Earnings summaries and quarterly performance for COASTAL FINANCIAL.
Executive leadership at COASTAL FINANCIAL.
Board of directors at COASTAL FINANCIAL.
CD
Christopher D. Adams
Detailed
Chair of the Board
GA
Gregory A. Tisdel
Detailed
Director
MR
Michael R. Patterson
Detailed
Director
PR
Pamela R. Unger
Detailed
Director
RR
Rilla R. Delorier
Detailed
Director
SA
Sadhana Akella-Mishra
Detailed
Director
SK
Stephan Klee
Detailed
Director
SD
Steven D. Hovde
Detailed
Director
TD
Thomas D. Lane
Detailed
Director
Research analysts covering COASTAL FINANCIAL.
Recent press releases and 8-K filings for CCB.
CCB Announces Q4 2025 Financial Results
CCB
Earnings
New Projects/Investments
- For Q4 2025, CCB reported a diluted EPS of $0.82 and net income of $12.6 million, representing a 7.0% decrease in net income compared to the prior quarter. Total revenue decreased by 4.6% to $138.0 million, while core net revenue increased by 6.8% to $56.5 million compared to the prior quarter.
- Total loans receivable increased by 1.2% to $3.75 billion, and total deposits grew by 4.3% to $4.14 billion over the prior quarter.
- The company sold $2.98 billion in loans during the quarter, with $2.26 billion from previously sold credit card receivables. Additionally, $843.6 million of deposits were swept off-balance sheet, generating $540,000 in noninterest income.
- Noninterest expenses were impacted by $2.5 million in employee restructuring costs and $700,000 in other employment-related expenses. The company also acquired the GreenFi climate-focused brand.
- The cost of total deposits decreased to 2.74% for Q4 2025, down from 3.04% in Q3 2025 and 3.21% in Q4 2024.
2 days ago
Coastal Financial Corp Reports Q4 2025 Financial Results and Operational Growth
CCB
Earnings
New Projects/Investments
Product Launch
- Coastal Financial Corp reported diluted EPS of $0.82 and net income of $12.6 million for the fourth quarter of 2025, with total revenue decreasing 4.6% to $138.0 million compared to the prior quarter.
- Total loans receivable increased 1.2% to $3.75 billion, and total deposits grew 4.3% to $4.14 billion in Q4 2025.
- The CCBX segment demonstrated significant growth, with deposits increasing by $182.9 million, off-balance sheet credit card accounts rising 39% quarter-over-quarter to 550,977, and 8.7 million CCBX debit cards in circulation. BaaS Program Fee Income also grew 50.6% compared to Q4 2024.
- The company sold $2.98 billion of loans during the quarter and acquired the GreenFi climate-focused brand.
7 days ago
Coastal Financial Corporation Announces Q4 2025 Results
CCB
Earnings
New Projects/Investments
Revenue Acceleration/Inflection
- Coastal Financial Corporation reported net income of $12.6 million, or $0.82 per diluted common share, for the fourth quarter of 2025, contributing to a full-year 2025 net income of $47.0 million, or $3.06 per diluted common share.
- The company experienced a 1.2% increase in loans receivable and 4.3% deposit growth during Q4 2025, with average deposits reaching $4.03 billion.
- The CCBX segment's BaaS program fee income grew 10.7% to $8.4 million in Q4 2025, and the company had 550,977 off-balance sheet credit cards with fee earning potential as of December 31, 2025.
- Net interest income increased to $79.4 million in Q4 2025, with a net interest margin of 7.03%, while the cost of funds decreased to 2.77%.
- Total assets grew 4.1% to $4.74 billion at December 31, 2025, and Coastal Financial Corporation remained well capitalized with a Total Capital ratio of 14.95%.
7 days ago
Coastal Financial Corporation Acquires GreenFi Brand
CCB
M&A
New Projects/Investments
- Coastal Financial Corporation acquired ownership of the GreenFi brand of climate-friendly consumer financial services products from Mission Financial Partners.
- Mission Financial Partners will continue to operate and market the GreenFi program, while Coastal will assume responsibility for governance, oversight, and long-term brand stewardship.
- This acquisition provides Coastal with direct control over the brand’s strategic direction, supporting its strategy of backing innovative digital banking products.
- The terms of the transaction were not disclosed.
Jan 9, 2026, 11:32 PM
CCB Reports Strong Q3 2025 Financial Results with Growth in Loans, Deposits, and Revenue
CCB
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- CCB reported diluted EPS of $0.88 for Q3 2025, an increase from $0.71 in the prior quarter. Net income for the quarter was $13.6 million, up 23.2% over the prior quarter.
- Total revenue increased 21.1% to $144.7 million in Q3 2025 compared to the prior quarter, driven by higher credit enhancement revenue. Core net revenue grew 1.3% to $52.9 million.
- Total loans receivable increased by $163.5 million, or 4.6%, to $3.70 billion as of September 30, 2025. Total deposits reached $3.97 billion, up $59.0 million, or 1.5%, over the prior quarter.
- The company sold $1.62 billion of loans during Q3 2025, with $1.41 billion being credit card loan sales. The CCBX loan portfolio grew 19.0% year-over-year to $1.80 billion.
- The cost of total deposits decreased to 3.04% for Q3 2025, down from 3.10% in Q2 2025 and 3.59% in Q3 2024. The balance sheet is positioned with 47% of assets and 68% of liabilities repricing within three months as of September 30, 2025.
Nov 7, 2025, 12:00 PM
COASTAL FINANCIAL CORP Reports Strong Q3 2025 Financial Results and CCBX Growth
CCB
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- COASTAL FINANCIAL CORP reported a diluted EPS of $0.88 for Q3 2025, an increase from $0.71 in the prior quarter, with net income up 23.2% to $13.6 million and total revenue growing 21.1% to $144.7 million.
- Total loans receivable increased 4.6% to $3.70 billion, and total deposits grew 1.5% to $3.97 billion as of September 30, 2025.
- The Banking as a Service (CCBX) segment showed significant activity, with BaaS Program Fee Income growing 46.5% year-over-year and $1.62 billion in CCBX loans sold during the quarter. Partner progression included one moving to active status and three to implementation, with Robinhood's deposit program expected to ramp up in Q4 2025.
- The company successfully managed deposit costs, which decreased to 3.04% for Q3 2025, down from 3.59% in the prior year quarter.
Oct 29, 2025, 11:14 AM
Coastal Financial Corporation Announces Third Quarter 2025 Results
CCB
Earnings
New Projects/Investments
Revenue Acceleration/Inflection
- Coastal Financial Corporation reported net income of $13.6 million, or $0.88 per diluted common share, for the third quarter ended September 30, 2025, an increase from $11.0 million, or $0.71 per diluted common share, in the prior quarter.
- During Q3 2025, loans receivable increased by $163.5 million (4.6%) and deposits grew by $59.0 million (1.5%).
- The CCBX segment's program fee income rose to $7.6 million, an 11.3% increase from the previous quarter, with 29 total relationships as of September 30, 2025.
- Total noninterest expense decreased by $2.7 million (3.7%) to $70.2 million for the quarter ended September 30, 2025, primarily due to lower legal and professional expenses and salaries and employee benefits.
- Key performance ratios for Q3 2025 included a Return on Average Assets (ROA) of 1.19% and a Return on Average Equity (ROE) of 11.52%.
Oct 29, 2025, 11:12 AM
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