Earnings summaries and quarterly performance for 1ST SOURCE.
Executive leadership at 1ST SOURCE.
Andrea G. Short
Detailed
Chief Executive Officer and President
CEO
BA
Brett A. Bauer
Detailed
Executive Vice President, Chief Financial Officer and Treasurer
CJ
Christopher J. Murphy III
Detailed
Executive Chairman
JL
Jeffrey L. Buhr
Detailed
Executive Vice President and Chief Credit Officer
JB
John B. Griffith
Detailed
Executive Vice President, Chief Risk Officer, General Counsel and Secretary
KC
Kevin C. Murphy
Detailed
Executive Vice President, 1st Source Corporation; President, 1st Source Bank
Board of directors at 1ST SOURCE.
CJ
Christopher J. Murphy IV
Detailed
Director
DB
Daniel B. Fitzpatrick
Detailed
Lead Independent Director
IP
Isaac P. Torres
Detailed
Director
JF
John F. Affleck-Graves
Detailed
Director
MD
Mark D. Schwabero
Detailed
Director
MB
Melody Birmingham
Detailed
Director
RS
Ronda Shrewsbury
Detailed
Director
TK
Timothy K. Ozark
Detailed
Director
TF
Todd F. Schurz
Detailed
Director
TD
Tracy D. Graham
Detailed
Director
Research analysts covering 1ST SOURCE.
Recent press releases and 8-K filings for SRCE.
1st Source Corporation Reports Strong 2025 Financial Performance and Capital Position
SRCE
Earnings
Dividends
Share Buyback
- 1st Source Corporation reported net income of $158.3 million and diluted earnings per common share of $6.41 for 2025.
- For 2025, SRCE achieved a Net Interest Margin (FTE) of 4.07% and an adjusted efficiency ratio of 49.3%.
- The company demonstrated strong capital levels in 2025, including a Tier 1 Risk Based Ratio of 16.79% and a Tangible Common Equity / Tangible Assets ratio of 13.28%.
- 38 consecutive years of dividend growth were recorded, with common dividends per share of $1.520 and a tangible book value per common share of $48.88 in 2025.
- Total average loans and leases grew to $6,935 million with a yield of 6.79% (FTE), alongside $7,382 million in total average deposits for 2025.
7 days ago
1st Source Corporation Reports Record Annual Earnings and Dividend Increase
SRCE
Earnings
Dividends
Share Buyback
- 1st Source Corporation reported record net income of $158.28 million for the full year 2025, an increase of 19.34% from 2024, with diluted net income per common share reaching $6.41, up 19.59%. For the fourth quarter of 2025, net income was $41.14 million, up 30.87% from the prior year's fourth quarter, and diluted net income per common share was $1.67, up 31.50%.
- The Board of Directors approved a cash dividend of $0.40 per common share, an 11.11% increase from a year ago, marking the 38th consecutive year of dividend growth.
- Average loans and leases grew $336.29 million (5.10%) to $6.93 billion in 2025, and average deposits increased $263.33 million (3.70%) to $7.38 billion.
- Return on average assets increased to 1.76% for the full year 2025 and 1.80% for the fourth quarter of 2025, while return on average common shareholders’ equity rose to 13.16% for the full year and 12.94% for the fourth quarter. The tax-equivalent net interest margin expanded to 4.07% for 2025 and 4.29% for the fourth quarter of 2025.
- During the fourth quarter and full year of 2025, 69,673 shares and 230,036 shares were repurchased for treasury, reducing common shareholders’ equity by $4.19 million and $13.87 million, respectively.
Jan 23, 2026, 1:53 AM
1st Source Corporation Releases Q3 2025 Investor Presentation
SRCE
Earnings
Dividends
New Projects/Investments
- For YTD 2025, 1st Source Corporation reported net income of $117.1 million and diluted earnings per common share of $4.74. The company achieved a net interest margin (FTE) of 4.00% and an adjusted efficiency ratio of 49.6%.
- As of YTD 2025, total assets stood at $9,057 million and total deposits at $7,410 million. The loan and lease portfolio is diversified with 50% in Community Banking and 50% in Specialty Finance, including over $603 million in renewable energy loans and leases outstanding as of September 30, 2025.
- The company maintained a strong capital position for YTD 2025, with a Total Risk Based Capital Ratio of 17.85% and a Tangible Common Equity to Tangible Assets ratio of 12.85%. Credit quality metrics included a loan and lease loss allowance of 2.32% of net loans and leases and nonperforming assets of 0.91%.
- 1st Source Corporation reported a tangible book value per common share of $47.17 and common dividends per share of $1.520 for YTD 2025, marking 37 consecutive years of dividend growth.
Oct 31, 2025, 6:13 PM
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