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Andrew M. Young

Chief Financial Officer at CAPITAL ONE FINANCIAL
Since March 2021
Age
50 years
Tenure
Joined Capital One in June 1996 and held various positions including Senior Vice President, Business Line CFO (April 2018–February 2021), Chief Financial Officer of Capital One, National Association (July 2018–February 2021), Senior Vice President, Head of Corporate Planning and CFO of Infrastructure (January 2015–April 2018) before assuming the current role as CFO in March 2021.

Also at CAPITAL ONE FINANCIAL

CSK
Celia S. Karam
President of Retail Bank

About

Andrew M. Young currently serves as the Chief Financial Officer at Capital One Financial Corporation, a role he assumed in March 2021. His appointment as CFO marked another significant milestone in a long and diverse career at the company.

He began his journey with Capital One in June 1996 and has since undertaken a series of leadership roles across different divisions. Notably, he served as Senior Vice President, Business Line CFO from April 2018 to February 2021, and simultaneously oversaw operations as the CFO of Capital One, National Association from July 2018 to February 2021.

Earlier in his career, he held the position of Senior Vice President, Head of Corporate Planning and CFO of Infrastructure between January 2015 and April 2018. Andrew M. Young’s career progression reflects a deep commitment to financial management and strategic planning within the organization.

Past Roles

OrganizationRoleDate RangeDetails
Capital OneSenior Vice President and Business Line Chief Financial OfficerApril 2018 to February 2021Managed all CFO teams and enterprise planning and budgeting
Capital OneChief Financial Officer of Capital One, National AssociationJuly 2018 to February 2021Oversaw financial management for the national banking association
Capital OneSenior Vice President, Head of Corporate Planning and CFO of InfrastructureJanuary 2015 to April 2018Led corporate planning and infrastructure financial management

Fixed Compensation

Data from  FY 2024
Component NameAmountPayment ScheduleAdditional Details
Salary$1,034,577 2024Fixed annual salary
Stock Awards$2,829,397 2024Fixed stock awards
All Other Compensation$218,643 2024Fixed additional compensation
VNQDCP - Executive Contributions$31,037 2024Non-qualified deferred compensation
VNQDCP - Registrant Contributions$152,328 2024Non-qualified deferred compensation
VNQDCP - Aggregate Earnings$273,428 2024Non-qualified deferred compensation
VNQDCP - Aggregate Balance at Last FYE$2,051,755 As of last fiscal year-endNon-qualified deferred compensation
ESP - Aggregate Earnings$37 2024Employee stock purchase plan
ESP - Aggregate Balance at Last FYE$1,824 As of last fiscal year-endEmployee stock purchase plan
Voluntary Termination (Total)$780,000 Upon voluntary terminationFixed severance cash component
Involuntary Termination (Total)$13,538,435 Upon involuntary terminationIncludes cash, accelerated equity awards, and benefits
Change of Control (Total)$17,460,747 Upon change of controlIncludes cash, retirement contributions, equity awards, and benefits
Number of Shares Acquired on Vesting7,713 shares As per vesting scheduleBased on vesting of awards
Value Realized on Vesting$1,051,745 At time of vestingRealized value from vesting

Performance Compensation

Data from  FY 2024

Cash Incentive

MetricValue
Amount$1,950,000
Grant DateFebruary 2025
Performance MetricsNot specified

Stock-Settled RSUs

MetricValue
Grant DateFebruary 1, 2024
Grant Date Fair Value$1,242,796
Number of RSUs Granted9,236 RSUs
Vesting Schedule3 equal annual installments starting February 15, 2025, 2026, and 2027
Performance ConditionsTied to Core Earnings with potential reduction if thresholds not met; dividend equivalents accrue and are paid in cash at vesting

Performance Shares

MetricValue
Grant DateFebruary 1, 2024
Grant Date Fair Value$1,560,136
Grant Date Stock Price$132.71
Threshold0 shares
Target16,625 shares
MaximumNot specified
Vesting Schedule3-year period; vesting may be reduced by 50% or 100% based on performance goals
Performance PeriodBegins January 1, 2025
Performance RangeOpportunity to receive 0% to 150% of target shares