You're signed outSign in or to get full access.
Safe Harbor Fiduciary, LLC
Safe Harbor Fiduciary, LLC is a registered investment adviser based in Pensacola, Florida, founded in 2014. The firm is 100% owned by Scott McCaghren and provides discretionary asset management, fixed indexed annuity management, and financial planning services. As of 2025, Safe Harbor Fiduciary manages over $112 million in assets and employs approximately 5 people. The firm serves individual and institutional clients, tailoring investment strategies to each client's specific situation and objectives.
Investment Strategy
Safe Harbor Fiduciary, LLC delivers discretionary asset management services by identifying client investment goals, risk tolerance, time horizon, and objectives. The firm creates custom portfolios, handles investment selection and allocation, and monitors accounts continuously. SHF additionally manages fixed indexed annuities and offers financial planning on a negotiated fee basis. It sometimes recommends or allocates to affiliated ETFs managed by its sister company Coastal Equity Management, raising conflict of interest mitigated by codes of ethics and policies. Their investment approach is personalized, aligning portfolio construction with each client's needs while adhering to fiduciary principles.
Latest 13F Filing Activity
Safe Harbor Fiduciary, LLC filed their most recent 13F report on Jun 30, 2025 disclosing 228 equity positions with a total 13F market value of $107M. The fund increased holdings in J P Morgan Exchange Traded F, Pacer FDS TR, Pacer FDS TR among other positions. Safe Harbor Fiduciary, LLC reduced exposure to SPDR S&P 500 Etf TR, Ishares TR, Vanguard BD Index FDS among others.
Top Holdings
Equity Positions (228)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
S SPY | SPDR S&P 500 ETF TR | 12.27% | $13.1M | 21,173 | $573.76 | $617.85 | -$4.2M |
Q QQQ | INVESCO QQQ TR | 5.99% | $6.4M | 11,587 | $477.62 | $551.64 | +$1.4M |
J JEPI | J P MORGAN EXCHANGE TRADED F | 5.34% | $5.7M | 100,231 | $56.85 | $56.85 | +$5.7M |
A AAPL | APPLE INC | 4.57% | $4.9M | 23,733 | $230.32 | $205.17 | +$110.2K |
Q QDPL | PACER FDS TR | 3.82% | $4.1M | 103,309 | $39.46 | $39.46 | +$4.1M |
Industry Allocation
Ask Fintool AI Agent
Get instant answers from SEC filings, earnings calls & more