Earnings summaries and quarterly performance for CAPITAL CITY BANK GROUP.
Executive leadership at CAPITAL CITY BANK GROUP.
Board of directors at CAPITAL CITY BANK GROUP.
AC
Ashbel C. Williams
Detailed
Director
BJ
Bonnie J. Davenport
Detailed
Director
JG
John G. Sample, Jr.
Detailed
Audit Committee Chair
KA
Kimberly A. Crowell
Detailed
Director
LL
Laura L. Johnson
Detailed
Corporate Governance and Nominating Committee Chair
MM
Marshall M. Criser III
Detailed
Compensation Committee Chair
RA
Robert Antoine
Detailed
Director
SW
Stanley W. Connally, Jr.
Detailed
Lead Independent Director
WE
William Eric Grant
Detailed
Director
WF
William F. Butler
Detailed
Director
Research analysts covering CAPITAL CITY BANK GROUP.
Recent press releases and 8-K filings for CCBG.
Capital City Bank Group Inc. Reports Fourth Quarter 2025 Results
CCBG
Earnings
Dividends
Revenue Acceleration/Inflection
- For the fourth quarter of 2025, net income attributable to common shareowners was $13.7 million, or $0.80 per diluted share, while for the full year 2025, it totaled $61.6 million, or $3.60 per diluted share.
- The net interest margin decreased by 8 basis points to 4.26% in Q4 2025 compared to the prior quarter, but full-year 2025 tax-equivalent net interest income increased to $171.8 million from $159.2 million in 2024.
- Credit quality remained strong, with an allowance coverage ratio of 1.22% at December 31, 2025, and net loan charge-offs of 14 basis points of average loans for the full year 2025.
- Loan balances decreased by 1.4% and deposit balances increased by 1.3% (end of period) in Q4 2025, while tangible book value per diluted share increased by $3.38, or 14.3%, for the full year 2025 to $27.03 at December 31, 2025.
- As of December 31, 2025, all regulatory capital ratios exceeded "well-capitalized" thresholds, including a total risk-based capital ratio of 21.45% and a common equity tier 1 capital ratio of 18.54%.
Jan 27, 2026, 8:23 PM
Capital City Bank Group Reports Strong Full-Year 2025 Earnings and Q4 Results
CCBG
Earnings
Dividends
- Capital City Bank Group reported net income attributable to common shareowners of $13.7 million, or $0.80 per diluted share, for the fourth quarter of 2025, and $61.6 million, or $3.60 per diluted share, for the full year 2025, an increase from $52.9 million, or $3.12 per diluted share, in 2024.
- The company's net interest margin for Q4 2025 was 4.26%, an 8 basis point decrease from the prior quarter but a 9 basis point increase over Q4 2024. For the full year 2025, the net interest margin increased by 20 basis points to 4.28% compared to 2024.
- Tangible book value per diluted share increased by $0.65, or 2.5%, in Q4 2025 to $27.03 and saw a 14.3% increase for the full year 2025, alongside a 13.6% increase in the dividend.
- Credit quality remained strong with an allowance coverage ratio of 1.22% at December 31, 2025, up from 1.10% in 2024, and all regulatory capital ratios exceeded "well-capitalized" thresholds, including a total risk-based capital ratio of 21.45%.
Jan 27, 2026, 12:00 PM
Capital City Bank Group Reports Strong Third Quarter 2025 Results
CCBG
Earnings
Revenue Acceleration/Inflection
- Capital City Bank Group, Inc. reported net income attributable to common shareowners of $16.0 million, or $0.93 per diluted share, for the third quarter of 2025, an increase from $15.0 million ($0.88 per diluted share) in the second quarter of 2025 and $13.1 million ($0.77 per diluted share) in the third quarter of 2024.
- Tax-equivalent net interest income for the third quarter of 2025 totaled $43.6 million, up from $43.2 million in the second quarter of 2025, with the net interest margin increasing four-basis points to 4.34%.
- Noninterest income increased by $2.3 million, or 11.6%, in the third quarter of 2025 compared to the second quarter of 2025, primarily driven by a $0.7 million gain from the sale of an insurance subsidiary, higher mortgage banking revenues, and deposit fees.
- The company achieved a Return on Average Assets (ROA) of 1.47% and a Return on Average Equity (ROE) of 11.67% for the third quarter of 2025.
- Tangible book value per diluted share increased by $1.01, or 4.0%, and all regulatory capital ratios, including a total risk-based capital ratio of 20.59%, exceeded the "well-capitalized" thresholds at September 30, 2025.
Oct 21, 2025, 6:39 PM
Capital City Bank Group Reports Strong Third Quarter 2025 Results
CCBG
Earnings
Revenue Acceleration/Inflection
- Capital City Bank Group, Inc. reported net income attributable to common shareowners of $16.0 million, or $0.93 per diluted share, for the third quarter of 2025, an increase from $15.0 million ($0.88 per diluted share) in the second quarter of 2025 and $13.1 million ($0.77 per diluted share) in the third quarter of 2024.
- The company achieved a Return on Average Assets (ROA) of 1.47% and a Return on Average Equity (ROE) of 11.67% for the third quarter of 2025.
- Tax-equivalent net interest income totaled $43.6 million for the third quarter of 2025, up from $43.2 million in the second quarter of 2025, with the net interest margin increasing four basis points to 4.34%.
- Noninterest income increased by $2.3 million, or 11.6%, over the second quarter of 2025, primarily due to a $0.7 million gain from the sale of an insurance subsidiary.
- Tangible book value per diluted share increased by $1.01, or 4.0%, and all regulatory capital ratios exceeded the "well-capitalized" thresholds at September 30, 2025.
Oct 21, 2025, 11:00 AM
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