- For the three months ended September 30, 2025, **net income was $2.2 million**, an increase from $1.7 million for the same period in 2024.  **[1823406_0001193125-25-250027_afbi-ex99_1.htm:0]**  **Diluted earnings per share were $0.34**, up from $0.26 in the prior year period.  **[1823406_0001193125-25-250027_afbi-ex99_1.htm:0]** 
- Total assets increased by **$58.4 million** to **$925.2 million** at September 30, 2025, from $866.8 million at December 31, 2024.  **[1823406_0001193125-25-250027_afbi-ex99_1.htm:1]**  Total deposits grew by **$65.9 million** to **$739.4 million** at September 30, 2025, compared to $673.5 million at December 31, 2024.  **[1823406_0001193125-25-250027_afbi-ex99_1.htm:1]** 
- The company reported a **Return on average assets of 0.94%** and a **Return on average equity of 7.03%** for the three months ended September 30, 2025.  **[1823406_0001193125-25-250027_afbi-ex99_1.htm:0]** 
- Net interest income for the three months ended September 30, 2025, was **$7.8 million**, an increase from $7.4 million for the same period in 2024.  **[1823406_0001193125-25-250027_afbi-ex99_1.htm:1]** 
- Non-performing loans increased to **$5.1 million** at September 30, 2025, from $4.8 million at December 31, 2024.  **[1823406_0001193125-25-250027_afbi-ex99_1.htm:2]**

Affinity Bancshares, Inc. Announces Third Quarter 2025 Financial Results

- Affinity Bancshares, Inc. reported **net income of $2.2 million** for the three months ended September 30, 2025, an increase from $1.7 million for the same period in 2024.  **[1823406_68f946488edc4540877ba19dfb3bb9f0_0]** 
- **Diluted earnings per share** for Q3 2025 was **$0.34**, up from $0.26 in Q3 2024.  **[1823406_68f946488edc4540877ba19dfb3bb9f0_0]** 
- **Total assets** increased to **$925.2 million** at September 30, 2025, from $866.8 million at December 31, 2024.  **[1823406_68f946488edc4540877ba19dfb3bb9f0_0]** **[1823406_68f946488edc4540877ba19dfb3bb9f0_2]** 
- **Total deposits** grew to **$739.4 million** at September 30, 2025, compared to $673.5 million at December 31, 2024.  **[1823406_68f946488edc4540877ba19dfb3bb9f0_2]** 
- The company's equity decreased due to a **$1.50 per share dividend** payment and **$4.1 million in common stock repurchases**.  **[1823406_68f946488edc4540877ba19dfb3bb9f0_2]**

Affinity Bancshares (AFBI)