Earnings summaries and quarterly performance for ACNB.
Executive leadership at ACNB.
JP
James P. Helt
Detailed
President & Chief Executive Officer
CEO
AA
Andrew A. Bradley
Detailed
Senior Vice President/Chief Risk Officer (ACNB Bank)
BD
Brett D. Fulk
Detailed
Executive Vice President/Chief Strategy Officer (ACNB Bank)
DA
Douglas A. Seibel
Detailed
Executive Vice President/Chief Lending Officer (ACNB Bank)
EE
Emily E. Berwager
Detailed
Senior Vice President/Human Resources Manager (ACNB Bank)
JH
Jason H. Weber
Detailed
Executive Vice President/Treasurer & Chief Financial Officer
KJ
Kevin J. Hayes
Detailed
Senior Vice President/General Counsel, Secretary, & Chief Governance Officer
LA
Laurie A. Laub
Detailed
Executive Vice President/Chief Credit Officer (ACNB Bank)
Board of directors at ACNB.
AJ
Alan J. Stock
Detailed
Chair of the Board
AC
Alexandra C. Chiaruttini
Detailed
Director
DA
D. Arthur Seibel, Jr.
Detailed
Director
DW
Daniel W. Potts
Detailed
Director
DM
Donna M. Newell
Detailed
Director
EF
Elizabeth F. Carson
Detailed
Director
EJ
Eugene J. Draganosky
Detailed
Second Vice Chair
FE
Frank Elsner, III
Detailed
Director
JJ
James J. Lott
Detailed
Director
JM
John M. Polli
Detailed
Director
KS
Kimberly S. Chaney
Detailed
Director
SL
Scott L. Kelley
Detailed
Director
TL
Todd L. Herring
Detailed
First Vice Chair
Research analysts covering ACNB.
Recent press releases and 8-K filings for ACNB.
ACNB Corporation Announces First Quarter 2026 Cash Dividend
ACNB
Dividends
- ACNB Corporation's Board of Directors approved a regular quarterly cash dividend of $0.38 per share for the first quarter of 2026.
- This dividend represents an 18.7% increase, or $0.06, over the $0.32 per share paid in the first quarter of 2026.
- The dividend is payable on March 13, 2026, to shareholders of record as of February 27, 2026.
Jan 29, 2026, 1:46 PM
ACNB Corporation Reports Q4 and Full Year 2025 Financial Results
ACNB
Earnings
M&A
Share Buyback
- ACNB Corporation reported net income of $10.8 million (diluted EPS of $1.04) for the three months ended December 31, 2025, and $37.1 million (diluted EPS of $3.60) for the twelve months ended December 31, 2025, representing a $5.2 million increase in net income compared to the twelve months ended December 31, 2024.
- The 2025 financial results were significantly impacted by the acquisition of Traditions Bancorp, Inc. on February 1, 2025, and a repositioning of the investment securities portfolio which resulted in a $2.8 million after-tax loss.
- For the twelve months ended December 31, 2025, the fully taxable equivalent net interest margin was 4.23% and the return on average assets was 1.16%.
- The company repurchased 264,393 shares of common stock during the twelve months ended December 31, 2025, and increased its quarterly dividend by $0.06 per share (19%) from Q4 2024 to Q4 2025.
- Total loans outstanding increased by $647.6 million to $2.33 billion at December 31, 2025, compared to December 31, 2024, primarily due to the acquisition.
Jan 22, 2026, 2:30 PM
ACNB Corporation Reports Q4 and Full-Year 2025 Financial Results
ACNB
Earnings
M&A
- Net interest income for the three months ended December 31, 2025, increased by $11.7 million from the prior year, reaching $32.851 million. For the twelve months ended December 31, 2025, net interest income totaled $123.090 million, an increase of $39.5 million from the previous year, with the FTE net interest margin rising to 4.23%. These increases were primarily driven by an Acquisition.
- Total average loans increased by $687.1 million and total average interest-bearing deposits increased by $555.2 million for the three months ended December 31, 2025, compared to the same period in 2024, largely due to the Acquisition.
- Noninterest income for the three months ended December 31, 2025, was $4.3 million, a decrease of $1.5 million from the prior year, primarily due to a $3.6 million pre-tax loss on the sale of investment securities. However, noninterest income, excluding net gains (losses) on sales or calls of securities, for the twelve months ended December 31, 2025, increased by $7.5 million to $32.1 million.
- Noninterest expenses for the three months ended December 31, 2025, increased by $5.1 million to $23.453 million , and for the twelve months ended December 31, 2025, increased by $29.8 million to $100.515 million. These increases were mainly driven by the Acquisition, including $10.7 million in merger-related expenses for the full year.
- Diluted earnings per share for the three months ended December 31, 2025, was $1.04, up from $0.77 in the prior year quarter. Tangible book value per share improved to $32.22 at December 31, 2025, from $29.51 at December 31, 2024.
Jan 22, 2026, 1:30 PM
ACNB Corporation Repositions Investment Securities Portfolio
ACNB
New Projects/Investments
Guidance Update
- On December 2, 2025, ACNB Corporation sold approximately $74.6 million in lower-yielding available-for-sale investment securities, resulting in an estimated after-tax loss of approximately $2.8 million.
- The company utilized the net proceeds of approximately $71.1 million to acquire higher-yielding investment securities, increasing the average book yield from 1.13% on the sold securities to 4.80% on the purchased securities.
- This repositioning is anticipated to improve interest income by approximately $2.6 million over the next 12 months, with the $2.8 million after-tax loss expected to be recovered in approximately 1.42 years.
- The transaction will have no impact on stockholders' equity or book value per share as of the sale date, and ACNB still expects to earn a profit for the fourth quarter of 2025.
Dec 5, 2025, 1:45 PM
ACNB Corporation Declares Quarterly Cash Dividend
ACNB
Dividends
- ACNB Corporation's Board of Directors approved a regular quarterly cash dividend of $0.38 per share of common stock.
- This dividend represents an 11.8% increase over the prior quarter's dividend of $0.34 per share, and an 18.8% increase over the $0.32 cash dividend from the fourth quarter of 2024.
- The dividend is payable on December 15, 2025, to shareholders of record as of December 1, 2025.
- ACNB Corporation has consistently increased its cash dividends per share each year since 2017, growing from $0.20 to $0.38, a 90.0% increase.
Oct 22, 2025, 12:46 PM
ACNB Corporation Announces Fourth Quarter Cash Dividend
ACNB
Dividends
- ACNB Corporation's Board of Directors approved a regular quarterly cash dividend of $0.38 per share for the fourth quarter of 2025.
- This dividend is payable on December 15, 2025, to shareholders of record as of December 1, 2025.
- The $0.38 per share dividend reflects an 11.8% increase over the prior quarter's dividend of $0.34 per share, and an 18.8% increase over the $0.32 cash dividend from the fourth quarter of 2024.
- ACNB Corporation has increased its cash dividends per share annually since 2017, with the current $0.38 representing a 90.0% increase from the $0.20 quarterly dividend at that time.
Oct 22, 2025, 12:11 PM
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