Earnings summaries and quarterly performance for Exzeo Group.
Research analysts who have asked questions during Exzeo Group earnings calls.
Recent press releases and 8-K filings for XZO.
Exzeo Group Reports Strong Q3 2025 Results and Provides Future Guidance
XZO
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Exzeo Group reported strong Q3 2025 financial results, with revenue increasing 90% year-over-year to $55 million, pretax income of $28 million, and diluted earnings per share of $0.25.
- Key performance indicators at the end of Q3 2025 included managed premium of approximately $1.2 billion and annual recurring revenue (ARR) of $192 million. The company also achieved an Adjusted EBITDA margin of 55%, up from 32% in the prior year quarter.
- The company successfully completed its IPO, generating approximately $155 million in net proceeds, and ended the quarter with a strengthened balance sheet, including $140 million in cash and no debt.
- Exzeo provided guidance, expecting managed premium to reach at least $1.32 billion by the end of 2025 and $1.5 billion by the end of 2026. Pretax income is projected to be between $22 million and $25 million for Q4 2025 and between $115 million and $125 million for the full year 2026.
- The company added one new client in Q3 2025 and another in Q4 2025, bringing the total number of carriers on its platform to six. The sales pipeline has tripled since the IPO, showing diversification in prospects.
Dec 10, 2025, 9:45 PM
Exzeo Group Reports Strong Q3 2025 Results and Provides Future Guidance
XZO
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Exzeo Group reported strong financial performance for Q3 2025, with revenue increasing 90% year-over-year to $55 million, pretax income of $28 million, and diluted earnings per share of $0.25.
- The company completed its IPO and saw significant growth in key metrics, including managed premium reaching $1.2 billion and Annual Recurring Revenue (ARR) of $192 million in Q3 2025. The Adjusted EBITDA margin expanded to 55%.
- Exzeo added two new clients (one in Q3 and one in Q4), bringing the total to six, with these new clients expected to contribute revenue starting in Q4 2025. The sales pipeline has tripled since the IPO, showing diversification in prospects.
- For guidance, Exzeo expects managed premium to be at least $1.32 billion by the end of 2025 and $1.5 billion by the end of 2026. Q4 2025 pretax income is projected between $22 million and $25 million, with full-year 2026 pretax income between $115 million and $125 million.
Dec 10, 2025, 9:45 PM
Exzeo Group Reports Strong Q3 2025 Results and Provides Q4 2025 and FY 2026 Guidance
XZO
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Exzeo Group reported Q3 2025 revenue of $55 million, a 90% year-over-year increase, with a 55% Adjusted EBITDA margin.
- The company concluded Q3 2025 with $1.2 billion in managed premium and $192 million in annual recurring revenue.
- For Q4 2025, Exzeo anticipates managed premium of at least $1.32 billion and pretax income between $22 million and $25 million.
- Looking ahead to FY 2026, the company expects managed premium to reach $1.5 billion and pretax income to be between $115 million and $125 million.
- Exzeo added two new clients in Q3 and Q4 2025, bringing the total to six carriers, and CEO Paresh Patel plans to purchase an additional $2 million in company stock in 2026.
Dec 10, 2025, 9:45 PM
Exzeo Group, Inc. Announces Third Quarter 2025 Financial Results
XZO
Earnings
Revenue Acceleration/Inflection
- Exzeo Group, Inc. reported a 90% year-over-year increase in revenue for Q3 2025, reaching $55.2 million, with net income rising to $21.2 million or $0.25 per diluted share.
- Managed Premium grew 142.1% year-over-year to $1.2 billion, and Annual Recurring Revenue (ARR) increased to $192.4 million as of September 30, 2025.
- For the nine months ended September 30, 2025, revenue increased 83% to $163.7 million, and net income from continuing operations was $60.8 million, or $0.73 per diluted share.
- The company maintained strong liquidity, reporting cash and cash equivalents of $140.9 million and working capital of $68.7 million as of September 30, 2025.
Dec 10, 2025, 9:30 PM
Quarterly earnings call transcripts for Exzeo Group.
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