Earnings summaries and quarterly performance for BANK OF THE JAMES FINANCIAL GROUP.
Executive leadership at BANK OF THE JAMES FINANCIAL GROUP.
Board of directors at BANK OF THE JAMES FINANCIAL GROUP.
AP
Augustus Petticolas Jr.
Detailed
Director
DD
Douglas Dalton III
Detailed
Director
JA
John Alford Jr.
Detailed
Director
JD
Julie Doyle
Detailed
Director
LA
Lewis Addison
Detailed
Director
LL
Lydia Langley
Detailed
Director
PJ
Phillip Jamerson
Detailed
Director
WF
Watt Foster Jr.
Detailed
Director
WB
William Bryant III
Detailed
Director
Research analysts covering BANK OF THE JAMES FINANCIAL GROUP.
Recent press releases and 8-K filings for BOTJ.
Bank of the James Announces Q3 2025 Financial Results
BOTJ
Earnings
Revenue Acceleration/Inflection
- Bank of the James reported record quarterly earnings for the third quarter of 2025, with earnings per share of $0.61.
- Net interest income increased by 10.5% to $8.30 million in Q3 2025, and the net interest margin expanded to 3.44%.
- Interest expense decreased in Q3 2025, partly due to the extinguishment of approximately $10 million in capital notes in the second quarter of 2025.
- Loans, net of allowance for credit losses, grew to $653.29 million at September 30, 2025, and total assets reached $1.02 billion.
- The company maintained strong asset quality, with a nonperforming loans to total loans ratio of 0.29% at September 30, 2025.
Oct 30, 2025, 8:32 PM
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