Austin Nicholas

Bryce Rowe

Catherine Mealor

David West

Laurie Hunsicker

William Wallace

- **Consolidated net income** for the third quarter of 2025 was **$3.4 million**, a substantial increase from **$1.3 million** for the same period in 2024.  **[706863_0000706863-25-000099_exhibit9913rdqtr2025earnin.htm:0]** **[706863_0000706863-25-000099_exhibit9913rdqtr2025earnin.htm:1]** 
- **Net interest income** for Q3 2025 rose **18.3%** to **$11.2 million** compared to **$9.4 million** in Q3 2024.  **[706863_0000706863-25-000099_exhibit9913rdqtr2025earnin.htm:1]** 
- The Board of Directors declared a **quarterly cash dividend of $0.36 per share**, payable on November 6, 2025.  **[706863_0000706863-25-000099_exhibit9913rdqtr2025earnin.htm:1]** **[706863_0000706863-25-000099_unb-20251015.htm:2]** 
- **Total assets** increased to **$1.57 billion** as of September 30, 2025, from **$1.52 billion** a year prior, with **loans growing 5.1%** to **$1.18 billion**.  **[706863_0000706863-25-000099_exhibit9913rdqtr2025earnin.htm:0]** 
- **Book value per share** strengthened by **6.1%** to **$16.95** as of September 30, 2025.  **[706863_0000706863-25-000099_exhibit9913rdqtr2025earnin.htm:0]**

Union Bankshares Announces Q3 2025 Earnings and Dividend

- Union Bankshares reported consolidated net income of **$3.4 million** for the three months ended September 30, 2025, an increase from **$1.3 million** for the same period in 2024.  **[706863_0a85c9fb3393499db30bc6015bf38604_0]** 
- Total assets grew to **$1.57 billion** as of September 30, 2025, up from **$1.52 billion** a year prior, driven by a **5.1% increase in loans** to **$1.18 billion**.  **[706863_0a85c9fb3393499db30bc6015bf38604_0]** 
- Book value per share strengthened by **6.1%** to **$16.95** as of September 30, 2025, compared to **$15.98** as of September 30, 2024.  **[706863_0a85c9fb3393499db30bc6015bf38604_1]** 
- The Board of Directors declared a regular quarterly cash dividend of **$0.36 per share**, payable November 6, 2025.  **[706863_0a85c9fb3393499db30bc6015bf38604_2]**

UNION BANKSHARES (UNB)