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Carl G. Herde

Director at Stock Yards Bancorp
Board

About Carl G. Herde

Carl G. Herde (age 64 as of December 31, 2024) has served on the SYBT board since 2005. He holds an accounting degree, is a CPA, served as CFO of Baptist Healthcare System from 1993 until retirement in September 2016, and currently is Vice President/Financial Policy at the Kentucky Hospital Association. He is designated an Audit Committee Financial Expert and chairs SYBT’s Audit Committee; he also sits on the Nominating & Corporate Governance Committee. He is affirmed independent under Nasdaq and the company’s Corporate Governance Guidelines .

Past Roles

OrganizationRoleTenureCommittees/Impact
Baptist Healthcare System, Inc.Chief Financial Officer1993–Sep 2016Senior finance leadership for one of KY’s largest not-for-profit health systems
Baptist Healthcare System, Inc.Controller1984–1993Led accounting/reporting functions

External Roles

OrganizationRoleTenureNotes
Kentucky Hospital AssociationVice President/Financial Policy2016–presentPublic policy and finance expertise; non-public company role
Public company boardsDirectorNone (no other public company directorships)

Board Governance

  • Committee assignments: Chair, Audit Committee; Member, Nominating & Corporate Governance Committee .
  • Audit Committee Financial Expert designation; all Audit Committee members independent and financially literate .
  • Meeting cadence and attendance: Audit Committee held five meetings in 2024; Nominating & Corporate Governance held four; Compensation held seven; Credit & Risk held four. All directors attended at least 98% of Board and committee meetings in 2024 .
  • Independence: Board annually reviews independence and determined Herde is independent under Nasdaq and company guidelines .

Fixed Compensation

Component2024 Value2025 Program TermsNotes
Board Cash Retainer$82,450 (fees earned) $48,000 annual cash retainer Two-year program reset effective Jan 1, 2025 based on Aon peer review
Board Equity Retainer$50,000 (RSUs granted Jan 2024) $54,000 annual equity retainer RSUs equal to $50,000/closing price on grant date; 955 RSUs granted in Jan 2024
Per Meeting Fee (Board)Included in fees$1,625 per meeting Applies to non-employee directors
Audit Chair Additional RetainerIncluded in fees$15,000 annual (Audit Chair) Herde is Audit Chair
Nominating & Governance Member FeeIncluded in fees$800 per meeting Herde is a member
All Other Compensation$1,165 (dividends on RSUs, paid Jan 2025 upon vesting) Dividends accrue and are paid at vesting
Director Deferred CompensationPlan available; amounts can be invested in Company stock; 94% of aggregate director balances were invested in Company stock at Dec 31, 2024 Director NQ Plan allows deferral; investment options include company stock

Director stock ownership guidelines: Non-management directors must own at least five times the annual cash retainer within five years of joining the Board and maintain thereafter .

Anti-hedging/anti-pledging: Directors and officers are prohibited from hedging or pledging company stock; margin accounts also generally prohibited .

Performance Compensation

InstrumentGrant DateShares/UnitsGrant ValueVestingPerformance MetricsDividends
RSUs (2015 Omnibus Plan)Jan 2024955 RSUs $50,000 (value divided by closing price) Time-based; fully vest one year from grant None disclosed for directors (no TSR/financial targets) Accrue during vesting; paid at vest (Jan 2025 for 2024 awards)

The director program uses time-based RSUs; no performance metrics are tied to director equity grants per proxy disclosures .
Clawbacks apply to executives; general anti-hedging/pledging policy applies to directors .

Other Directorships & Interlocks

CompanyRoleCommittee RolesInterlocks/Notes
NoneNo other public company board seats; independence affirmed; no material related-party transactions involving Herde identified in the independence review .

Expertise & Qualifications

  • CPA; accounting degree; extensive financial reporting and corporate finance experience .
  • Audit Committee Financial Expert; chairs Audit Committee overseeing financial reporting, internal controls, auditor independence, related-party transaction review .
  • Skills matrix indicates strengths in Accounting/Financial Reporting, Banking & Financial Services, Strategic Planning, Risk Management, Corporate Governance .

Equity Ownership

MeasureAmountNotes
Total Beneficial Ownership38,815 shares Represents <1% of outstanding shares
Unvested Restricted Stock955 shares (2024 RSUs) Included in beneficial ownership per footnote (unvested restricted shares counted)
Directors’ Deferred Compensation Plan26,794 shares Holdings within Director Deferred Compensation Plan
SARs/OptionsNone for Herde (“-”) No SARs or option awards outstanding
Hedging/PledgingProhibited by policy No pledging disclosed; policy prohibits margin accounts or pledges
Ownership Guidelines5× annual cash retainer requirement Individual compliance by director not disclosed

Insider Trades

DateTypeSharesPriceValueSource
2022-08-17Sale3,000$72.33$216,987
2025-01-??Form 4 filing (reference)

Additional historical Form 4 filings exist (e.g., Jan 3, 2020) . Specific transaction details beyond the cited 2022 sale are not itemized here.

Governance Assessment

  • Strengths:

    • Long-tenured independent director with deep finance background; CPA and Audit Committee Financial Expert designation support strong oversight of financial reporting and controls .
    • Audit Chair leadership with documented committee activity and robust independence, literacy, and private sessions with auditors; proactive auditor competitive review planned for 2025 enhances oversight credibility .
    • High attendance (≥98% across Board/committees in 2024); engagement across Audit and Nominating & Governance committees .
    • Alignment policies: strict anti-hedging/pledging and robust director ownership guidelines (5× cash retainer); significant deferred comp holdings invested in company stock (94% aggregate for directors) signal alignment .
  • Potential risks/flags:

    • No individual disclosure of compliance status relative to the 5× ownership guideline; while aggregate alignment is strong, investor may seek explicit confirmation for Herde .
    • Insider sale in 2022 (3,000 shares) is not inherently negative but may warrant monitoring for patterns around macro/company events .
    • Director compensation shifted modestly upward in 2025 to maintain peer median; not a red flag, but watch for future increases without commensurate performance/engagement metrics for board effectiveness .
  • Conflicts/related-party exposure:

    • Independence review highlighted non-material relationships for other directors; no material related-party transactions disclosed relating to Herde .
    • Audit Committee explicitly reviews related-party transactions, providing an added safeguard .

Overall signal: Herde’s audit chair tenure, CPA credential, and strong committee processes support governance quality and investor confidence, with evident alignment through equity/deferral holdings and strict anti-hedging/pledging policies .