Andrew Liesch

David Welch

Nathan Race

Nathan James Race

Paul Vishal

- West Bancorporation Inc. reported **net income of $9.3 million** for Q3 2025, marking a **16% increase** over the prior quarter and a **55% increase** over Q3 2024.  **[0001166928_2200984_0]** **[0001166928_2200984_2]** 
- The company's financial performance was primarily driven by an **expanding net interest margin**, which improved by **nine basis points** compared to the previous quarter, with the loan yield reaching **5.66%** in Q3 2025 and the cost of deposits declining by **two basis points**.  **[0001166928_2200984_0]** **[0001166928_2200984_2]** 
- Credit quality remains **very strong**, with no past due loans, non-accrual loans, or provision for credit losses recorded in Q3 2025.  **[0001166928_2200984_0]** **[0001166928_2200984_2]** 
- Loan balances increased by approximately **$43 million** in Q3 2025 to just over **$3 billion**, while core deposit balances decreased by approximately **$82 million**.  **[0001166928_2200984_1]** **[0001166928_2200984_2]**  Management expects to maintain a **mid-single-digit loan growth** pace.  **[0001166928_2200984_2]** **[0001166928_2200984_3]** 
- The board declared a **$0.25 per share quarterly dividend** to common stockholders, payable on November 19, 2025.  **[0001166928_2200984_0]**

West Bancorporation Inc. Reports Strong Q3 2025 Earnings and Declares Dividend

- West Bancorporation Inc. reported **net income of $9.3 million** in Q3 2025, representing a **16% increase** over the prior quarter and a **55% increase** over Q3 2024, primarily driven by an **expanding net interest margin** which improved by **nine basis points**.  **[0001166928_2200937_0]** **[0001166928_2200937_2]** 
- The company's credit quality remains **very strong**, with no past due loans, OREO, non-accrual loans, doubtful accounts, or substandard loans, and **no provision for credit losses** was recorded in Q3 2025.  **[0001166928_2200937_0]** **[0001166928_2200937_2]** 
- Loan balances increased by approximately **$43 million** in Q3 2025, while core deposit balances decreased by approximately **$82 million**.  **[0001166928_2200937_2]** 
- The board declared a **$0.25 per share quarterly dividend** to common stockholders, payable on November 19, 2025.  **[0001166928_2200937_0]** 
- Management anticipates **mid-single-digit loan growth** to be achievable going forward and expects the effective tax rate to return to **22% to 23%** in future quarters, similar to the first half of the year.  **[0001166928_2200937_2]** **[0001166928_2200937_3]**

WEST BANCORPORATION (WTBA)