Earnings summaries and quarterly performance for Business First Bancshares.
Executive leadership at Business First Bancshares.
David Melville
Detailed
Chairman, President and Chief Executive Officer
CEO
Chad Carter
Detailed
Executive Vice President, Correspondent Banking
Gregory Robertson
Detailed
Chief Financial Officer and Treasurer
Jerry Vascocu
Detailed
President (b1BANK)
Kathryn Manning
Detailed
Executive Vice President, Chief Risk Officer
Keith Mansfield
Detailed
Executive Vice President, Chief Operations Officer
Mike Pelletier
Detailed
Executive Vice President, Chief Human Resources Officer
Philip Jordan
Detailed
Executive Vice President, Chief Banking Officer
Saundra Strong
Detailed
Corporate Secretary
Warren McDonald
Detailed
Executive Vice President, Chief Credit Officer
Board of directors at Business First Bancshares.
Aimee Quirk
Detailed
Director
Alejandro Sanchez
Detailed
Director
Arthur Price
Detailed
Director
Carol Calkins
Detailed
Director
David Montgomery Jr.
Detailed
Director
J. Vernon Johnson
Detailed
Director
John Ducrest
Detailed
Director
Keith Tillage
Detailed
Director
Mark Folse
Detailed
Director
Patrick Mockler
Detailed
Director
Ricky Day
Detailed
Director
Rolfe McCollister Jr.
Detailed
Lead Independent Director
Steven White
Detailed
Director
William Hall
Detailed
Director
Zeenat Sidi
Detailed
Director
Research analysts who have asked questions during Business First Bancshares earnings calls.
Feddie Strickland
Hovde Group
6 questions for BFST
Also covers: BWFG, CNOB, HBCP +6 more
Matt Olney
Stephens Inc.
6 questions for BFST
Also covers: BOKF, BSVN, CADE +20 more
Michael Rose
Raymond James Financial, Inc.
6 questions for BFST
Also covers: AMTB, BOKF, CADE +24 more
Christopher Marinac
Janney Montgomery Scott LLC
5 questions for BFST
Also covers: ABCB, BKU, CBAN +24 more
Manuel Navas
D.A. Davidson & Co.
4 questions for BFST
Also covers: ABCB, CBU, CIVB +16 more
Recent press releases and 8-K filings for BFST.
Business First Bancshares, Inc. announces stock repurchase program
BFST
Share Buyback
- Business First Bancshares, Inc. (BFST) announced that its Board of Directors approved a stock repurchase program on October 28, 2025.
- The program authorizes the company to repurchase shares of its common stock with an aggregate purchase price of up to $30 million.
- The repurchase program is effective immediately, beginning on October 28, 2025, and will continue until October 28, 2027.
- Repurchases may be made from time to time in the open market or through privately negotiated transactions, but the program does not obligate Business First to repurchase any shares.
Oct 28, 2025, 8:30 PM
Business First Bancshares Reports Q3 2025 Earnings, Announces Dividend Increase, and Provides M&A Updates
BFST
Earnings
Dividends
M&A
- Business First Bancshares reported Q3 2025 GAAP net income of $21.5 million and GAAP EPS of $0.73 per share, with non-GAAP core net income at $21.2 million and core EPS at $0.72. The company achieved a 1.06% core ROAA and a core efficiency ratio of 60.45%, attributing this to strong expense control with essentially flat core non-interest expenses for three quarters.
- Total loans held for investment declined $26.6 million (1.7% annualized) in Q3 2025, while total deposits increased $87.2 million. Management anticipates loan growth to rebound to low to mid-single digits in Q4 2025 and expects a couple of basis points of margin expansion.
- The company successfully completed the core conversion of Oakwood Bank systems in Q3 2025 and expects to close the Progressive Bank acquisition early in Q1 2026, with asset conversion scheduled for August 2026. BFST also announced a $0.01 increase in its quarterly common stock dividend, marking its ninth consecutive year of increases, and indicated openness to considering share buybacks in the future.
Oct 23, 2025, 9:00 PM
Business First Bancshares Reports Q3 2025 Results, Increases Dividend, and Provides Outlook
BFST
Earnings
Dividends
M&A
- Business First Bancshares (BFST) reported Q3 2025 GAAP net income of $21.5 million and EPS of $0.73 per share, achieving a 1.06% core return on average assets (ROAA) and a 60.45% core efficiency ratio.
- The company announced a one-penny increase in its quarterly common stock dividend, marking the ninth consecutive year of dividend increases, and indicated potential consideration of share buybacks in the coming years due to improved capital levels.
- BFST completed the Oakwood Bank core conversion at the end of Q3 2025 and remains on pace to close the Progressive Bank transaction early in Q1 2026, with conversion scheduled for August 2026.
- Management projects a couple of basis points expansion in net interest margin and a rebound to low to mid-single-digit loan growth in Q4 2025, with a target of a 1.2% core ROA run rate by the end of Q4 2026.
Oct 23, 2025, 9:00 PM
Business First Bancshares Announces Q1 2025 Combined Earnings & Operational Update
BFST
Earnings
Dividends
M&A
Guidance Update
- Strong Q1 2025 performance: GAAP net income of $19.2 million and EPS of $0.65, with expanding net interest margins (3.68%) driving results
- Dividend declarations: Quarterly common dividend of $0.14 per share and quarterly preferred dividend of $18.75 per share, payable on May 31, 2025
- Robust asset base & profitability: Reported $7.8B in assets with ROAA of 1.00% and ROACE of 10.48%, alongside increased tangible common equity and ongoing integration and tech initiatives
- Strong deposit metrics: $6.458B in deposits across 129,161 accounts (average $50,001) with an organic deposit CAGR of ~16% since 4Q15
- Strategic growth move: Acquisition of Oakwood Bancshares added approximately $862M in assets, enhancing scale and market position
- Balance sheet dynamics & outlook: Loans remained flat while deposits declined by ~$53 million due to paydowns, with expectations for low- to mid-single-digit loan growth and a focus on organic deposit growth post branch sale
Apr 24, 2025, 12:00 AM
Quarterly earnings call transcripts for Business First Bancshares.
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