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Cathy Pareto & Associates, Inc.

CIK:0002045974
Investment Adviser
$136M AUM
90 holdings
Coral Gables, FL, United States
Founded:2007
10 employees
Latest filing:Sep 30, 2025

Cathy Pareto & Associates, Inc., now operating as Azzendo Wealth Advisors, is a boutique, fee-only investment adviser and financial planning firm based in Coral Gables, Florida. Founded in 2007 by Cathy Pareto, MBA, CFP®, the firm serves affluent individuals, families, and clients throughout Florida, as well as select clients in other states and countries. Recognized by Forbes and Worth Magazine among the top wealth managers for women, the firm offers comprehensive wealth management, retirement and education planning, estate coordination, and asset protection. Cathy Pareto & Associates, Inc. employs more than 10 professionals dedicated to client-centered, fiduciary financial advice.

Investment Strategy

The firm provides objective, fee-only investment management with a 'buy and monitor' approach, focusing on strategic global asset allocation tailored to individual client risk profiles and objectives. Portfolios are built using institutional mutual funds, index funds, ETFs, alternative investments, individual stocks, and bonds. The strategy emphasizes diversification, long-term growth, and periodic rebalancing to maintain target allocations. Investments are selected for transparency, low costs, liquidity, and ongoing suitability to client goals. As a fiduciary, the firm always acts in the client's best interest with no commissions or proprietary product sales. Custody is primarily with Charles Schwab & Co., Inc.

Latest 13F Filing Activity

Cathy Pareto & Associates, Inc. filed their most recent 13F report on Sep 30, 2025 disclosing 88 equity positions with a total 13F market value of $133M. The fund increased holdings in Apple Inc., Vaneck Etf Trust, Etf Ser Solutions among other positions. Cathy Pareto & Associates, Inc. reduced exposure to Pacer FDS TR, J P Morgan Exchange Traded F, Brown & Brown Inc. among others.

Top Buys
A
AAPLAPPLE INC
+$1.6M
N
NLRVANECK ETF TRUST
+$975.9K
Q
QTUMETF SER SOLUTIONS
+$688.1K
V
VOEVANGUARD INDEX FDS
+$688.1K
S
SCHMSCHWAB STRATEGIC TR
+$686.5K
Top Sells
C
CALFPACER FDS TR
-$527.5K
J
JPSTJ P MORGAN EXCHANGE TRADED F
-$266.2K
B
BROBROWN & BROWN INC
-$216.4K
X
XLISELECT SECTOR SPDR TR
-$214.2K
P
PGPROCTER AND GAMBLE CO
-$211.6K

Top Holdings

A
AAPLAPPLE INC
+6.7%$8.9M
C
COWZPACER FDS TR
+5.4%$7.1M
J
JPSTJ P MORGAN EXCHANGE TRADED F
+4.5%$6.0M
S
SCHVSCHWAB STRATEGIC TR
+4.4%$5.9M
S
SCHMSCHWAB STRATEGIC TR
+4.3%$5.7M

Equity Positions (88)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
APPLE INC6.72%$8.9M34,963$248.05$254.63+$1.6M
PACER FDS TR5.37%$7.1M123,923$56.47$57.47-$191.6K
J P MORGAN EXCHANGE TRADED F4.53%$6.0M118,416$50.50$50.73-$266.2K
SCHWAB STRATEGIC TR4.45%$5.9M202,609$26.31$29.11+$562.2K
SCHWAB STRATEGIC TR4.30%$5.7M192,430$27.86$29.64+$686.5K

Industry Allocation

ELECTRONIC COMPUTERS
+6.7%
FIRE, MARINE & CASUALTY INSURANCE
+3.9%
SERVICES-COMPUTER PROGRAMMING, DATA PROCESSING, ETC.
+2.9%
COMMODITY CONTRACTS BROKERS & DEALERS
+2.7%
SERVICES-PREPACKAGED SOFTWARE
+2.4%