One Day in July LLC
One Day In July LLC is an SEC-registered, fee-only fiduciary investment advisory firm founded by Dan Cunningham and headquartered in Burlington, Vermont. The firm was established to provide transparent, low-cost investment management and financial planning primarily to individuals, families, institutions, foundations, non-profits, businesses, and pensions. As of mid-2025, it manages assets for nearly 2,000 clients across all 50 states. The firm employs approximately 16-20 staff and is focused on direct relationships with clients, offering personalized investment strategies with a commitment to minimizing investment fees and eliminating conflicts of interest typical in the financial advisory industry.
Investment Strategy
One Day In July takes a low-fee, index-based investment approach rooted in evidence that market economies deliver strong long-term returns to patient investors. The firm rejects high-cost services and compensation by commission, instead advocating for diversified portfolios of index funds tailored to individual client goals and risk tolerance. One Day In July operates strictly as a fiduciary, never accepting commissions or participating in revenue-sharing, and focuses on transparent fee structures designed to maximize client net worth. Its advisors work closely with clients to minimize behavioral investing mistakes and focus on long-term wealth accumulation, not market timing.
Top Holdings
Equity Positions (139)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
V VOO | VANGUARD INDEX FDS | 10.11% | $111.6M | 196,532 | $322.07 | $568.03 | +$91.3K |
S SPTI | SPDR SERIES TRUST | 9.66% | $106.7M | 3,708,202 | $28.35 | $28.77 | +$22.0M |
V VYM | VANGUARD WHITEHALL FDS | 8.12% | $89.7M | 672,610 | $108.75 | $133.31 | +$6.2M |
V VUG | VANGUARD INDEX FDS | 6.92% | $76.4M | 174,303 | $313.51 | $438.40 | +$18.7M |
S SPTL | SPDR SERIES TRUST | 6.34% | $70.0M | 2,634,540 | $27.34 | $26.58 | +$8.9M |