- Capital City Bank Group, Inc. reported **net income attributable to common shareowners of $16.0 million**, or **$0.93 per diluted share**, for the third quarter of 2025, an increase from $15.0 million ($0.88 per diluted share) in the second quarter of 2025 and $13.1 million ($0.77 per diluted share) in the third quarter of 2024.  **[726601_0000726601-25-000040_ex991.htm:0]** 
- **Tax-equivalent net interest income** for the third quarter of 2025 totaled **$43.6 million**, up from $43.2 million in the second quarter of 2025, with the **net interest margin increasing four-basis points to 4.34%**.  **[726601_0000726601-25-000040_ex991.htm:0]** 
- **Noninterest income increased by $2.3 million, or 11.6%**, in the third quarter of 2025 compared to the second quarter of 2025, primarily driven by a **$0.7 million gain from the sale of an insurance subsidiary**, higher mortgage banking revenues, and deposit fees.  **[726601_0000726601-25-000040_ex991.htm:0]** 
- The company achieved a **Return on Average Assets (ROA) of 1.47%** and a **Return on Average Equity (ROE) of 11.67%** for the third quarter of 2025.  **[726601_0000726601-25-000040_ex991.htm:0]** 
- **Tangible book value per diluted share increased by $1.01, or 4.0%**, and all regulatory capital ratios, including a **total risk-based capital ratio of 20.59%**, exceeded the "well-capitalized" thresholds at September 30, 2025.  **[726601_0000726601-25-000040_ex991.htm:0]** **[726601_0000726601-25-000040_ex991.htm:5]**

Capital City Bank Group Reports Strong Third Quarter 2025 Results

- Capital City Bank Group, Inc. reported **net income attributable to common shareowners of $16.0 million**, or **$0.93 per diluted share**, for the third quarter of 2025, an increase from **$15.0 million** ($0.88 per diluted share) in the second quarter of 2025 and **$13.1 million** ($0.77 per diluted share) in the third quarter of 2024.  **[726601_4840bfa307bf48ea823c5a162aac6f12_0]** 
- The company achieved a **Return on Average Assets (ROA) of 1.47%** and a **Return on Average Equity (ROE) of 11.67%** for the third quarter of 2025.  **[726601_4840bfa307bf48ea823c5a162aac6f12_1]** **[726601_4840bfa307bf48ea823c5a162aac6f12_12]** 
- **Tax-equivalent net interest income totaled $43.6 million** for the third quarter of 2025, up from **$43.2 million** in the second quarter of 2025, with the **net interest margin increasing four basis points to 4.34%**.  **[726601_4840bfa307bf48ea823c5a162aac6f12_0]** 
- **Noninterest income increased by $2.3 million, or 11.6%**, over the second quarter of 2025, primarily due to a **$0.7 million gain from the sale of an insurance subsidiary**.  **[726601_4840bfa307bf48ea823c5a162aac6f12_0]** **[726601_4840bfa307bf48ea823c5a162aac6f12_2]** 
- **Tangible book value per diluted share increased by $1.01, or 4.0%**, and all regulatory capital ratios exceeded the "well-capitalized" thresholds at September 30, 2025.  **[726601_4840bfa307bf48ea823c5a162aac6f12_0]** **[726601_4840bfa307bf48ea823c5a162aac6f12_7]**

CAPITAL CITY BANK GROUP (CCBG)