Cardinal Point Capital Management, Ulc
Cardinal Point Capital Management, ULC is a cross-border wealth management firm headquartered in Toronto, Ontario. Founded in 2009, the firm specializes in providing personalized investment management, tax, estate, transition, and financial planning solutions for affluent individuals and families. Their core market comprises Canadian and U.S. residents, expatriates, and those immigrating between Canada and the U.S. Known for their tailored, disciplined approach and fiduciary standards, Cardinal Point serves clients seeking to simplify their financial lives, build and protect wealth, and manage transitions across borders. The firm employs approximately 41 people.
Investment Strategy
Cardinal Point employs a disciplined and personalized investment approach, focusing on asset allocation, portfolio management, and investment policy creation tailored to each client’s unique cross-border needs. The firm integrates tax, estate, and financial planning to address the complex requirements of Canadian and American expatriates, dual residents, and immigrants, ensuring holistic solutions for high-net-worth families. Their strategy emphasizes diversification using ETFs, fixed income, equities, and other instruments, with continual oversight and adjustment to align with long-term client goals within a fiduciary framework.
Top Holdings
Equity Positions (242)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
V VTI | VANGUARD INDEX FDS | 13.26% | $167.4M | 549,135 | $206.57 | $303.93 | +$20.9M |
U USFR | WISDOMTREE TR | 5.74% | $72.4M | 1,439,759 | $50.29 | $50.31 | +$1.3M |
V VGIT | VANGUARD SCOTTSDALE FDS | 4.38% | $55.2M | 923,716 | $57.78 | $59.81 | +$1.4M |
D DFAX | DIMENSIONAL ETF TRUST | 3.95% | $49.9M | 1,699,457 | $26.42 | $29.37 | +$16.4M |
A AAPL | APPLE INC | 3.86% | $48.7M | 237,427 | $198.74 | $205.17 | -$4.5M |