UNITED BANCORP INC /OH/ (UBCP) Company Report

United Bancorp, Inc. (UBCP) reported diluted earnings per share of $0.35 and net income of $2,035,000 for the fourth quarter ended December 31, 2025, with full-year diluted EPS at $1.34 and net income at $7,753,000.
For the full year 2025, net interest income increased by 6.69% to $26,460,067, and the net interest margin expanded by 19 basis points to 3.70% in Q4 2025, with expectations for continued expansion into 2026.
Total assets grew by 5.0% to $857.4 million and total deposits increased by 4.5% to $641.4 million as of December 31, 2025, as the company pursues its goal of growing total assets to $1.0 billion or greater.
UBCP increased its total cash dividends paid to shareholders by 7.6% to $0.92 for 2025, resulting in a 6.4% total dividend yield, while maintaining strong credit quality with nonaccrual loans at 0.46% of gross loans.
The company continues to invest in infrastructure and technology, including the opening of a new banking center in Wheeling, West Virginia on December 9, 2025, and developing its Unified Mortgage and Treasury Management programs, which are expected to drive future growth.

3 days ago

United Bancorp, Inc. Declares Increased Q4 2025 Dividend

UBCP

Dividends

On November 19, 2025, United Bancorp, Inc.'s Board of Directors declared a fourth quarter cash dividend of $0.19 per share, payable on December 19, 2025, to shareholders of record on December 10, 2025.
This $0.19 per share payment is an increase from the regular cash dividends paid in the first three quarters of $0.1825, $0.1850, and $0.1875 respectively.
Including a special cash dividend of $0.1750 in Q1, total cash dividends paid year-to-date amount to $0.92, which is a 7.6% increase over the same period last year.
The regular cash dividend produces a forward yield of 5.4% based on the market value of $13.98 at the most recent quarter-end.
As of September 30, 2025, United Bancorp, Inc. reported total assets of $866.8 million and total shareholder's equity of $66.5 million.

Nov 20, 2025, 5:14 PM

United Bancorp, Inc. Reports Increased Q3 and Nine-Month Earnings, Asset Growth, and Dividend Increases

UBCP

Earnings

Dividends

New Projects/Investments

United Bancorp, Inc. reported diluted earnings per share of $0.34 and net income of $1,931,000 for the three months ended September 30, 2025, with nine-month diluted EPS reaching $0.99 and net income $5,717,000.
For the first nine months of 2025, net interest income increased by 6.0% and the net interest margin improved by 16 basis points to 3.66%.
As of September 30, 2025, total assets grew by 5.0% to $866.8 million, with gross loans increasing by 4.5% to $496.5 million and total deposits rising by 4.8% to $645.2 million.
The company paid total cash dividends of $0.73 in the first nine months of 2025, an 8.2% increase year-over-year, including a regular cash dividend of $0.555 and a special dividend of $0.175.

Nov 7, 2025, 3:23 PM

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UNITED BANCORP INC /OH/ (UBCP)