, aimed at enhancing funding sources.
Oct 24, 2025, 12:00 PM
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