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TFC Financial Management, Inc.

CIK:0001827844
Investment Adviser
$2B AUM
972 holdings
Boston, MA, United States
Founded:1981
23 employees
Latest filing:Jun 30, 2025

TFC Financial Management, Inc. is an SEC-registered investment adviser headquartered in Boston, Massachusetts. Founded in 1981, the firm provides investment management and financial planning services, primarily to high net worth individuals and non-profit organizations. TFC is fee-only and operates as a fiduciary, emphasizing service transparency and client-centric advice. The firm has 23 employees as of 2025 and is led by President and CEO Renée Kwok.

Investment Strategy

TFC Financial Management delivers discretionary investment management with a focus on globally diversified, multi-asset portfolios. The firm invests primarily in no-load mutual funds and ETFs, tailoring portfolios for each client based on an Investment Policy Statement. Their approach blends dynamic asset allocation, global diversification, a mix of passive and active management, and fundamental as well as macroeconomic analysis. Third-party managers may be used when appropriate, with ongoing due diligence and oversight. TFC does not engage in commission-based product sales and maintains a fee-only, client-first fiduciary model.

Top Buys
I
IVVISHARES TR
+$42.8M
I
IDEVISHARES TR
+$8.6M
J
JQUAJ P MORGAN EXCHANGE TRADED F
+$5.3M
V
VVVANGUARD INDEX FDS
+$5.3M
I
IEMGISHARES INC
+$5.2M
Top Sells
D
DFATDIMENSIONAL ETF TRUST
-$3.9M
A
AAPLAPPLE INC
-$828.4K
B
BRK-BBERKSHIRE HATHAWAY INC DEL
-$811.3K
J
JNJJOHNSON & JOHNSON
-$682.1K
M
MRKMERCK & CO INC
-$547.8K

Top Holdings

I
IVVISHARES TR
+28.5%$207.8M
I
IDEVISHARES TR
+14.5%$106.2M
S
SHYISHARES TR
+10.0%$73.1M
I
IEMGISHARES INC
+6.3%$46.3M
J
JQUAJ P MORGAN EXCHANGE TRADED F
+5.8%$42.3M

Equity Positions (967)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
I
IVV
ISHARES TR28.47%$207.8M334,735$399.97$620.90+$42.8M
I
IDEV
ISHARES TR14.55%$106.2M1,396,512$58.84$76.04+$8.6M
S
SHY
ISHARES TR10.02%$73.1M882,610$82.92$82.86+$269.2K
I
IEMG
ISHARES INC6.34%$46.3M770,764$52.42$60.03+$5.2M
J
JQUA
J P MORGAN EXCHANGE TRADED F5.79%$42.3M704,042$47.66$60.05+$5.3M

Industry Allocation

PHARMACEUTICAL PREPARATIONS
+1.9%
SERVICES-PREPACKAGED SOFTWARE
+1.5%
FIRE, MARINE & CASUALTY INSURANCE
+1.4%
ELECTRONIC COMPUTERS
+1.3%
SERVICES-BUSINESS SERVICES, NEC
+0.8%