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Waterford Advisors, LLC

CIK:0001960657
Investment Adviser
$337M AUM
53 holdings
Orchard Park, NY, United States
Founded:2000
10 employees
Latest filing:Jun 30, 2025

Waterford Advisors, LLC is a fee-based investment adviser registered with the SEC, headquartered in Orchard Park, New York. The firm was founded in 2000 and is wholly owned by SVT International, with Gregory L. Kozerski, CPA, CFP®, AIFA as its President and majority owner. Waterford Advisors specializes in providing personalized investment management and advisory services to individuals, primarily serving both high net worth and other individual investors. As of 2025, the firm employs approximately 10 people.

Investment Strategy

Waterford Advisors provides individualized portfolio management services tailored to each client’s financial goals and unique circumstances. The firm develops personal investment policies through in-depth discussions with clients, focusing on objectives, time horizons, risk tolerance, tax situation, and liquidity needs. Waterford Advisors typically manages client portfolios on a discretionary basis, monitors and adjusts asset allocations, and emphasizes a client-centric approach that aligns with the client’s evolving requirements.

Latest 13F Filing Activity

Waterford Advisors, LLC filed their most recent 13F report on Jun 30, 2025 disclosing 53 equity positions with a total 13F market value of $271M. The fund increased holdings in Ishares TR, Vanguard Index FDS, Vanguard Tax-managed FDS among other positions. Waterford Advisors, LLC reduced exposure to Ishares TR, Ssga Active Etf TR, Abbvie Inc. among others.

Top Buys
I
IVVISHARES TR
+$7.2M
V
VUGVANGUARD INDEX FDS
+$5.1M
V
VEAVANGUARD TAX-MANAGED FDS
+$2.9M
C
CBUCOMMUNITY FINANCIAL SYSTEM I
+$2.6M
S
SCHASCHWAB STRATEGIC TR
+$2.0M
Top Sells
M
MUBISHARES TR
-$330.6K
T
TOTLSSGA ACTIVE ETF TR
-$292.9K
A
ABBVABBVIE INC
-$200.9K
S
SCHESCHWAB STRATEGIC TR
-$146.8K
A
AAPLAPPLE INC
-$141.0K

Top Holdings

I
IVVISHARES TR
+20.5%$55.6M
V
VUGVANGUARD INDEX FDS
+10.4%$28.1M
V
VTVVANGUARD INDEX FDS
+9.4%$25.6M
V
VEAVANGUARD TAX-MANAGED FDS
+8.1%$21.8M
S
SCHASCHWAB STRATEGIC TR
+6.3%$16.9M

Equity Positions (53)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
ISHARES TR20.53%$55.6M3,208$404.98$620.90+$7.2M
VANGUARD INDEX FDS10.38%$28.1M1,280$228.79$438.40+$5.1M
VANGUARD INDEX FDS9.44%$25.6M3,709$145.27$176.74+$1.2M
VANGUARD TAX-MANAGED FDS8.06%$21.8M873$43.51$57.01+$2.9M
SCHWAB STRATEGIC TR6.25%$16.9M40,803$25.82$25.30+$2.0M

Industry Allocation

AIRCRAFT ENGINES & ENGINE PARTS
+0.9%
ELECTRONIC COMPUTERS
+0.7%
FIRE, MARINE & CASUALTY INSURANCE
+0.5%
SERVICES-PREPACKAGED SOFTWARE
+0.5%
SEMICONDUCTORS & RELATED DEVICES
+0.4%