Earnings summaries and quarterly performance for Affinity Bancshares.
Executive leadership at Affinity Bancshares.
Edward J. Cooney
Detailed
President and Chief Executive Officer
CEO
BC
Brandi C. Pajot
Detailed
Chief Financial Officer
CN
Clark N. Nelson
Detailed
Executive Vice President and Chief Credit Officer
EM
Elizabeth M. Galazka
Detailed
Executive Vice President of Lending
RA
Robert A. Vickers
Detailed
Chief Operations Officer
Board of directors at Affinity Bancshares.
Research analysts covering Affinity Bancshares.
Recent press releases and 8-K filings for AFBI.
Affinity Bancshares, Inc. Announces Fourth Quarter and Full Year 2025 Financial Results
AFBI
Earnings
Dividends
Share Buyback
- Affinity Bancshares, Inc. reported net income of $2.1 million and diluted earnings per share of $0.34 for the three months ended December 31, 2025, compared to $1.3 million and $0.20 respectively in the prior year period. For the full year ended December 31, 2025, net income was $8.3 million and diluted EPS was $1.29.
- Total assets increased by $14.9 million to $881.7 million at December 31, 2025, driven by a $28.6 million increase in gross loans to $742.7 million and a $21.5 million increase in deposits to $695.0 million.
- The company's net interest margin improved to 3.77% in Q4 2025 from 3.56% in Q4 2024, while the efficiency ratio stood at 63.55%.
- Asset quality showed improvement, with non-performing loans decreasing to $3.6 million at December 31, 2025, and the allowance for credit losses covering 251.9% of non-performing loans.
- Equity decreased by $2.1 million to $127.0 million at December 31, 2025, impacted by a $1.50 per share dividend and $6.0 million in common stock repurchases.
Jan 23, 2026, 9:30 PM
Affinity Bancshares, Inc. Announces Fourth Quarter and Full Year 2025 Financial Results
AFBI
Earnings
Dividends
Share Buyback
- Affinity Bancshares, Inc. reported a net income of $2.1 million for the three months ended December 31, 2025, compared to $1.3 million for the same period in 2024, with full-year 2025 net income reaching $8.3 million.
- Diluted earnings per share for the fourth quarter of 2025 was $0.34, up from $0.20 in the prior year quarter, and $1.29 for the full year 2025, compared to $0.83 in 2024.
- Total assets increased to $881.7 million at December 31, 2025, from $866.8 million at December 31, 2024, supported by $28.6 million growth in total gross loans and $21.5 million growth in deposits.
- The company's equity decreased by $2.1 million due to a $1.50 per share dividend and $6.0 million of common stock repurchases during 2025, partially offset by earnings.
- Asset quality improved, with non-performing loans decreasing to $3.6 million at December 31, 2025, from $4.8 million at December 31, 2024.
Jan 23, 2026, 9:30 PM
Affinity Bancshares, Inc. Adopts Stock Repurchase Program
AFBI
Share Buyback
- Affinity Bancshares, Inc. announced on January 7, 2026, that its Board of Directors adopted a stock repurchase program.
- Under the program, the Company may repurchase up to 304,524 shares of its common stock.
- This amount represents approximately 5% of the current outstanding shares.
- Repurchases will be made at management's discretion and may occur through open market or private transactions, block trades, or pursuant to a Rule 10b5-1 trading plan.
Jan 7, 2026, 10:03 PM
Affinity Bancshares, Inc. Announces Third Quarter 2025 Financial Results
AFBI
Earnings
Revenue Acceleration/Inflection
- For the three months ended September 30, 2025, net income was $2.2 million, an increase from $1.7 million for the same period in 2024. Diluted earnings per share were $0.34, up from $0.26 in the prior year period.
- Total assets increased by $58.4 million to $925.2 million at September 30, 2025, from $866.8 million at December 31, 2024. Total deposits grew by $65.9 million to $739.4 million at September 30, 2025, compared to $673.5 million at December 31, 2024.
- The company reported a Return on average assets of 0.94% and a Return on average equity of 7.03% for the three months ended September 30, 2025.
- Net interest income for the three months ended September 30, 2025, was $7.8 million, an increase from $7.4 million for the same period in 2024.
- Non-performing loans increased to $5.1 million at September 30, 2025, from $4.8 million at December 31, 2024.
Oct 24, 2025, 8:30 PM
Affinity Bancshares Announces Third Quarter 2025 Financial Results
AFBI
Earnings
Dividends
Share Buyback
- Affinity Bancshares, Inc. reported net income of $2.2 million for the three months ended September 30, 2025, an increase from $1.7 million for the same period in 2024.
- Diluted earnings per share for Q3 2025 was $0.34, up from $0.26 in Q3 2024.
- Total assets increased to $925.2 million at September 30, 2025, from $866.8 million at December 31, 2024.
- Total deposits grew to $739.4 million at September 30, 2025, compared to $673.5 million at December 31, 2024.
- The company's equity decreased due to a $1.50 per share dividend payment and $4.1 million in common stock repurchases.
Oct 24, 2025, 8:30 PM
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