Managing Director and Senior Analyst at Oppenheimer & Co. Inc.
Rayna Kumar is a Managing Director and Senior Analyst at Oppenheimer & Co. Inc., specializing in equity research for the Financial Technology (Fintech) sector, with particular expertise in payments, processors, and IT services. She leads a four-person team providing research on companies involved with merchant acquirers, card networks, payments software, bank technology, and emerging areas such as artificial intelligence and embedded finance. Previously, Kumar was Head of Payments, Processors & IT Services Equity Research at UBS and Managing Director at Evercore ISI, and she began her career in structured finance at Ernst & Young before joining Oppenheimer in July 2024. She holds a B.S. in Finance & Computer Science from Boston College and an M.B.A. from Columbia Business School, reflecting strong professional credentials in financial analysis and industry coverage.
Reyna Kumar observed a slight deceleration in Latin America's payments volume compared to the previous quarter and asked for the contributing factors.
Chris Suh, Visa's Chief Financial Officer, attributed the slowdown in Latin America primarily to moderating inflation in Argentina. He noted that despite this, Latin America remains a high-growth region for Visa.
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