Sign in

You're signed outSign in or to get full access.

Breakwater Investment Management

CIK:0002025925
Investment Adviser
$251M AUM
530 holdings
Seattle, WA, United States
Founded:2009
3 employees
Latest filing:Sep 30, 2025

Breakwater Investment Management LLC is a Seattle-based investment adviser and wealth management firm founded in 2009 by Bethany A. Steinhaus. The company specializes in portfolio management and financial planning for individuals, with a focus on both high net worth and non-high net worth clients. With a small team of about 3 employees, Breakwater Investment Management serves individuals and charitable organizations, providing discretionary advisory services tailored to client objectives.

Investment Strategy

Breakwater Investment Management LLC provides portfolio management and financial planning, constructing investment portfolios based on strategic asset allocation and the specific needs and risk profiles of its mainly individual clients. The firm manages portfolios on a discretionary basis, focusing heavily on personalized wealth management, and seeks to offer tailored investment advice that aligns with each client's long-term financial goals. The firm does not run pooled investment vehicles and reports holdings primarily in large cap equities, but remains agnostic to sector and is not restricted to any one approach, thereby focusing on diversified, risk-adjusted returns.

Latest 13F Filing Activity

Breakwater Investment Management filed their most recent 13F report on Sep 30, 2025 disclosing 525 equity positions with a total 13F market value of $271M. The fund increased holdings in Vanguard Index FDS, Vanguard Star FDS, Schwab Strategic TR among other positions. Breakwater Investment Management reduced exposure to Palantir Technologies Inc., Schwab Strategic TR, Vanguard Scottsdale FDS among others.

Top Buys
V
VTIVANGUARD INDEX FDS
+$2.8M
V
VXUSVANGUARD STAR FDS
+$992.8K
S
SCMBSCHWAB STRATEGIC TR
+$779.3K
M
MSFTMICROSOFT CORP
+$593.1K
S
SPTMSPDR SERIES TRUST
+$544.4K
Top Sells
P
PLTRPALANTIR TECHNOLOGIES INC
-$606.2K
S
SCHZSCHWAB STRATEGIC TR
-$340.7K
V
VGSHVANGUARD SCOTTSDALE FDS
-$259.6K
M
MUBISHARES TR
-$243.7K
S
SCHOSCHWAB STRATEGIC TR
-$191.3K

Top Holdings

V
VTIVANGUARD INDEX FDS
+14.5%$39.4M
S
SCHBSCHWAB STRATEGIC TR
+8.4%$22.8M
V
VXUSVANGUARD STAR FDS
+6.5%$17.5M
M
MSFTMICROSOFT CORP
+5.3%$14.3M
B
BNDXVANGUARD CHARLOTTE FDS
+4.4%$11.9M

Equity Positions (525)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
VANGUARD INDEX FDS14.52%$39.4M119,986$260.60$328.17+$2.8M
SCHWAB STRATEGIC TR8.41%$22.8M887,200$20.32$25.71+$503.5K
VANGUARD STAR FDS6.46%$17.5M238,393$60.30$73.46+$992.8K
MICROSOFT CORP5.27%$14.3M27,617$424.78$517.95+$593.1K
VANGUARD CHARLOTTE FDS4.39%$11.9M240,901$48.95$49.46+$384.3K

Industry Allocation

SERVICES-PREPACKAGED SOFTWARE
+5.5%
RETAIL-CATALOG & MAIL-ORDER HOUSES
+1.7%
SERVICES-COMPUTER PROGRAMMING, DATA PROCESSING, ETC.
+0.7%
COMMODITY CONTRACTS BROKERS & DEALERS
+0.5%
ELECTRONIC COMPUTERS
+0.2%