- **Net income for CSB Bancorp, Inc. increased to $4,151,000, or $1.57 per diluted share, for the third quarter ended September 30, 2025**, up from $3,145,000, or $1.18 per diluted share, in the same period of 2024.  **[880417_b7c1da92d50e45ab856643f17a593165_0]** 
- **Annualized Return on average assets (ROA) and Return on average common equity (ROE) improved to 1.31% and 13.19% respectively for Q3 2025**, compared to 1.05% and 11.14% in Q3 2024.  **[880417_b7c1da92d50e45ab856643f17a593165_0]** 
- **Net interest income (FTE) rose 19% to $10,968,000, with the net interest margin (FTE) expanding to 3.67% in Q3 2025** from 3.26% in Q3 2024.  **[880417_b7c1da92d50e45ab856643f17a593165_0]** **[880417_b7c1da92d50e45ab856643f17a593165_1]** **[880417_b7c1da92d50e45ab856643f17a593165_6]** 
- **Total loan balances increased 10% since the beginning of the year, and nonperforming loans significantly decreased to $746,000, or 0.09% of total loans, as of September 30, 2025**, down from $3.4 million, or 0.47% of total loans, a year prior.  **[880417_b7c1da92d50e45ab856643f17a593165_0]** **[880417_b7c1da92d50e45ab856643f17a593165_3]**

CSB Bancorp, Inc. Reports Strong Third Quarter 2025 Earnings

- **Net income** for the third quarter ended September 30, 2025, was **$4,151,000**, or **$1.57 per diluted share**, compared to $3,145,000, or $1.18 per diluted share, for the same period in 2024.  **[880417_0001193125-25-245118_csbb-ex99_1.htm:1]** **[880417_0001193125-25-245118_csbb-ex99_1.htm:7]** 
- **Return on average assets (ROA)** improved to **1.31%** and **Return on average common equity (ROE)** to **13.19%** for Q3 2025, up from 1.05% and 11.14% respectively, in Q3 2024.  **[880417_0001193125-25-245118_csbb-ex99_1.htm:1]** **[880417_0001193125-25-245118_csbb-ex99_1.htm:5]** 
- **Net interest income increased by 19%** and **noninterest income increased by 3%** in Q3 2025 compared to Q3 2024.  **[880417_0001193125-25-245118_csbb-ex99_1.htm:1]** 
- **Nonperforming loans significantly decreased** to **$746 thousand (0.09% of total loans)** as of September 30, 2025, from $3.4 million (0.47% of total loans) a year prior.  **[880417_0001193125-25-245118_csbb-ex99_1.htm:3]** **[880417_0001193125-25-245118_csbb-ex99_1.htm:5]** 
- The company declared a **third quarter dividend of $0.41 per share**.  **[880417_0001193125-25-245118_csbb-ex99_1.htm:3]**

CSB Bancorp (CSBB)